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 Merchant Category Code (MCC) CashBack list, Earn money from Bank

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cybpsych
post Jul 18 2023, 03:46 PM

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QUOTE(songokujames @ Jul 18 2023, 03:36 PM)
Seem quite weird to me, the cb and point is reward by the credit card holder's bank according to MCC code, but the MCC code is determined by other bank and it is not standardized.

And for online store like TNG, seem they do not have actual terminal, how their MCC code determine?
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why do you think most banks put a disclaimer on MCC itself? laugh.gif

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This post has been edited by cybpsych: Jul 18 2023, 03:53 PM
songokujames
post Jul 18 2023, 04:09 PM

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QUOTE(cybpsych @ Jul 18 2023, 03:46 PM)
why do you think most banks put a disclaimer on MCC itself?  laugh.gif

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Seriously, I really dint see this before you posted lo. Thanks anyway.
tiramisu83
post Jul 24 2023, 02:45 PM

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Anyone knows what is the MCC for setel qr code to pay merchant (via cardterus method)?
Human Nature
post Aug 2 2023, 09:19 AM

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Anyone know is Sketchers considered a departmental store?
cybpsych
post Aug 2 2023, 09:24 AM

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QUOTE(Human Nature @ Aug 2 2023, 09:19 AM)
Anyone know is Sketchers considered a departmental store?
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likely MCC 5661: Shoe Stores

bata, jd sports.... are all using MCC 5661

This post has been edited by cybpsych: Aug 2 2023, 09:24 AM
hown
post Aug 2 2023, 11:44 AM

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QUOTE(tiramisu83 @ Jul 24 2023, 02:45 PM)
Anyone knows what is the MCC for setel qr code to pay merchant (via cardterus method)?
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petrol. i tried with cimb card
ronnie
post Aug 3 2023, 03:05 PM

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QUOTE(Human Nature @ Aug 2 2023, 09:19 AM)
Anyone know is Sketchers considered a departmental store?
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Won't be Dept Store for sure.....
contestchris
post Aug 3 2023, 09:59 PM

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QUOTE(hown @ Aug 2 2023, 11:44 AM)
petrol. i tried with cimb card
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I thought petrol is only for Petronas cardterus transactions?
cybpsych
post Aug 7 2023, 10:05 AM

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APSB MEX_S.KEMBANGAN_TOLLSERIKEMBANGANMY
APSB MEX_S.SELATAN_TOLL WP K.LUMPUR MY

MCC 4784: Tolls, Road and Bridge Fees

This post has been edited by cybpsych: Aug 13 2023, 08:29 AM
cybpsych
post Aug 15 2023, 09:24 AM

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PAY4U SBJAYA MY
MCC 4816: Computer Network Services
contestchris
post Aug 17 2023, 09:23 AM

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TNG-EWALLET ECOM 3-EC KUALA LUMPUR MY
TNG-EWALLET E-COMM 3 KUALA LUMPUR MY
TNG-EWALLET ECOM 2-EC KUALA LUMPUR MY
TNG-EWALLET ECOM-EC KUALA LUMPUR MY

What's the difference between all these?
cleoamin
post Aug 21 2023, 12:13 PM

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QUOTE(contestchris @ Aug 17 2023, 09:23 AM)
TNG-EWALLET ECOM 3-EC KUALA LUMPUR MY
TNG-EWALLET E-COMM 3 KUALA LUMPUR MY
TNG-EWALLET ECOM 2-EC KUALA LUMPUR MY
TNG-EWALLET ECOM-EC KUALA LUMPUR MY

What's the difference between all these?
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Ask bank lol.

Different merchants bank during payment. So maybe different mcc

cleoamin
post Aug 21 2023, 12:14 PM

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MCC 9399

PBAPP ( through PBAPP website)
cybpsych
post Aug 21 2023, 05:38 PM

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SHELL MALAYSIA TRADING KUALA LUMPUR MY
MCC 5541: Service Stations

link/saved card in the app. not actual payment. to be tested later.
PJng
post Aug 21 2023, 10:39 PM

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QUOTE(cybpsych @ Aug 7 2023, 10:05 AM)
APSB MEX_S.KEMBANGAN_TOLLSERIKEMBANGANMY
APSB MEX_S.SELATAN_TOLL WP K.LUMPUR MY

MCC 4784: Tolls, Road and Bridge Fees
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just use on LDP last week, should same MCC 4784 right
cybpsych
post Aug 22 2023, 08:24 AM

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QUOTE(PJng @ Aug 21 2023, 10:39 PM)
just use on LDP last week, should same MCC 4784 right
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should be la

but banks may make mistake by assigning wrong MCC to the merchant laugh.gif

however, toll mcc is unique and unlikely sharing other business type.


same like parking using, so far most malls in KV that i went are using same mcc 7523
ronnie
post Aug 22 2023, 09:37 AM

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i wonder whose the merchant gateway..does all toll booths uses the same one ?
cybpsych
post Aug 22 2023, 09:56 AM

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QUOTE(ronnie @ Aug 22 2023, 09:37 AM)
i wonder whose the merchant gateway..does all toll booths uses the same one ?
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usually no

different concessionaire may engage with different vendor for implementation. the govt doesnt dictate which merchant gateway to use (monopoly, preferential treatment)

who knows, maybe got concessionaire engage multiple vendors according to highway project?

eg LITRAK have LDP and SPRINT. maybe they engage separate vendor for LDP and SPRINT separately?
bowranger
post Aug 25 2023, 11:41 AM

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what is the mcc code for FPX ?
effectz
post Aug 26 2023, 08:40 PM

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QUOTE(mamamia @ Sep 22 2016, 04:43 PM)
Eligible for 6% cashback

MCC5411 grocery
Sunshine Farlim Mall Penang
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If buy clothes at sunshine store does it count as grocery or not? I see different cashier for apparel and household goods. Thanks.

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