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 Fixed Deposit Rates In Malaysia V. No.10, Please Read Post #1 & #2

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bbgoat
post Nov 25 2015, 03:47 PM

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Just received a call from CB KL on their TD (Time Deposit) promo:

3 mth at 4%, min 50k until end of the year. Pure FD.

First time for years that CB has this type of pure FD promo. But still lose out to say RHB 3 mth 4.2% which I have placed recently ! biggrin.gif

So even CB looking for short term fund ? hmm.gif hmm.gif

This post has been edited by bbgoat: Nov 25 2015, 03:50 PM
cherroy
post Nov 25 2015, 04:23 PM

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QUOTE(bbgoat @ Nov 25 2015, 03:47 PM)
Just received a call from CB KL on their TD (Time Deposit) promo:

3 mth at 4%, min 50k until end of the year. Pure FD.

First time for years that CB has this type of pure FD promo. But still lose out to say RHB 3 mth 4.2% which I have placed recently !  biggrin.gif

So even CB looking for short term fund ? hmm.gif  hmm.gif
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So far, it doesn't show in their website nor came across in their branches.
bbgoat
post Nov 25 2015, 04:25 PM

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QUOTE(cherroy @ Nov 25 2015, 04:23 PM)
So far, it doesn't show in their website nor came across in their branches.
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The call just received. Have to enquire in the branch. Not sure if it is offered to Citigold members only.

Have you called the Penang branch ? hmm.gif
cklimm
post Nov 25 2015, 04:30 PM

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I wonder how's Citibank's TD cert looks like hmm.gif
cherroy
post Nov 25 2015, 04:44 PM

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QUOTE(bbgoat @ Nov 25 2015, 04:25 PM)
The call just received. Have to enquire in the branch. Not sure if it is offered to Citigold members only.

Have you called the Penang branch ?  hmm.gif
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Long time has not deposit with them, due to little promotion for deposit.

May call tomorrow.
Ty, for the info.
bbgoat
post Nov 25 2015, 04:49 PM

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QUOTE(cherroy @ Nov 25 2015, 04:44 PM)
Long time has not deposit with them, due to little promotion for deposit.

May call tomorrow.
Ty, for the info.
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My last FD with them is with UT promo. Their rate is one of the lowest, 1 mth 2.95%, 1 year 3.2% !

Just maintained my UT with them for the Citigold status. Their service esp Citiphone is GOOD !

The 3 mth 4% is not bad for short term FD placement. biggrin.gif

This post has been edited by bbgoat: Nov 25 2015, 04:50 PM
michaelho
post Nov 25 2015, 06:42 PM

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managed 4.25 % for 3 months at CIMB (subject to approval) today

This post has been edited by michaelho: Nov 25 2015, 06:44 PM


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androidfans
post Nov 25 2015, 07:21 PM

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QUOTE(michaelho @ Nov 25 2015, 06:42 PM)
managed 4.25 % for 3 months at CIMB (subject to approval) today
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How much u put ? I received call from cimb bank branch also regarding fd special rate
poor man
post Nov 25 2015, 08:42 PM

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anyone reiceve sms from ocbc,
fd promo get free gift..

This post has been edited by poor man: Nov 25 2015, 08:45 PM
Bonescythe
post Nov 25 2015, 09:42 PM

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QUOTE(michaelho @ Nov 25 2015, 06:42 PM)
managed 4.25 % for 3 months at CIMB (subject to approval) today
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Just received this mesaage today

RM0.00 Enjoy 4.30% p.a. for 12 mth CIMB Unfixed Deposit with min 10K fresh funds from now till 31 Dec. T&C apply. Visit our branches or website for more info.


After seeing u get 4.25 for 3 mths, feel that this message a bit trolling to me.. hahaha
bbgoat
post Nov 25 2015, 09:43 PM

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QUOTE(poor man @ Nov 25 2015, 08:42 PM)
anyone reiceve sms from ocbc,
fd promo get free gift..
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Did they say what is the free gift ? hmm.gif
eddie2020
post Nov 25 2015, 09:58 PM

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guys too many FD actually... can TS put those FD in 1st page, if possible please provide info like (only placement from counter) or (online placement)
poor man
post Nov 25 2015, 10:27 PM

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ocbc 12 mth 4.5% get 24k gold - plate egg only 2 day..28-29 nov
t&c want to ask banker..

This post has been edited by poor man: Nov 25 2015, 10:28 PM
TSAh SiAnG
post Nov 25 2015, 10:33 PM

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QUOTE(eddie2020 @ Nov 25 2015, 09:58 PM)
guys too many FD actually... can TS put those FD in 1st page, if possible please provide info like (only placement from counter) or (online placement)
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Did I left out any FD promotions? Do highlight if I left out any

Just read the terms and conditions for each of the FD promotions to know whether they must be placed over the counter or can be placed online, links to T&C have been posted on post #1 & 2, can't be help if you are just to lazy to read

This post has been edited by Ah SiAnG: Nov 25 2015, 10:40 PM
Bonescythe
post Nov 25 2015, 11:32 PM

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QUOTE(poor man @ Nov 25 2015, 10:27 PM)
ocbc 12 mth 4.5% get 24k gold - plate egg only 2 day..28-29 nov
t&c want to ask banker..
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Wow.. now this is very interesting.. throwing in gold stuff.. ocbc meant business now..
techmania
post Nov 26 2015, 12:30 AM

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At the moment maybank offer the highest FD rate

user posted image
ftan
post Nov 26 2015, 05:32 AM

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QUOTE(poor man @ Nov 25 2015, 10:27 PM)
ocbc 12 mth 4.5% get 24k gold - plate egg only 2 day..28-29 nov
t&c want to ask banker..
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What's the minimum amount? 28 & 29th are weekend. Are they open then?
cybpsych
post Nov 26 2015, 07:07 AM

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QUOTE(techmania @ Nov 26 2015, 12:30 AM)
At the moment maybank offer the highest FD rate

user posted image
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this is NOT a conventional FD. It's Islamic Mudarabah GIA-i (General Investment Account-i), has some similarities with FD but operates differently.

which part of the rate you're interested? 6.0%? or 4.5%? hmm.gif

This post has been edited by cybpsych: Nov 26 2015, 07:08 AM
wil-i-am
post Nov 26 2015, 10:05 AM

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QUOTE(poor man @ Nov 25 2015, 10:27 PM)
ocbc 12 mth 4.5% get 24k gold - plate egg only 2 day..28-29 nov
t&c want to ask banker..
*
Can share more info?
bbgoat
post Nov 26 2015, 11:22 AM

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QUOTE(poor man @ Nov 25 2015, 10:27 PM)
ocbc 12 mth 4.5% get 24k gold - plate egg only 2 day..28-29 nov
t&c want to ask banker..
*
QUOTE(wil-i-am @ Nov 26 2015, 10:05 AM)
Can share more info?
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I called Penang OCBC PB centre (my RM out on vacation). One of the leng lui at the counter that I know (hehe, gsc don't set your std too high tongue.gif ) asked me, "what egg" ? tongue.gif

So this is not nation wide OCBC promo. KL/Klang valley only ? hmm.gif

The 12 mth FD 4.5% promo is until end of Dec, by the way. biggrin.gif

This post has been edited by bbgoat: Nov 26 2015, 11:23 AM

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