So fast show hand?

Like it. I have big cash here. You want it, you give me extra rates. Or else I bring my money elsewhere. No bargaining!

All banks entertain your threats?

put Ambank 4.5%, assuming one is >50 years old , rm18750 per month 

Ladies and gentlemen, boys and girls

MBSB 4.7% + TS 2.8% vs AMB 4.55% +TS 2.8%   
Minimum amount here = RM10k

AMB = AMbank
TS 2.8 = Truesavers
EIR = Effective Interest rates

From here we can see that even with monthly interest, Ambank 4.55% still lose out to MBSB 4.7%.  MBSB is still the champ here.  However notice that the EIR of MBSB only increase 0.30943% while AMB increases by 0.32766% which shows that you could get more money if there is say a FD able to give you 4.7% monthly interest.  .

Is there any bank that upon closing of FD exactly on maturity date claims that final interest will not be paid unless uplift on maturity date + 1 day. I think this bank is trying to spin some story here.

If no, then I am about to reveal an underhanded practise of a bank that does that exactly to theit FD customer.

Anyone experience this before with CIMB? I walk-in today around 2.30pm to open a savings account and the officer in charge told me to come back another day cause they stop taking in new applications for the day? Is it because it's a friday or is it a norm practice by banks?

Looks like no one mentioned this in the thread:

http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

Not tat competitive if compare to AmBank or Uob

CIMB do that?

The one i mentioned was RHB.

maybank gia-i is not fd and should be discussed elsewhere

Yes, there is somebody will work dedicated for PB customers in side the Premier Room, so the
work progress will faster than the normal customer service and teller in bank lobby.

But do you know who are inside the Premier Room?
When you walk in the Premier Room, the RM in side the Premier Room will not let
you go until you buy the investment products from them, the Premier Room is a
trap lah.. 

I feel more comfortable sitting in the bank lobby.. 

Guys, can anyone share me the link to the 4% CIMB promotion? Can't find it anymore... thanks!

How about capital is preserved?

guy3288 punya quote
Awal-awal I kasi disclaimer so that others don't kacau-kacau:
*I'm well aware of the beauty & beast side of FD & ASx
*Whatever I post here = my personal preference & arrangement

Wokey, so...

1. FD % < ASx %

2. FD has a lock-in period, none for ASx

**Both pose minimal risk to the holders
**Both possess liquidity like SA

Thus, according to my memandai-mandai punya deduction, ASx > FD

So, whenever opportunity knocks, I kasi taruh & hentam sama itu ASx.

I just called to Raja Chulan branch:

This 4.6% for 2 years FD promo is available until 30th of November, not previously
stated as available until end of October.

2 Interest Payment methods:
(1) Above 50 years old can get monthly interest
(2) Less 50 years old can get half yearly interest

Min deposit is RM 10K

This FD promo is HOT...

earlofclarendon is No. 1      Ha ha.. 

Sell trolley lo to boost % return 

OCBC ringgit plus Hugo boss pen,  until now haven't received.

Anyone receive?

cool, and i just back from OCBC, claimed my Hugo Boss Pen for FD promo in july

[attachmentid=5067438]
the box

[attachmentid=5067439]
opening

[attachmentid=5067443]
warranty card and stuffs