I can't find any MSI H170 mobo in local market yet, but there are few B150 available such as,

MSI B150M Bazooka D3 [mATX, DDR3] - RM 399
MSI B150M Bazooka D4 [mATX, DDR4] - RM 409
MSI B150 Gaming 3 [ATX, DDR4] - RM 588

By judging the price, Gigabyte one with H170 chipset is more worth.

Temperature within good range?

Intel Core i5 6500 - RM 859
MSI B150M Bazooka D4 - RM 409
Kingston HyperX Fury 8GB DDR4 2400MHz RAM - RM 289
Zotac GTX960 2GB GDDR5 Single Fan - RM 819
Kingston HyperX Fury 120GB SSD - RM 229
FSP Hexa+ 550W - RM 189
Thermaltake Versa H25 - RM 139

Total: RM 2933 (Techview price inclusive of GST)

If you need an internal HDD, then add RM 225 for WD Blue 1TB HDD.

Please take note that AC Unity is not a well optimized PC game, so don't expect to play it at max settings, mostly medium for GTX960.

You have VSync on, that's why FPS will cap to either 30 or 60. When FPS drops below 60, for example, to 40, then the system will cap you to nearest 30, this is because of VSync, some games do have 45 but seems like GTA V doesn't have it.

So you can try to reduce graphics settings and see how it goes, most probably can solve this issue.

Z170 is mostly for "K" processor for overclocking and SLI/CF setup. If you think you are going for SLI in the future, Z170 is the way to go but you have to spend at least RM 700 for the lowest end Z170 mobo.

If you are getting a GTX970 now and would like to add another GTX970 for SLI purpose later, I strongly suggest you to go for a single GTX980Ti instead, this is because single card setup is always better than SLI/CF setup. You need to consider the SLI support from games developers, some yes some don't, meaning no SLI profile during the first day of title release will set you back to single card unless you crack the SLI profile yourself, which will fail mostly. And SLI setup will consume more power than single card, you will have to either get a SLI ready PSU now or change the PSU later if you are not getting a SLI ready PSU now.

GTX970 SLI is almost equal to a GTX980Ti and you don't get 8GB VRAM since you can't stack it at the moment.

Intel Pentium G3250 - RM 228
Asus H81M-K - RM 229
Kingston HyperX Fury 8GB DDR3 1600MHz RAM - RM 125
Gainward GTX750 1GB GDDR5 - RM 439
WD Blue 1TB HDD - RM 225
FSP Hexa+ 400W - RM 155
Thermaltake Versa H25 - RM 139
BenQ GW2255 - RM 390

Total: RM 2025 (Techview price inclusive of GST)

Normally GPU usage won't stay at 100% full load when VSync is turned on, if you see your GPU usage is below full load, it means your GPU still can handle higher settings during that particular scene/moment.

You can try turning the VSync off to see full load on your GPU, this is because your GPU will render the game at its max potential, but please take note this will cause the temperature to increase very fast.

So it seems like you need new CPU + mobo + RAM only.

Intel Core i7 6700 - RM 1329
Gigabyte H170 Gaming 3 - RM 569
Kingston HyperX Fury 8GB DDR4 2400MHz RAM - RM 289

Total: RM 2187 (Techview price inclusive of GST)

If you want to save some money, swap to i5 6500 (RM 859) or change the mATX mobo like MSI B150M Bazooka D4 (RM 409).

Intel Core i5 6400 - RM 792
MSI B150M Bazooka D4 - RM 409
Kingston HyperX Fury 8GB DDR4 2400MHz RAM - RM 289
Gainward GTX750 1GB GDDR5 - RM 439
WD Blue 1TB HDD - RM 225
FSP Hexa+ 550W - RM 189
Thermaltake Versa H25 - RM 139

Total: RM 2482 (Techview price inclusive of GST)

If you want a 120GB SSD, downgrade to Haswell (4th gen) i5 to cover up the cost of it.

I don't think we any have pink color case here

Intel Core i7 6700 - RM 1329
MSI B150M Bazooka D4 - RM 409
Kingston HyperX Fury 16GB (8GB x 2) DDR4 2400MHz RAM - RM 569
Leadtek GTX750 2GB GDDR5 OC - RM 485
Liteon S900 256GB SSD - RM 409
WD Blue 1TB HDD - RM 225
Seasonic M12II EVO 520W - RM 349
Phanteks Enthoo Evolv MATX - RM 459

Total: RM 4234 (Techview price inclusive of GST)

Make sure your TV isn't running at 4K 60Hz because you need a GPU that can support HDMI 2.0 or DisplayPort 1.2 for that. Anything below that resolution is totally fine for the chosen GPU. If you are using it for casual or occasional gaming too, you can think of upgrading to GTX960, if strictly for work, then GTX750 is enough since we only need the CUDA technology.

You can pick other case based on your personal preferences, it is just my suggestion after all.

Both of your CPU and GPU meet the recommended system spec for Blade & Soul FYI

And about loading speed, yes WD Green is a turtle, you should've bought Blue or Seagate Barracuda for 7200RPM compared to Green's 5900RPM at about the same price point.

Intel Core i5 6500 - RM 859
MSI B150M Bazooka D4 - RM 409
Kingston HyperX Fury 8GB DDR4 2400MHz RAM - RM 289
Zotac GTX960 2GB GDDR5 Single Fan - RM 819
Liteon S900 256GB SSD - RM 409

Total: RM 2785 (Techview price inclusive of GST)

PSU, HDD and casing can be reuse. If your Win 7 key is OEM based, you will need to get a new key because OEM key can only be activated once and will be permanently tied to the first registered mobo, if it is a retail key then it shouldn't have any issue transferring the key to new system.

Sorry to tell you that your budget is impossible to fit all the requirements. The peripherals you stated require at least 1k, the remaining 2k isn't enough for i5 4460 + GTX960/R9 380, either you increase budget or remove some of the requirements, e.g. mechanical keyboard, IPS monitor etc.

So you want me to proceed for a rig with all requirements included without considering your budget or you want me to suggest a rig based on 3k by ignoring some of the requirements?

And for your info, you won't be able to play at max settings for the games you listed especially GTA V with GTX960/R9 380.

Performance is not too far from 4th gen so you're good to go.

IPS + matte monitor and mechanical keyboard are not cheap, they could go up to 1.5k in total, assuming 1k for monitor if you go for Dell U2414H and 500 for the keyboard (Corsair/Razor/SteelSeries etc your own choice).

So for the time being, just get a cheap keyboard + mouse combo set (< RM 50) and a cheap TN panel monitor (~ RM 400) so you can put more budget in your rig, those fancy things can be upgraded later.

Yes it is Skylake (i7 6700), any problem with Skylake?

If purely no gaming, then low end card is sufficient, some apps don't even utilize GPU power so an i7 is enough for now

Intel Core i5 4460 - RM 785
Asus H81M-K - RM 229
Kingston HyperX Fury 8GB DDR3 1600MHz RAM - RM 220
Gainward GTX960 2GB GDDR5 Reference - RM 799
WD Blue 1TB HDD - RM 225
FSP Hexa+ 550W - RM 189
Thermaltake Versa H25 - RM 139

Total: RM 2586 (Techview price inclusive of GST)

LOL

Not really needed actually, iGPU in Skylake is quiet strong but still lack of CUDA technology, but since your main task is photoshop, not heavy in rendering (e.g. Premiere Pro), so it is ok not to pick any GPU for now.

Intel Core i7 6700 - RM 1329
MSI B150M Bazooka D4 - RM 409
Kingston HyperX Fury 16GB (8GB x 2) DDR4 2400MHz RAM - RM 569
Liteon S900 256GB SSD - RM 409
WD Blue 1TB HDD - RM 225
FSP Hexa+ 550W - RM 189
Thermaltake Versa H25 - RM 139

Total: RM 3269 (Techview price inclusive of GST)

Swap the SSD to 128GB to keep < 3k.

OS takes around 25GB only, you left 90GB for other programs, should be enough for adobe software and some personal stuffs.

Any problem with MSI? This model has 4 RAM slots while other brands' mATX only come with 2 RAM slots at slightly higher price.

Intel Core i3 4170 - RM 486
Asus H81M-K - RM 229
Kingston HyperX Fury 8GB DDR3 1600MHz RAM - RM 220
Gainward GTX960 2GB GDDR5 Reference - RM 799
WD Blue 1TB HDD - RM 225
FSP Hexa+ 550W - RM 189
Thermaltake Versa H25 - RM 139

Total: RM 2287 (Techview price inclusive of GST)

Most probably Haswell is nowhere to be found by end of this year as Skylake is slowly taking over the market now which means you need to spend more due to the price of Skylake.

Water cooling is not needed due to your budget can only fit a locked (non overclockable) CPU. If you have extra to spend, don't go for those low end and cheap water coolers, they just aren't as good as high end air cooler. A decent CPU and GPU water cooler can cost you a bomb, as high as 1k, so for the time being, just use the air cooler which comes with the CPU and GPU if you don't want to spend so much first.

Just to let you know first, if you go for Haswell i5, you can get a GTX970 with some over budget (+/- RM 250), if you choose latest Skylake i5, you mostly end up with GTX960/R9 380.

It depends on the hardware you are going to get.

For mainstream 3k-4k build with i5 + GTX970, you only need at least 500W, if you want more headroom for future hardware extension like more storage drives, then get a 600W, but please note that not all PSUs are created equally, some crappy cheap PSUs which claim they can provide 500W aren't really providing full 500W during peak load, so be careful on this.

Last for 4 - 5 years? Very hard to predict, 1 - 2 years then yes, technology is evolving rapidly, you should be grateful if current spec can handle upcoming games without any hiccup

Not recommended to get SSD with your budget at the moment, focus on spec first, get SSD later when you have extra money.

Intel Core i5 6500 - RM 859
MSI B150M Bazooka D4 - RM 409
Kingston HyperX Fury 8GB DDR4 2400MHz RAM - RM 289
Palit GTX970 4GB GDDR5 Reference - RM 1345
WD Blue 1TB HDD - RM 225
FSP Hexa+ 550W - RM 189
Thermaltake Versa H25 - RM 139

Total: RM 3455 (Techview price inclusive of GST)