I treat CMF as my CASA. A CASA that yield 3.5% p.a. =====> apa lagi lu mau?

FD? Apa itu... LOL

Xuzen

This post has been edited by xuzen: Oct 28 2015, 12:37 PM

Manulife India Equity has entered into my radar again.... I'll be watching her closely.

Crystal Ball sez:


Xuzen

but but but if 30% in Ponzi 2.0 + 70% in KGF >>> HSOF mah!

Xuzen

If newbie say like this is forgivable; but Labah-Labah Merah Jambu say like this is unforgivable!

Xuzen

[Number of units held before or on 29/10/2015 ] x (5/100) = answer

Simple maths really.

Xuzen

This post has been edited by xuzen: Nov 3 2015, 02:25 PM

Somewhere out there; there will be some opportunistic person will buy because NAV dropped = discount price!

Second time another great analyst is rehashing what LYN Finance forum Uni Trust investors already known for some time liao.

Small-Cap FTW

Xuzen

p/s One or two months down the line some analyst will advocate BUY for India equities. These experts secretly read LYN FSM forum !

This post has been edited by xuzen: Nov 4 2015, 10:43 AM

Lump sum into money market fund first.... then slow slow disburse to equity fund for risk reduction.

Xuzen

Masuk perlahan-lahan, don't ram it in all at one go OK!

Xuzen

Ponzi 2.0 std-dev is 8.24% meaning it will swing +/- 8.24% two-third of the time.

As of YTD it has increased only 11.53%; its three year average is 19.52%.

You say will go up or down some more leh?

Xuzen

KGF has increased 8% in two mths time... Lee Sook Yee is

Xuzen

Wah lau eh... cepatnya you belajar!

Actually, at 11.53% it is very near to negative One Standard deviation which means that it has about 67% chance to move towards the convergence point i.e., the 19.52% mark, and only 33% chance of it going away from the convergence point.

The convergence point or mean is the inertial point, meaning by natural tendency the outcome wants to move towards there most of the time.

Bang Xuzen kasi lu A minus!

Maths are based on inputs and it is historical. If there is a sudden event that we called black swan events, then all these calculations are out of order.

If there is no extra ordinary event, the tendency is for the observed outcome to fall within a predictable band.

Xuzen

Wahai dinda Price_Mk,

Dengarlah sorotan daripada kanda yang dikagumi:

Kepada mereka yang ada mengaji jurusan kewangan terutamanya dalam bab, kira-kira ilmu hisab kewangan (quantitative financial engineering), murid-murid diberitahu dalam satu kelompok yang diuji, keputusan-keputusan akan menyebar dalam bentuk "bell-shape curve" dan nilai puratanya terletak di tengah-tengah.

Jumlah kawasan dibawah kelukan yang terlinkung dalam kawasan satu sisihan piawai adalah 67% jumlah seluruh kawasan kesemuanya. Ini adalah ketetapan yang tidak berubah.

Manakala jumlah kawasan dibawah kelukan yang terlinkung dalam kawasan dua sisihan piawai adalah 95% jumlah seluruh kawasan kesemuanya. Ini adalah ketetapan yang tidak berubah.

Manakala jumlah kawasan dibawah kelukan yang terlinkung dalam kawasan tiga sisihan piawai adalah 99.9% jumlah seluruh kawasan kesemuanya. Ini adalah ketetapan yang tidak berubah.

Wahai dinda, harap maklum.

Yang dikasihi,
Kanda Xuzen



This post has been edited by xuzen: Nov 5 2015, 10:18 AM

I had the best agent from Pub-Mut servicing me... the best ever, even that I also dumped him and move on to DIY UT investment.

Wait.....



Xuzen

This post has been edited by xuzen: Nov 5 2015, 10:16 AM

Limpeh sezs it is STPM standard lah!

Off-topic a bit, I have seen a youtube vid of the Prime Minister of The Republic of Singapura gave a whole 30 mins speech in Bahasa Melayu during the Singapura Parliamentary session. He was composed, authoritative and 100% technocratic.... just the kind of nerdy / geeky leader needed to make Singapura the 1st Class Country it is today. I must say I am impressed!

No drama, no playing to the gallery type of all show no substance speech. And no pseudo-Bugis bravado as well.

Xuzen

This post has been edited by xuzen: Nov 5 2015, 11:24 AM

ladies and gentlemen, that was Esther Teo from Affin Hwang Fixed Income division.

In equities, we have Lee Sook Yee

In fixed income, we have Esther Teo

I bought my Honda City about a year ago and instead of paying lump sum cash, I decided to take a HP loan at effective rate 5.05% p.a.

Then that sum I put into Affin Hwang Select Bond - MYR fund. Guess what! That fund got me 7.XX ROI in one year. In essence I managed to get a discount on the HP rate by taking a calculated risk.

Xuzen

This post has been edited by xuzen: Nov 5 2015, 07:53 PM

LOL arguing about which NAV for reinvestment....

Let's be objective, this CIMB Titan is at best a moderate risk fund i.e., the volatility is like 8.XX% p.a. Divide that by 365 days = WTF! 0.023% movement a day sahaje....

Ini pun you orang nak split hair pasal hal ini...

here have some eye candy (specially for Pinky: Viet Mois)

Xuzen

p/s The one of the left sezs Hi Pinky!

This post has been edited by xuzen: Nov 6 2015, 02:45 PM


Attached thumbnail(s)

You guiz are so typical bean counters... 0.023% out of say RM 100K is RM 23.00 difference only.

Not enough to even buy one tower!

Xuzen

This post has been edited by xuzen: Nov 6 2015, 04:03 PM