True,... but the difference here is you can move your ASX out if you wished to.

Dreamer,...

One is not able to move ALL money out of the country that easily. There are just that many things 'tied' to this country, from your earlier eg : can you move out your EPF funds if you have not reached the required age ?

Dreamer,...

I agree that you did not have the word : ALL in your posting. BUT : you have the word 'only' there, from : 'Which does not help if a person only movemoney out of ASx after RM drop XX%.'

..which implies that we are talking about ALL other assets that belonged to us within Msia besides the ASX. Frankly, such thoughts of selling-off my props did occur to me too...

Hi Ancient,.. yeah, it looks like that then. Thoughts occurred to me whereby if I am not working anymore, and my fixed income nstrumnts are all overseas, everytime I needed money, I will have to TT back some funds for everyday usage. Then there will be other skills to pickup too if we wished to do that.

Likewise, yes,... if one is holding hard cash, and to be safe, hard cash in the safe deposit box, without sources of RM income flowing-in, he will have to take out from the safe deposit box everytime and convert if he needs money. The worrying thing then becomes what happens if the cash runs out.

IT's okay, Dreamer,... I would agree that we disagree on the way to interpret that first statement. I don't think it's very impt to debate this since we are mutual in what we are trying to project here.

NO, it will NEVER BE TOO LATE to run away if the long term situation is on a downhill. This will be my thinking.

I guess so.
Wahid said the 20b come from the three owners of valuecap, if the market shore up is a failure, better reassess your investment in ASX.

We have a lot of work to do now,... no other choice.

Yes, of course. But again, for many here, they have to start diversifying out of the country (which they have not done so previously but I'm sure are beginning to consider that now) and this takes time. Some will not be able to persevere through the hard work and will stubbornly look back at the ASX funds till they are able to SEE VERY CLEARLY THAT THESE FUNDS ARE GOING TO KILL THEIR INVESTMENTS, that came from their hard-earned savings.

I am providing a means for them to check and balance their decisions. I do not wish to dictate anymore my theory and opinions to them.

They need to be able to see clearly and consciously tell themselves in their hearts that they are stepping into a minefield which will blow up in their face, if not in the next few months, perhaps next year, or the year after that.

If your RM strengthen to 3.80 tomorrow, you will be able to enjoy your EPF and your natural active income in RM. You will still have these, and I would think many of you will still have your rental income and perhaps KLSE share dividends too, ALL in the stronger RM.

so, what ratio does unker dreamer suggest to diversify between local and foreign investment?

That's only half of the story, she also said:

She told the daily that during the 1997/1998 financial crisis, Malaysia took 18 months to recover. “Our track record has shown us that every time we have been set back, time and again, we have been able to bounce back.  It is more than once. We bounced back, and we bounced back quickly,” she was further quoted as saying. – September 17, 2015. - See more at: http://www.themalaysianinsider.com/malaysi...K.5EHYZWwn.dpuf

It doesn't matter what I believe, I am just trying the complete the full story. What is your take on the price movement of Oil within the next couple of years?

Congrats . I unfortunatefully didn't manage to diversified, just like what dreamer said, put everything in the same basket. But luckily I can still live with 2% of my networth as my yearly expenses with negligible debts(4%). Was thinking about investing in s-reits few years ago when I started following a Sporean's blog http://singaporeanstocksinvestor.blogspot.sg/, at which time exch-rate @rm2.50.

Say if I had invested rm250k(SGD100k) in S-reit(instead of ASx) 3 years ago,  would my present value in S-reit > SGD100k (rm300k)? My present value of the ASx is roughly rm250k+21%=rm302k.

Based on the chart below, FTSE ST Real Estate Investment Trusts Index SIN: XX:FSTAS8670 was about the same level 3 years ago compare to now.~700. Does the chart includes dividend?

I am prepared even if rm drop to 5.00 against USD. Sorry but I don't believe Mysia econ will crash n not recover, on this I have more faith with DrZeti  than Dreamer.
I am not DIVERSIFIED enough if u mean investing out of Mysia. My networth within Mysia consists of oilpalm estates, ASx and EPF. I thought I am diversified enough within Mysia.  I have some shares in KLSE n some private companies and a fully paid house which I am staying in.
I also believe that oil price will rebound. Worst come to worst I just have to shelf my plan of early retirement and continue to work as I can live with my employment income without touching my networth which is appreciating ~6-8%/year although in RM terms.
I also believe that it is too late to diversified out at the current exch rate, so just have to wait out for the rebound. Or maybe I will start buying nonlocal UT.
I am treating my ASx as a high-interest savings acc waiting to channel them when the time is right. My ASx has appreciated by 46% since 2009, while USD/MYR has increase from 3.5 to 4.2, 20% increase (at 46% USD/MYR has to touch 5.11).

Would like to see your view on Oil for the next 5 years?

I am more into preserving my wealth.

I think I can even stop working now, and my networth will still appreciating at 4-6% (but in depreciating RM).

Showtime n dreamer, What is your take on properties in Mysia?

Hope u are not talking down the country, so that u can buy it cheap later.

Dude, don't make me swear here. People say SG got work opportunity, you go say SG econ go down. Then which place econ don't go down?!

i support you Ancient-Xing... dreamer seems more like a sour grape guy... see things with grey shades on     

when u read his comments ... he is not giving advice... the way he put it is always in a condemn manner   

Good analysis if it is correct. Looks like mostly from fx gains. 

Btw isn't d 2008 crisis considered as d Global Recession.?