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 Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2

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wil-i-am
post Oct 9 2015, 07:23 PM

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QUOTE(dEviLs @ Oct 9 2015, 06:43 PM)
some special situation fund..the first launch five years ago got 100% return hmm.gif
launched this Monday and this morning she told me 140mil of 150mil already taken up  shocking.gif
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It seems pent up demand is pretty strong
wil-i-am
post Oct 10 2015, 01:27 PM

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QUOTE(Ancient-XinG- @ Oct 10 2015, 01:19 PM)
Added to principal.

Zzzzzzzzzz

Arrrggghhhhh

Btw we have the choice to add to pokok or into casa? Or compulsory to xasa?
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To CASA ony
wil-i-am
post Oct 10 2015, 08:51 PM

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QUOTE(bbgoat @ Oct 10 2015, 09:55 AM)
Not considering HL 4.26%, AmBank 4.2%, even MBB GIA-i 4.5% ?  hmm.gif
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So, u have vested interest in 3 products?
wil-i-am
post Oct 11 2015, 12:39 PM

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QUOTE(Human Nature @ Oct 11 2015, 12:33 PM)
For the UOB promo ending on 30 Oct, anyone know whether it will end if they meet a certain deposit amount? Ending on 30 Oct means still can make a deposit on 30th itself, right?
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Most Banks will end promo (although b4 timeline) once target is achieve
wil-i-am
post Oct 11 2015, 12:48 PM

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QUOTE(Human Nature @ Oct 11 2015, 12:47 PM)
but is there any targeted amount?  hmm.gif  can't find the info at the photo and can't recall if it was mentioned before..i need to remember to ask this when i go there this tuesday
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Some Banks will specify the target sum upfront n some just silent
wil-i-am
post Oct 12 2015, 01:15 PM

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QUOTE(tonytyk @ Oct 12 2015, 11:41 AM)
Yearly basis from Jan to Dec or from  previous top up/crediting?
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Jan to Dec
wil-i-am
post Oct 12 2015, 06:19 PM

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QUOTE(McFD2R @ Oct 12 2015, 03:36 PM)
Ask her to place that in writing.
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Dun think she will do so
wil-i-am
post Oct 12 2015, 08:41 PM

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QUOTE(Ramjade @ Oct 12 2015, 08:29 PM)
That's only for priority customer right? Cause last time h, cimb, charges me Rm5+ for one BC. mad.gif
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Maybank oso charged RM5.30 per BC
wil-i-am
post Oct 12 2015, 09:09 PM

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QUOTE(Ramjade @ Oct 12 2015, 09:07 PM)
Despite ambank Truesavers only giving 2.8% (0.1% lesser than ocbc),  at least no terms and conditions. No minimum amount required. There's no need to topup every month or charge anything. Only drawback is 3x/month ibg/atm withdrawal. biggrin.gif
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Tun, did AmBank appoint u as Ambasador?

wil-i-am
post Oct 12 2015, 09:23 PM

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QUOTE(MNet @ Oct 12 2015, 09:18 PM)
Anyone facing problem when using Instant interbank transfer at bankrakyat website?

Totally not able to choose the option.
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Try to call their hotline no
wil-i-am
post Oct 13 2015, 12:44 PM

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QUOTE(Ramjade @ Oct 13 2015, 12:41 PM)
I use the bank which can give the me the best interest while saving money so can put fd.

If another bank can come out with rates which beat ambank, I will not hesitate to jump ship. My loyalty is with my money.  laugh.gif
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Do u have sentimental value?
wil-i-am
post Oct 13 2015, 01:16 PM

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QUOTE(edwardccg @ Oct 13 2015, 01:12 PM)
Hi,
most FD promotion are require fresh fund.
do i have to get a bank draft from my other bank to open the FD?
Can I IBG the money into the bank's saving account and issue FD from it, will it still treat as fresh fund?
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Bank draft or IBG will do
wil-i-am
post Oct 13 2015, 01:27 PM

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QUOTE(Ancient-XinG- @ Oct 13 2015, 01:13 PM)
Guys. I just call MBB care line. Really made me speechless. They say the interest payment mode can be

- CASA
- added to principle.

He say he will double confirm and give me a call. I wait for 3 hrs ad. Still haven't got the call yet. I was like wtf........

I guess I need to call again.
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I wud suggest u speak face-to-face with the BM for FAQ
wil-i-am
post Oct 13 2015, 11:20 PM

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QUOTE(Bonescythe @ Oct 13 2015, 09:44 PM)
I dun have ambank because their atm branches very susah to find
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I tot plenty inside 7-11
wil-i-am
post Oct 14 2015, 02:48 PM

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QUOTE(Ramjade @ Oct 13 2015, 11:46 PM)
Really? Didn't know that. Hardly go 7-11.I still prefer the ibg way. Shiok sendiri that using both banks. tongue.gif
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U shld goes out n social instead of keyboard warrior

wil-i-am
post Oct 14 2015, 07:49 PM

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QUOTE(cklimm @ Oct 14 2015, 07:14 PM)
usually 6 figures cheque is intimidating enough to most local banks, show em what you have.
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So fast show hand?
wil-i-am
post Oct 15 2015, 09:13 AM

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QUOTE(yygo @ Oct 15 2015, 09:10 AM)
tun calling names? brows.gif you are the nuts by not reading carefully! brows.gif

i am saying put the monthly interest from ambank into affin 12 month fd for 3.7%, more than ambank 2.85%.for 100k money.

tun nuts, please see see again. tongue.gif
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Respect la Tun...
wil-i-am
post Oct 15 2015, 07:07 PM

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QUOTE(ohcipala @ Oct 15 2015, 06:26 PM)
This one really wang besar. I wonder if they're any takers? hmm.gif
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Yes, silent readers
wil-i-am
post Oct 16 2015, 09:11 PM

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QUOTE(cklimm @ Oct 16 2015, 08:30 PM)
Latest from BSN:
FD Promo for 1,6,9,12 months @ 3.2%,3.3%,3.5%,4.0% p.a respectively

[attachmentid=5135338]
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Not tat competitive if compare to AmBank or Uob
wil-i-am
post Oct 18 2015, 03:55 PM

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QUOTE(aeiou228 @ Oct 18 2015, 02:12 PM)
For the 60 months 4.5%,

Min deposit 5K.
Interest paid half yearly.
If above 50 years old, interest paid every 4 months.
If above 50 years old and deposit exceed 50K, interest paid monthly.
Deposit guaranteed by the Malaysian Government. 
Effective yield for interest paid monthly is 5.04%
Comparing just yield and risk only, BSN is currently slight better yield than PAV Reit @ RM1.52 now.
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Bro, can't compare FD with Reits as the later is exposed to capital upside or downside

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