I have been a bit luckier,... my props have appreciated and with full tenancy, my SG REITs have not dropped till my Average prices, and most of my stocks and fund holding everywhere are still holding.

The single biggest problem tat I have is my ASX holdings. and the second major problem is an oil ctr in the US that has depreciated in price by 80%, though still giving out dividends.

Not all,.. yet. But even if I have, I would still classify that investment as a risky one for me this year. I have not divested any other instruments except for the ASX this yr..

Tks Will,... I will do that provided that :-

1) The risk/return reward is worth it, but for a reducing 6.40% per year, allocating even 1% of my portfolio for it needs to be thought about carefully, AND

1) I don't have any other avenues that could provide me a better return.

Tq,.. I was watching Bloomberg the other night and I saw the words : Brazil on the brink. Today I saw Brazil has been rated 'Junk'. Now I know the reason.

That's right ! Everybody must be given a chance to make a living and survive.

The charts will say it does within a given timeline.

Very High probability ! Might not drop so much against the USD if certain events detrimental to the USD unfold next week, but will most probably depreciate against the SGD ! More so if the PAP wins by more than 81 seats in Parliament tonight !

Long live the SGD !

Without time, the equation is not logical. One can always say something will happen, of course anything and everything can happen if given infinite time...Hence, time must be declared upfront for an event to take place for accuracy.

I don't think so,... in the last GE, PAP won,.. 80 seats, if my memory serves me correctly ! I was there,... I think and hope that this time, it wil be better for the PAP.

Depends on what denom they are changing from and into which denom they are changing into....

Long live the SGD ! Long live the PAP, friendly to international investors !

I have been right till now !!! Hopefully will be right again for another five years, thirty more at least, if possible !!!

This post has been edited by Hansel: Sep 12 2015, 03:39 PM

I'm afaid I disagree, sad to the general Msian population, perhaps,... BUT,.. Jibby has prepared himself well,... I think he's celebrating too, personally.

Till end-of-lifespan,...

The above statements are true onlyif you are 50 and below. For those 'lucky' ones who have reached 50 yrs of age, they can withdraw all from their Account 2. For those who have reached 55 years of age they can withdraw all from the EPF.

This post has been edited by Hansel: Sep 15 2015, 08:08 AM

True,... but the difference here is you can move your ASX out if you wished to. You can't demand for your salary or your fees be paid in the USD, and you can't take out all your money from the EPF if you have not reached the required age.

Dreamer,...

One is not able to move ALL money out of the country that easily. There are just that many things 'tied' to this country, from your earlier eg : can you move out your EPF funds if you have not reached the required age ?

Not true,... what he meant to say was one of the following :-

1) it does not help to move only the ASX funds out of the country, from : 'Which does not help if a person only move money out of ASx after RM drop XX%.'

This was after I said : ASX can be moved out but there are other funds that could not be moved out so easily. Please check back my posting and my reply to MGM.

2) it's too late or may be too late to move the funds out, so be careful and quick to decide, from : 'closing the stable door after the horse has bolted'.

On my side, I look at the long term. It's okay that the USD and the SGD have appreciated now. It's still okay to convert into the SGD and the USD now. no problem-lar,... Even if the MYR rebounds later (due to pegging or whatever other reasons), I would not have the long term confidence on it anymore. I would still believe that diversifying out and having foreign currencies is still the way to go for the long term.

My only objective now is to study the long term prospects of the countries that appeal to me, and then support the currency and investments of that country.

Dreamer,...

I agree that you did not have the word : ALL in your posting. BUT : you have the word 'only' there, from : 'Which does not help if a person only movemoney out of ASx after RM drop XX%.'

..which implies that we are talking about ALL other assets that belonged to us within Msia besides the ASX. Frankly, such thoughts of selling-off my props did occur to me too...

Hi Ancient,.. yeah, it looks like that then. Thoughts occurred to me whereby if I am not working anymore, and my fixed income nstrumnts are all overseas, everytime I needed money, I will have to TT back some funds for everyday usage. Then there will be other skills to pickup too if we wished to do that.

Likewise, yes,... if one is holding hard cash, and to be safe, hard cash in the safe deposit box, without sources of RM income flowing-in, he will have to take out from the safe deposit box everytime and convert if he needs money. The worrying thing then becomes what happens if the cash runs out.