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Credit Cards Maybankard 2 Gold & Platinum Cards V15, Not attractive, pls read 1st three posts
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fruitie
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Sep 27 2015, 02:56 PM
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Rise and Shine
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QUOTE(kkk8787 @ Sep 27 2015, 02:48 PM) Now pump petrol weekends no discounts everything no discounts why you all still hold on to it...me because too much hassle to switch It's because we have other cards for other purposes and it is still useful when I dine outside during weekends and if they accept AmEx. In addition, it's still useful to collect points if they are no other cards that can collect cash rebate.
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fruitie
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Sep 27 2015, 03:05 PM
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Rise and Shine
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QUOTE(kkk8787 @ Sep 27 2015, 02:59 PM) now no more service tax RM50 d right so can keep many cards Yes, I have 10 cards now.  If Government Service Tax still exists, I will be more careful with my selection of cards.
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fruitie
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Sep 27 2015, 03:51 PM
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Rise and Shine
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QUOTE(Alec.Yong @ Sep 27 2015, 03:38 PM) Varies from banks. Maybank, CIMB, HLB, UOB, AmBank, Aeon (not a bank but  ), OCBC and Citibank.  Citibank is because of company's corporate credit card. QUOTE(Alec.Yong @ Sep 27 2015, 03:39 PM) How much is the total CL of all these cards?  Didn't count but I guess 4-5x of my annual basic salary.
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fruitie
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Sep 27 2015, 04:02 PM
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Rise and Shine
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QUOTE(kkk8787 @ Sep 27 2015, 03:59 PM) So far which is the best for u ..how u pay all the bills...when bills comes u just bank transfer ? Every card has different feature and purpose, there's no all rounder card. Yes, just GIRO from my Maybank account only RM 0.11 per transaction.
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fruitie
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Sep 27 2015, 07:04 PM
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Rise and Shine
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QUOTE(cappuccino vs latte @ Sep 27 2015, 06:00 PM) These cards still useful for watching movies at TGV with RM10/pax any day. Yesterday the CC terminal at TGV was down & the cashier allowed me to use cash for payment, RM10 only. Yes, useful and my colleague mentioned TGV 1U is pretty troublesome, RM 10 tickets only for those first few rows.  QUOTE(Alec.Yong @ Sep 27 2015, 06:45 PM) The Citibank corporate card, any special design? Nope, ugly like hell. Hate it because it's gold colour.
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fruitie
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Sep 27 2015, 08:21 PM
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Rise and Shine
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QUOTE(red_scorpion @ Sep 27 2015, 07:38 PM) So high ur cl..you didn't have other commitment such as car or house loan? My total credit is different than you, just 1/4 of my annual salary..I have to reduce some cards credit limit to increase my chances of approval due to high commitment Only car loan, house loan not yet, soon and I don't know will be approved or not later.  QUOTE(cappuccino vs latte @ Sep 27 2015, 07:40 PM) No such rule at KLCC. I always got seating at the last row as no body will seat behind me & kick my seat.  Yes, that's why she always goes to KLCC and Jaya Shopping Centre as well.
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fruitie
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Sep 27 2015, 08:23 PM
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Rise and Shine
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QUOTE(chiahau @ Sep 27 2015, 08:19 PM) Boss, not 1st few rows. It's just next to the premium seats. Approximately 3-4 rows from the top. And this only applies to 1U You go Sunway and etc, you can pick anywhere. Because klcc tgv is so cramped, nobody will bother to go if you limit the sitting availability  I think they changed the ruling, earlier only first few rows. Anyway, all TGVs have no issue except for 1U.
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fruitie
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Sep 29 2015, 01:42 PM
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Rise and Shine
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QUOTE(xavi5567 @ Sep 29 2015, 01:41 PM) maybank 2 card dining cash back right.. is there a min spending amount? No, so long the restaurants accept your AmEx card on weekends and you can get cash rebate.
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fruitie
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Sep 29 2015, 04:06 PM
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Rise and Shine
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QUOTE(xavi5567 @ Sep 29 2015, 04:03 PM) haiya i thought need to spend 150.. that y dont bother using it.. used HSBC cash back instead.. lolz.. okay la... maybe will use it back... so as long as its for dining there will be cash back eh... how would maybank know which expenditure is for dining for... must have certain merchat only right? Yes, tied to MCC. We have a MCC thread here: https://forum.lowyat.net/index.php?showtopic=3711577And also AmEx thread which recently added another section for 5% dining cash rebate on first post: https://forum.lowyat.net/index.php?showtopic=3532126Contribute to these threads.
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fruitie
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Sep 29 2015, 07:19 PM
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Rise and Shine
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QUOTE(cHaRsIeWpAu^^ @ Sep 29 2015, 05:20 PM) apple online store accepts amex? thinking to buy iphone with amex. rm 4k x 5treatpoint = 20k/400 i got rm50 rebate? Yes, accepts AmEx. Last year itself I bought 5 or 6 units of iPhone 6 and tonnes of TP that I used to redeem stuff, and some were bought during weekends got cash rebate too.  Those were the days when weekend cash rebate is still there.  Anyway, back to your question on the TP yes but the RM 50 rebate nope, unless you use it to redeem vouchers and etc. This post has been edited by fruitie: Sep 29 2015, 07:20 PM
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fruitie
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Sep 29 2015, 10:07 PM
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Rise and Shine
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QUOTE(CAFE21 @ Sep 29 2015, 09:41 PM) Sadly this year the price of iPhone has increased and no more cash rebate. The points have also devalued already. Not sure are they going to have any rebate like last time. If not mistaken is RM300 if you purchase in Pavilion. Fruitie, are you planning to buy this year? Yes, I don't think I can afford to buy one this time.  Yeah, that was an event and I managed to grab one, no. 12 in the queue, boss gave me permission to go off earlier and queued.  RM 300 discount for 64GB iPhone 6.  I hope I can get one this year, last year despite buying so many, none of them was for me.
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fruitie
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Sep 30 2015, 07:44 AM
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Rise and Shine
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QUOTE(CP88 @ Sep 30 2015, 01:34 AM) Even the RM300 off wasn't your phone? For your bf perhaps.  I sold it off immediately.
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fruitie
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Sep 30 2015, 03:29 PM
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Rise and Shine
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QUOTE(CP88 @ Sep 30 2015, 01:49 PM)  Instant RM300 gain?  More than that.
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fruitie
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Oct 3 2015, 12:00 AM
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Rise and Shine
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QUOTE(CART@@N @ Oct 2 2015, 11:46 PM) Just book the taxi..it is directly deduct rm50 on payment..just rm30+ fr pj to klia..good deal! Once booked only can see the deduction right? This post has been edited by fruitie: Oct 3 2015, 12:00 AM
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fruitie
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Oct 3 2015, 12:14 AM
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Rise and Shine
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QUOTE(CART@@N @ Oct 3 2015, 12:12 AM) Once key in the booking detail..then select maybank card payment..it will ask to key in 1st 6 digit of card number..if entitle for discount..it will show..then only proceed to key in card detail for payment.. Great! Thanks for the discovery.
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fruitie
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Oct 4 2015, 03:11 PM
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Rise and Shine
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QUOTE(paqralos @ Oct 4 2015, 03:07 PM) Hi guys, Any difference between platinum and gold 2 cards? Thanks. Not much difference. Just on the insurance coverage. From first post: 6. Complimentary Travel Personal Accident and Travel Inconvenience Insurance if you charge your travel fares in full to your Maybankard 2 Platinum Cards
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fruitie
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Oct 4 2015, 05:39 PM
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Rise and Shine
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QUOTE(victorywp @ Oct 4 2015, 05:31 PM) cl mainly based on your income, nothing to do with gold or platinum card. you can get a low cl with plat or a high cl with gold. MBB2Plat's CL starts from 15k if I'm not wrong but of course there are other Gold cards holders get higher than that after requesting for CL increase without upgrading card. QUOTE(Alec.Yong @ Oct 4 2015, 05:34 PM) I remember some here has CL of RM100k with his/her classic card.. And I know that's you.  Just joking.
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fruitie
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Oct 9 2015, 03:44 PM
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Rise and Shine
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QUOTE(zstan @ Oct 9 2015, 12:46 PM) How long did you guys had to wait before these 2 cards were approved? exactly 10 working days? Varies. Why 10 working days?
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fruitie
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Oct 10 2015, 07:22 PM
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Rise and Shine
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QUOTE(reoz @ Oct 10 2015, 03:40 PM) Just want to ask, easy payment will charge me interest or not? Because the shop says easy payment 0% interest over 12months. I dont know about easy payment thinggy. Please advice me. Thank you Maybank might charge you 0% interest but some shops will charge you hefty service charge. Please check with the shop again.
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fruitie
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Oct 10 2015, 08:20 PM
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Rise and Shine
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QUOTE(supersound @ Oct 10 2015, 08:12 PM) Do more survey is the keyword when buying something. Cannot afford to buy in cash, buying using easy payment are wrong to begin with. As most shops that doing easy payment will charge some admin fee of minimum rm50 or 5%, which ever higher. Some maybe charge 0% or rm0 admin fee but the price are much higher. Only opt for this if the price are really low and with 0 admin fee. True. The only time I did this was last year when I attended Maybank's iPhone 6 event which if you opt for EPP for 6 months, you get RM 300 discount. Who doesn't want?  No admin fees, and 0% interest.  Though I still don't understand why Maybank wants to do this. If you pay full (without EPP) only RM 100 discount.
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