If a tabled budget is seriously in term of tackling the economy shortfall and budget deficit, it may be a positive factor.

For long term, it is always a lot of unpredictable event.

Same with USD prior before 2008, everyone said massive debt, debt clock ticking which USD would become worthless, but now become the strongest currency.

So I do not dare to make any premature prediction, modern day financial market is simply too volatile and unpredictable.

Yes. Unlike them, I have been living this kind of life for a long time. You have no idea how cheap-skate I can be. I can adjust. Why drive when one can cycle/walk/take public transport? Drive using proper technique. Why bother eating at fancy restaurant? After all is just for self gratification. And as I already shared with Hansel my opinions on ASX. Like I said before, careful planning and spending will be able to help. Unless malaysia's money become banana money then yes we need to worry. Even then, our ancestors survive in the jungle just fine (planting their own crops, rearing own chickens) during the Japanese occupation. There were no purchasing power back then only about whether one can survive to see the next day or not.

If I move into something I don't know, I might lose 100% of say the 50% of what I moved compare to a decrease in purchasing power of say ~10%. YOu tell me which is better. Losing 50% of what you have or just 10% of purchasing power?

And like I said, price of vege increases? Easy, plant your own vege. It won't be enough but it will help. And there's always tesco which offer reduce to clear vege (at RM0.50) They are still in good condition. Just cut off the bad part and you are good to go. Price of meat increases, there's always tesco which offers chicken at reasonable price. Rice increase? Simple. I don't eat rice. In fact, I have never eaten rice nor any form of carbohydrates for a long time already. High electricity bills? Expensove internet? Just go starbucks and use their internet. Maybe first time order something ask them for password. Subsequent visit, do not need to order anything. Be thick face! Never turn down something that's free!Easy, use the electronic items from the country with low watt. Charged your phone/tablets at office. Save yourself few bucks. That's what my friends and I are going to do. Who needs Astro, Cinema when one have the internet & good books? Who ask one to go on vacation in Europe every year? Go cinema every week, dine out every week? Buy the latest iPhone and iPad every year? Live within one means! The coming years will see frugallity at its best. What I have learn while not in Malaysia will be implemented once I am back in Malaysia.

Not forgetting, despite increase in exchange rates, sometimes it is still cheaper to shop from overseas after counting in the shipping charges than getting from local store. If one knows the way to buy from overseas, it is tax free. No 6% GST there. I am talking about food items.

So electricity, food, entertainment, internet , transport is covered. I don't drink, smoke, party, karaoking or go to pub, or do birthday celebrations or dine in fancy hotel and places. You tell me what more will affect me? The most thing which might affect me in the future is petrol, groceries and maybe rental.

Tell me what's so hard about ASX FP? You bring the money and they print the book and you go home. There's no monitoring involve. After a year, you go update the book. Heck do you think that those uncle and aunties not on LYN knows about the recent concern? Again, they DON'T. With PNB saying ASX = national interest, do you think they want to change that? They DON'T. Why? By changing that, they will lose one big cookie jar. At times like this, they need the cookie jar the most.

You have your views on ASX, I have mine.