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 Ultimate Discussion of ASNB (47457-V), Wholly owned subsidary of PNB (38218-X)

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Ramjade
post Sep 18 2015, 05:20 PM

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QUOTE(Ancient-XinG- @ Sep 18 2015, 03:09 PM)
Hehehehehe....
I don't need all that....
Because this is city style.
I am using kampung style. My kampung so special one. Even the population is far less, but what bank also got although in small scale. And some of them are friendly but some of them are not you know kampung people.. And what the best is that no need you go top up lol. Because top up no need book ma. I tot u ad know that wat... U can ask your family member help you. If want update book, then only need you to present ma.
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But still perfer old school. See yourself the unit masuk. Shiok sendiri. tongue.gif drool.gif

Fed didn't increase interest.
Ramjade
post Sep 18 2015, 09:03 PM

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QUOTE(nexona88 @ Sep 18 2015, 09:01 PM)
nope.

but if u have / bought ESTATE PLANNING INSTRUMENTS by ASNB (Hibah Amanah for Muslim) & (Trust Declaration for non-muslim). then yes. the ASx would be given to the name listed as beneficiary
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Anyway to transfer like epf like that where one can nominate a beneficiary?

This post has been edited by Ramjade: Sep 18 2015, 09:04 PM
Ramjade
post Sep 18 2015, 09:12 PM

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QUOTE(nexona88 @ Sep 18 2015, 09:06 PM)
sadly nope like epf  blush.gif

u needed to buy / have the ESTATE PLANNING INSTRUMENTS by ASNB  sweat.gif
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So even a will won't cut it?
Ramjade
post Sep 18 2015, 11:18 PM

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QUOTE(nexona88 @ Sep 18 2015, 11:13 PM)
I don't understand?  blink.gif
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Once someone die, all money inside ASX becomes government money if one does not have a will or bought ESTATE PLANNING INSTRUMENTS by ASNB (Hibah Amanah for Muslim) & (Trust Declaration for non-muslim). Your kids/wife/husband don't get a sen. sad.gif mad.gif vmad.gif

This post has been edited by Ramjade: Sep 18 2015, 11:19 PM
Ramjade
post Sep 18 2015, 11:33 PM

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QUOTE(nexona88 @ Sep 18 2015, 11:27 PM)
seriously  shocking.gif  ohmy.gif  cry.gif
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As far as I know that is what it meant. Same thing goes for any FD or SA not active for 7 years, it will go into the lost money. Very hard to claim it back. Have to make sure the money in the lost money is more worth it than your lawyer fees.
Ramjade
post Sep 19 2015, 12:41 AM

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QUOTE(Ah SiAnG @ Sep 19 2015, 12:15 AM)
Is there any basis on your saying?

Please see http://www.asnb.com.my/v3_/asnbv2_3services_EN.php under Estate Claims. It is totally the opposite of what you are saying. Even if the deceased does not leave a will or died intestate, the person entitled under the deceased's estate may still apply for Letter of Administration from High Court to claim for the units in ASX.

Please do not mislead others if you are uncertain of the issue.
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Ok. Sorry about my mistake, If that is the case, so a will will be accepted?
Ramjade
post Sep 19 2015, 09:33 PM

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QUOTE(guy3288 @ Sep 19 2015, 09:22 PM)
RM55 fee is nothing, the big fee is the % of commission on your balance units to be claimed.
If you have 1M units, and your kids wanna claim via the PNB Amanah Hibah, the commission fee is >RM5000.

So even if i now cannot withdraw the money i have put under their names, i have no regret, why wanna let PNB earn the commissions when the time comes...
This problem applies only if all your cash money is in ASx.
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So by making a will, will the beneficiary be giving PNB free money? No right?
Ramjade
post Sep 20 2015, 11:50 AM

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QUOTE(Intrigue @ Sep 20 2015, 11:47 AM)
Just wondering i had ASW2020 since i was still a small kid.. lol.. just wondering, are we able to top up the units?
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Of course. Didn't you read this thread? People have been topping up. The only 2 question are
1) Do you have the money?
2) Do you have the confidence?
Ramjade
post Sep 20 2015, 12:46 PM

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QUOTE(wil-i-am @ Sep 20 2015, 12:36 PM)
Plus do u have d time?
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One can always go during lunch time or around 330PM. Amanah Saham counter closes at 4PM. There's always the topping up via online. tongue.gif brows.gif
But I do not know whether topping up via online can be done after banking hours or not.

QUOTE(Intrigue @ Sep 20 2015, 12:41 PM)
Money is not an issue.
Confidence, yeah but not all in 1 basket of course. I just knew about this thread. Previously when i asked the maybank staff, they said it is not opening new units. That was last year.
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That's standard answer. Topping up is easy. But opening is hard. Then again, nowadays lots of units available. You want to top up one shot RM20k also no problem. laugh.gif icon_rolleyes.gif

This post has been edited by Ramjade: Sep 20 2015, 12:46 PM
Ramjade
post Sep 20 2015, 12:53 PM

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QUOTE(wil-i-am @ Sep 20 2015, 12:52 PM)
Can but subject to each Bank's 'cut-off' time
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8pm or 10pm also can?
Ramjade
post Sep 20 2015, 01:12 PM

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QUOTE(nexona88 @ Sep 20 2015, 01:06 PM)
Thanks. Now according to that link you gave me, it would seems that funds that can be topup via M2U are
QUOTE
ASB, ASW2020, ASM, ASD, AS 1Malaysia

I thought m2u only allow asb and as1m? Anyone can confirm whether ASM and asw2020 can be topped up via M2U?

This post has been edited by Ramjade: Sep 20 2015, 01:12 PM
Ramjade
post Sep 20 2015, 01:14 PM

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QUOTE(nexona88 @ Sep 20 2015, 01:14 PM)
m2u cannot lor. asb,asb2 & as1m only  blush.gif
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But it was posted on the link you gave me. Weird.

Ramjade
post Sep 20 2015, 04:41 PM

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QUOTE(Intrigue @ Sep 20 2015, 04:36 PM)
how do u top up online? I cannot see it via m2u.
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M2U doesn't allow one to topup asw2020. It only allow you ASB n AS1M. If you want to topup online, have to use CIMBClicks
Ramjade
post Sep 21 2015, 10:27 AM

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QUOTE(Intrigue @ Sep 21 2015, 10:17 AM)
One more thing, is it possible to tie the current ASW account to any banks?
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What do you mean by tie the asw account to any bank?
Up to you to visit which bank you are comfortable with. You can walk into any agent bank to topup or withdraw. No need to necessarily say must be bank A.

You can topup via cimbclicks and still walk into any agent bank to topup/withdraw/update your book.

Hope is clear.

Ramjade
post Sep 21 2015, 11:07 AM

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QUOTE(filage @ Sep 21 2015, 10:49 AM)
U guys can topup ASW thru online like CimbClicks? I thought it is only there for show only. But always will say "Fund is Full".
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If people can topup as1m via M2U. I don't see why one cannot topup asw via cimbclicks. You can always give it a try. Worse come to worse is you burn only RM1.06. The RM1.06 is not refundable whether you manage to topup or not.
Ramjade
post Sep 22 2015, 02:54 PM

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QUOTE(Vincent9696 @ Sep 22 2015, 02:42 PM)
OTC , one shot today...with cash...lol
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Wait for me! I am heading there as well. Oh wait, no money. tongue.gif sad.gif
Ramjade
post Sep 22 2015, 04:17 PM

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QUOTE(wil-i-am @ Sep 22 2015, 04:06 PM)
Next target on 1st Oct  brows.gif
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Do you always topup at the 1st/last day of the month or just topup whenever you have the money?
Ramjade
post Sep 22 2015, 04:25 PM

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QUOTE(wil-i-am @ Sep 22 2015, 04:19 PM)
1st choice - 1st/last day
2nd option - availability of MYR
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Ok. I thought you topup whenever you like.
Ramjade
post Sep 22 2015, 09:44 PM

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QUOTE(felicious @ Sep 22 2015, 09:37 PM)
But I'm not Bumi. Is it easy too?
Home branch as in MBB home branch or the place I opened the 1Malaysia account? I remember starting the account in some other office with my parents.
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That's what all of us have been doing these past few months. Topping up. As ancient and wiliam said now is very easy to topup. Banks will tell you full. Fully subscribe. Tell them if got unit, one can buy. Please check. If one bank refuse to check, simply go to the next bank.

No need to go back to where you open. Any agent bank and post office. Topping up is easy. But opening new account needs more work.

Depends on whether you
1) Have the $$$
2) Have the confidence
3) Have the time (you van now topup online)
Ramjade
post Sep 24 2015, 06:20 PM

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QUOTE(wil-i-am @ Sep 24 2015, 06:14 PM)
Time to buy when other r fearful
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If no money how? sad.gif cry.gif

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