How you know? If RM1000 FDs lying around. That one call a lot meh?

Actually that 5k only with 1 bank la. Took me quite long to collect 5k. Those 10k FDs move to ASX already la. That's why I said. Cannot even reach my goal of RM50k in ASX. No money.

You really wait huh. Before this easy catch happens (when units are hard to com by), do you also wait for 1st of the month to topup?

Er, goal of RM50k la. Not saying I have RM50k.

That's why best time to topup is end/beginning of the month. That way you will get the interest

As of now only have ASM and asg. Planning to open up as1m and asw2020. For now ASM wait and see. ASG cannot withdraw or rugi.

Ya I know. But not in Malaysia now.

Ya lo. Local uni cannot go in. Stpm marks not good enough for local uni.

This post has been edited by Ramjade: Sep 25 2015, 02:38 PM

Finishing already. Just need to work harder only lo. No point credit transfer. Need to waste another year. Top secret. Haha...

wil-i-am Just out of curiosity, do you topup online or over the counter?

You invest in asb as well?

I thought you Muslim.

Tell them if got units, one can buy. If still don't want to layan you go to another bank/post office

General and sop answer is full. If they are nice, then only will check for you

Hopefully this continues until Dec when I have the opportunity to open asw2020 and as1n

No need to go to asb. Banks maybank, cimb, rhb, can topup. Just take no. Go to counter tell them you want to topup. If they say cannot, tell them got empty units, can topup one. If still don't want to entertain you, go to another bank.

Can that million last until end of Dec?

Cause this and that story come out, myr nose dive, people sell. Some sell because no confidence. Some sell because moving money into overseas investment.
Post office just take no "lain-lain" wait your turn and then ask to topup. But usually post office need to wait long time. Lots of people. I prefer banks.

Depends on the individual. Like I said if you want to topup now, now is the chance. Opportunity like this does not come everyday. Just see whether you have
1) The cash
2) The confidence

If me, I still have confidence. Why?
1) ASX gave good returns during 1998-1999, 2008 crisis
2) ASX unlike other funds DOES NOT give you 100% of what they earned. They ALWAYS keep some as their reserve. So even if you are pessimistic, easily scared and think of worse case scenario, I will say their reserve can last them min 3 years at 6.x%
3) ASX is national interest
4) ASX FP generates their money based on dividends from Bursa. They are not really traders.

If you want to run, please let us know so that those of us who still want to topup can topup.

This post has been edited by Ramjade: Sep 29 2015, 05:32 PM

Must be joking la.