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Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2
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wil-i-am
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Oct 9 2015, 07:23 PM
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QUOTE(dEviLs @ Oct 9 2015, 06:43 PM) some special situation fund..the first launch five years ago got 100% return launched this Monday and this morning she told me 140mil of 150mil already taken up  It seems pent up demand is pretty strong
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wil-i-am
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Oct 10 2015, 01:27 PM
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QUOTE(Ancient-XinG- @ Oct 10 2015, 01:19 PM) Added to principal. Zzzzzzzzzz Arrrggghhhhh Btw we have the choice to add to pokok or into casa? Or compulsory to xasa? To CASA ony
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wil-i-am
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Oct 10 2015, 08:51 PM
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QUOTE(bbgoat @ Oct 10 2015, 09:55 AM) Not considering HL 4.26%, AmBank 4.2%, even MBB GIA-i 4.5% ?  So, u have vested interest in 3 products?
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wil-i-am
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Oct 11 2015, 12:39 PM
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QUOTE(Human Nature @ Oct 11 2015, 12:33 PM) For the UOB promo ending on 30 Oct, anyone know whether it will end if they meet a certain deposit amount? Ending on 30 Oct means still can make a deposit on 30th itself, right? Most Banks will end promo (although b4 timeline) once target is achieve
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wil-i-am
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Oct 11 2015, 12:48 PM
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QUOTE(Human Nature @ Oct 11 2015, 12:47 PM) but is there any targeted amount?  can't find the info at the photo and can't recall if it was mentioned before..i need to remember to ask this when i go there this tuesday Some Banks will specify the target sum upfront n some just silent
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wil-i-am
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Oct 12 2015, 01:15 PM
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QUOTE(tonytyk @ Oct 12 2015, 11:41 AM) Yearly basis from Jan to Dec or from previous top up/crediting? Jan to Dec
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wil-i-am
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Oct 12 2015, 06:19 PM
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QUOTE(McFD2R @ Oct 12 2015, 03:36 PM) Ask her to place that in writing. Dun think she will do so
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wil-i-am
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Oct 12 2015, 08:41 PM
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QUOTE(Ramjade @ Oct 12 2015, 08:29 PM) That's only for priority customer right? Cause last time h, cimb, charges me Rm5+ for one BC.  Maybank oso charged RM5.30 per BC
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wil-i-am
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Oct 12 2015, 09:09 PM
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QUOTE(Ramjade @ Oct 12 2015, 09:07 PM) Despite ambank Truesavers only giving 2.8% (0.1% lesser than ocbc), at least no terms and conditions. No minimum amount required. There's no need to topup every month or charge anything. Only drawback is 3x/month ibg/atm withdrawal.  Tun, did AmBank appoint u as Ambasador?
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wil-i-am
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Oct 12 2015, 09:23 PM
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QUOTE(MNet @ Oct 12 2015, 09:18 PM) Anyone facing problem when using Instant interbank transfer at bankrakyat website? Totally not able to choose the option. Try to call their hotline no
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wil-i-am
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Oct 13 2015, 12:44 PM
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QUOTE(Ramjade @ Oct 13 2015, 12:41 PM) I use the bank which can give the me the best interest while saving money so can put fd. If another bank can come out with rates which beat ambank, I will not hesitate to jump ship. My loyalty is with my money.  Do u have sentimental value?
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wil-i-am
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Oct 13 2015, 01:16 PM
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QUOTE(edwardccg @ Oct 13 2015, 01:12 PM) Hi, most FD promotion are require fresh fund. do i have to get a bank draft from my other bank to open the FD? Can I IBG the money into the bank's saving account and issue FD from it, will it still treat as fresh fund? Bank draft or IBG will do
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wil-i-am
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Oct 13 2015, 01:27 PM
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QUOTE(Ancient-XinG- @ Oct 13 2015, 01:13 PM) Guys. I just call MBB care line. Really made me speechless. They say the interest payment mode can be - CASA - added to principle. He say he will double confirm and give me a call. I wait for 3 hrs ad. Still haven't got the call yet. I was like wtf........ I guess I need to call again. I wud suggest u speak face-to-face with the BM for FAQ
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wil-i-am
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Oct 13 2015, 11:20 PM
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QUOTE(Bonescythe @ Oct 13 2015, 09:44 PM) I dun have ambank because their atm branches very susah to find I tot plenty inside 7-11
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wil-i-am
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Oct 14 2015, 02:48 PM
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QUOTE(Ramjade @ Oct 13 2015, 11:46 PM) Really? Didn't know that. Hardly go 7-11.I still prefer the ibg way. Shiok sendiri that using both banks.  U shld goes out n social instead of keyboard warrior
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wil-i-am
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Oct 14 2015, 07:49 PM
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QUOTE(cklimm @ Oct 14 2015, 07:14 PM) usually 6 figures cheque is intimidating enough to most local banks, show em what you have. So fast show hand?
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wil-i-am
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Oct 15 2015, 09:13 AM
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QUOTE(yygo @ Oct 15 2015, 09:10 AM) tun calling names?  you are the nuts by not reading carefully! i am saying put the monthly interest from ambank into affin 12 month fd for 3.7%, more than ambank 2.85%.for 100k money. tun nuts, please see see again.  Respect la Tun...
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wil-i-am
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Oct 15 2015, 07:07 PM
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QUOTE(ohcipala @ Oct 15 2015, 06:26 PM) This one really wang besar. I wonder if they're any takers?  Yes, silent readers
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wil-i-am
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Oct 16 2015, 09:11 PM
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QUOTE(cklimm @ Oct 16 2015, 08:30 PM) Latest from BSN: FD Promo for 1,6,9,12 months @ 3.2%,3.3%,3.5%,4.0% p.a respectively [attachmentid=5135338] Not tat competitive if compare to AmBank or Uob
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wil-i-am
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Oct 18 2015, 03:55 PM
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QUOTE(aeiou228 @ Oct 18 2015, 02:12 PM) For the 60 months 4.5%, Min deposit 5K. Interest paid half yearly. If above 50 years old, interest paid every 4 months. If above 50 years old and deposit exceed 50K, interest paid monthly. Deposit guaranteed by the Malaysian Government. Effective yield for interest paid monthly is 5.04% Comparing just yield and risk only, BSN is currently slight better yield than PAV Reit @ RM1.52 now. Bro, can't compare FD with Reits as the later is exposed to capital upside or downside
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