what is 1-M FD? 1 month FD? or 1 million FD? eFD? conventional FD?

u sure you are replying correctly to the upcoming MBB FD promo (supposedly 5.5% rate) posted by Vincent9696?

those are for PBB Savings Bonus promo, has nothing to do with Fixed Deposit.

Hong Leong Bank: Year End Fixed Deposit Promotion [ HLB | T&Cs (EN) | T&Cs (BM) | T&Cs (CN) ]
1 Nov 2015 - 31 Dec 2015

no need to state the obvious.

that's the purpose of post 1 and 2.

diff bank, diff definition of fund 'fresheness'

think it this way: take out money from left pocket, then physically put into right pocket.

usually transfer between 'pockets' is not fresh although on the same 'pant' D

as usual, always ask Ask ASK .

withdraw with cash first, complete the transaction.

then take another q number for FD placement, using the cash.

1) ended 30 Nov, even webstie already removed
2) not effective 6% p.a. it's 4.5% effective on maturity. the 6% p.a. is on 11th-12th month.

haha year-end rush

original target is 3bil. and extend to 5bil if campaign is successful.

this is stated in the fact sheet

what target are you referring?

profit and capital is not guaranteed, but so far gotten the monthly profit.


currently mbb GIA-i extended to 15 Jan 2016.

so far, the profit i gotten for month #1 = 4.0% p.a, same as the table shown by mbb.

now waiting for month #2's profit.

first person here to know is bbgoat on 5th Dec

SAVINGS FOR WHEELS Deposit Promotion [ HLB | T&Cs (EN) | T&Cs (BM) | T&Cs (CN) ]
1 Dec 2015 - 29 Feb 2016

The Promotion is open to all Malaysian individual and non-individual customers who are new and existing Primary Accountholders of the following valid participating HLB / HLISB Current or Savings Account (“CASA / CASA-i”) and Fixed Deposit (“FD Accounts”); Connect Online Banking Users (“Connect”); Business Online Banking Users (“ConnectBiz”) and HLB / HLISB Debit Cardholders (collectively referred to as “Customers”).

read the T&Cs. there's a specific section for FD

Maybank FD Countdown 1 [ MBB | T&Cs ]

Enjoy awesome rates with a minimum fresh deposit of RM25,000 for Individual customers or RM50,000 for SME/Business Banking customers in a single certificate on our 1 month Fixed Deposit.

Offer is open to Maybank customers and is applicable for Conventional Fixed Deposit placement of fresh funds made over the counter only at any Maybank branch in Malaysia. The campaign is valid from now till 31st Dec 2015 or upon reaching the overall limit, whichever is earlier. *Should there be an Overnight Policy Rate change, the offer rates may be revised.

Campaign Rates are as follows:

Tenure	Campaign Rates (%p.a)	Prevailing Board Rate (%p.a)
1 month	3.60	3.15

*Should there be any Overnight Policy Rate (OPR) change; the offer rates may be revised.