Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
5 Pages < 1 2 3 4 5 >Bottom

Outline · [ Standard ] · Linear+

 Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2

views
     
cklimm
post Oct 21 2015, 09:46 PM

Look at all my stars!!
*******
Senior Member
2,337 posts

Joined: Oct 2014


QUOTE(Ah SiAnG @ Oct 21 2015, 09:28 PM)
Can I opt not to have their debit card and cheque book?

Since I plan to uplift the FD and close the Advance account after the FD due in 3 months time.
*
i did not take their debit card, i think you can choose not to have their cheque book as well.
cklimm
post Oct 22 2015, 08:26 AM

Look at all my stars!!
*******
Senior Member
2,337 posts

Joined: Oct 2014


QUOTE(Ah SiAnG @ Oct 21 2015, 09:55 PM)
I see. Just to confirm, currently I have a HSBC basic savings account, I am still entitled to participate in this promotion right? Since currently I am not a HSBC advance account holder.
*
just give it a try lah
cklimm
post Oct 22 2015, 02:55 PM

Look at all my stars!!
*******
Senior Member
2,337 posts

Joined: Oct 2014


QUOTE(kochin @ Oct 22 2015, 08:41 AM)
notworthy.gif  notworthy.gif  notworthy.gif
how did you manage that?
3.7% monthly?
your RM did it for you?
*
Dia orang kaya, CIMB preffered brows.gif
cklimm
post Oct 22 2015, 03:54 PM

Look at all my stars!!
*******
Senior Member
2,337 posts

Joined: Oct 2014


QUOTE(dEviLs @ Oct 22 2015, 03:28 PM)
what preferred? shakehead.gif
CIMB private ok  icon_idea.gif
*
possible jugak, aum 5m only to join private banking brows.gif
cklimm
post Oct 23 2015, 09:20 AM

Look at all my stars!!
*******
Senior Member
2,337 posts

Joined: Oct 2014


I will say that, 1 month 3.7%p.a is the best rate in town for such tenure, moreover, its auto renewed, i will visit cimb preffered soon
cklimm
post Oct 24 2015, 09:10 AM

Look at all my stars!!
*******
Senior Member
2,337 posts

Joined: Oct 2014


QUOTE(mohdyusof @ Oct 24 2015, 08:58 AM)
bro, dia cakap hnwi. 50k hnwi? laugh.gif

saya tanya dia hnwi for structure product he mentioned.

cimb 50k prefered customer? joke? laugh.gif
*
50k, CIMB Prime boleh lah, preffered need 150k now, for limited time
cklimm
post Oct 24 2015, 07:31 PM

Look at all my stars!!
*******
Senior Member
2,337 posts

Joined: Oct 2014


QUOTE(Ah SiAnG @ Oct 24 2015, 07:17 PM)
thought of opening Alliance Bank's e-Alliance Term Deposit-i but prior to that gotta open a savings account to access to alliance online.

but even basic savings account has issuance fee and annual fee for its atm card, not so worth after all right?  wink.gif
*
can try insist dont want atm card, want online banking only. but why bother with this bank, not top rate at all
cklimm
post Oct 25 2015, 08:55 AM

Look at all my stars!!
*******
Senior Member
2,337 posts

Joined: Oct 2014


QUOTE(yygo @ Oct 25 2015, 08:49 AM)
those that want to join hl pb, give @Bonescythe a chance. maybe he will share parkson voucher with you. brows.gif  laugh.gif
*
i will, if i have such bullets to join brows.gif

This post has been edited by cklimm: Oct 25 2015, 08:55 AM
cklimm
post Oct 25 2015, 04:55 PM

Look at all my stars!!
*******
Senior Member
2,337 posts

Joined: Oct 2014


QUOTE(ohcipala @ Oct 25 2015, 04:36 PM)
I don't have rm10k cry.gif
*
to entitle for ambank 1 month FD, you need 100k. brows.gif


Attached thumbnail(s)
Attached Image
cklimm
post Oct 25 2015, 06:00 PM

Look at all my stars!!
*******
Senior Member
2,337 posts

Joined: Oct 2014


QUOTE(Ramjade @ Oct 25 2015, 05:13 PM)
cklimm
Then either you stick with Maybank 3.25% or ambank 3.15 or do like what wil-i-am does. Dump into ASX FP this coming 31st or 1st. Withdraw one month later.  Any deposit after the 1st not counted. Must hold until that month ends. Can only withdraw the following month. Good side is no need rm100k can earn 6.X%. thumbup.gif Rm1000 also can. tongue.gif 1 month interest of 6.X% but you need to wait ~1 year to get that interest. sad.gif If you have the book, can do it online. Just pay I think rm1.06 regardless how much is the amount. But to withdraw need to go to bank.

For 1 month efd, better choose those real efd. No need to waste petrol.
*
the problem is, I am not bumi, i can only buy variable priced funds which charges me 5% upfront
cklimm
post Oct 26 2015, 11:11 AM

Look at all my stars!!
*******
Senior Member
2,337 posts

Joined: Oct 2014


QUOTE(??!! @ Oct 26 2015, 09:44 AM)
The CIMB 3 months 4% promo seems to apply for over the counter placement as well.

Have done it twice the past 2 weeks.
*
good, then you dont have to click around in CIMB clicks
cklimm
post Oct 26 2015, 11:03 PM

Look at all my stars!!
*******
Senior Member
2,337 posts

Joined: Oct 2014


QUOTE(wil-i-am @ Oct 26 2015, 09:57 PM)
Wat is the replacement cost for iPod Shuffle?
*
a quick search on apple malaysia shows that it worth RM189

http://www.apple.com/my/shop/buy-ipod/ipod-shuffle
cklimm
post Oct 27 2015, 04:03 PM

Look at all my stars!!
*******
Senior Member
2,337 posts

Joined: Oct 2014


QUOTE(Bonescythe @ Oct 27 2015, 03:58 PM)
actually HLB MACH had a saving jar which u can get 3% PA on saving... not bad feature also
*
dream jar 2% only lar, where got 3
cklimm
post Oct 27 2015, 10:09 PM

Look at all my stars!!
*******
Senior Member
2,337 posts

Joined: Oct 2014


QUOTE(Bonescythe @ Oct 27 2015, 10:07 PM)
Ram gor... i say almost 3%.. i didnt mention 3% la.

Almost... 2.816 is also almost ma...
*
look, u put ambank savers 2.8%pa instead of dream jar, you gives free 0.016% to banks!
am I right Ramjade brows.gif

This post has been edited by cklimm: Oct 27 2015, 10:10 PM
cklimm
post Oct 28 2015, 10:17 AM

Look at all my stars!!
*******
Senior Member
2,337 posts

Joined: Oct 2014


QUOTE(bbgoat @ Oct 28 2015, 09:59 AM)
Called Bank Rakyat for the gold coin promotion. Unfortunately today is the last day ! doh.gif

Minimum deposit is RM300k.  biggrin.gif
*
300k, hahaha
cklimm
post Oct 28 2015, 03:45 PM

Look at all my stars!!
*******
Senior Member
2,337 posts

Joined: Oct 2014


QUOTE(poor man @ Oct 28 2015, 03:13 PM)
today walk in cimb fd promo over counter
3-5  mth 4.1% fresh / 4.0% renew
6-11 mth 4.2% fresh fund /4.1% renew
12    mth 4.3% fresh fund / 4.2% renew
*
which branch dude? No such news in Kepong
cklimm
post Oct 28 2015, 08:51 PM

Look at all my stars!!
*******
Senior Member
2,337 posts

Joined: Oct 2014


ok, up to 4.3%, how about down to? 3.1? brows.gif
cklimm
post Oct 29 2015, 09:19 AM

Look at all my stars!!
*******
Senior Member
2,337 posts

Joined: Oct 2014


QUOTE(you90 @ Oct 29 2015, 08:23 AM)
Hey guys,

I am hesitating about the 2 FD products, Ambank or Maybank FD , which is better?

http://www.ambank.com.my/eng/promotions

http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions
*
if cant decide, take both
cklimm
post Oct 29 2015, 03:59 PM

Look at all my stars!!
*******
Senior Member
2,337 posts

Joined: Oct 2014


QUOTE(familyfirst @ Oct 29 2015, 03:54 PM)
On an average, how many bank accounts do you all have?  If keep looking for good FD, seems like have to open account everywhere, haha.
*
around 27
cklimm
post Oct 29 2015, 05:53 PM

Look at all my stars!!
*******
Senior Member
2,337 posts

Joined: Oct 2014


QUOTE(sandkoh @ Oct 29 2015, 04:02 PM)
limpeh accounts include n/s korea, malaysia, ..............
*
I never thought to calculate how many CASA I have, until familyfirst asked, lets see...

Ambank: Everyday SA, TrueSavers, TrueTransact
Affin Bank: Basic Savings Account
Alliance Bank: e-account
CIMB: AirAsia Savers, Basic Savings, Kwik Account
Hong Leong: Basic Savings i, Pay N Save current acc, Mach money box, Mach Dreamjar
HSBC: Basic Savings, Advance account, Advance Easigrow
Kasikorn Bank: K-Max Debit Card Acc
Kuwait Finance House: Basic Savings Acc
Maybank: Basic Savings Acc, M2u Savers
OCBC: E-smart Savers
Public Bank: Basic Savings Acc
RHB: Statment Savings Acc
SCB: Just One SA, Just One CA, Saadiq SA, Saadiq CA
UOB: Basic Savings Acc, E-account

Correction: 28 actually, including Kasikorn Bank
So far I remembered these.

This post has been edited by cklimm: Oct 29 2015, 07:28 PM


Attached thumbnail(s)
Attached Image

5 Pages < 1 2 3 4 5 >Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0448sec    0.82    7 queries    GZIP Disabled
Time is now: 1st December 2025 - 01:32 PM