Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
18 Pages < 1 2 3 4 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards Maybankard 2 Gold & Platinum Cards V15, Not attractive, pls read 1st three posts

views
     
fruitie
post Sep 8 2015, 02:16 PM

Rise and Shine
Group Icon
Staff
72,772 posts

Joined: Sep 2005
From: KUL

QUOTE(laymank @ Sep 8 2015, 02:14 PM)
all maybank visa cards are eligible, too.

i.e. Maybank VS
*
You purposely add salt to my wound. cry.gif I don't have VS la.
I just saw the VS card of my HR Manager, she complained the quality of card is bad. sweat.gif
fruitie
post Sep 8 2015, 09:57 PM

Rise and Shine
Group Icon
Staff
72,772 posts

Joined: Sep 2005
From: KUL

QUOTE(maskedchan @ Sep 8 2015, 09:55 PM)
I prefer those without silver coating.
Look much cleaner and more class  tongue.gif
*
Yes, all my cards the silver coating all fading. doh.gif
fruitie
post Sep 9 2015, 11:03 PM

Rise and Shine
Group Icon
Staff
72,772 posts

Joined: Sep 2005
From: KUL

Yeah me too, given a choice I don't like to talk to CS.. sweat.gif
fruitie
post Sep 10 2015, 11:58 AM

Rise and Shine
Group Icon
Staff
72,772 posts

Joined: Sep 2005
From: KUL

QUOTE(Davidtcf @ Sep 10 2015, 10:26 AM)
I heard soon 5X points no more? somewhere this year will take effect? Is this true or just rumour?
*
I don't think this will happen. If they do this, they are completely sinking the already half-sinking boat. laugh.gif
fruitie
post Sep 11 2015, 02:24 PM

Rise and Shine
Group Icon
Staff
72,772 posts

Joined: Sep 2005
From: KUL

QUOTE(Axell @ Sep 11 2015, 02:19 PM)
Wow, 1 week? Better be careful next time

I had one my friend lost his cc and thousand ringgit has been swipe on his cc just in one night. In the end he had to pay all the expenses.
*
Can raise dispute with banks if any fraud cases.
fruitie
post Sep 11 2015, 02:36 PM

Rise and Shine
Group Icon
Staff
72,772 posts

Joined: Sep 2005
From: KUL

QUOTE(Axell @ Sep 11 2015, 02:34 PM)
Card lost also can raise as fraud case?

But i heard from him is that the process is a bit complicated and take longer time.
*
Yeah, I supposed. Else, it is not fair to us as customers.
Yes, the process is long but at least it is solved. You could have paid it to avoid interest and whats not but if your dispute is successful, the money can be refunded to you.
fruitie
post Sep 11 2015, 03:10 PM

Rise and Shine
Group Icon
Staff
72,772 posts

Joined: Sep 2005
From: KUL

QUOTE(peri peri @ Sep 11 2015, 03:04 PM)
almost 1 month never touch this MBB2kards. should cut or not?
*
If not applying other cards, then just keep it. If applying other cards, can consider to cut it off to spare spaces for new cards. tongue.gif
fruitie
post Sep 11 2015, 10:11 PM

Rise and Shine
Group Icon
Staff
72,772 posts

Joined: Sep 2005
From: KUL

QUOTE(nickcct @ Sep 11 2015, 08:45 PM)
Just requested for M2C Mastercard change to Visa, want to ask how long it will take? CS replied send to respective department and ask me cancel Mastercard myself after I get the Visa. I have to cancel the Mastercard by calling them after I get Visa?

Edit: Additional question - change the card have charges?
*
Quite fast actuallly, within 2 weeks time. Based on my own experience.

Nope, no charges.
fruitie
post Sep 13 2015, 11:56 PM

Rise and Shine
Group Icon
Staff
72,772 posts

Joined: Sep 2005
From: KUL

QUOTE(jtcs87 @ Sep 13 2015, 11:52 PM)
Should i cancel this card since the 5% cashback just for dinning only? I do have my Maybank 2 Cards Premier as well.
*
Up to you lo. You know your usage the best, if you are not going to utilize it, you can always terminate it.
However, it is a free for life card. So, it doesn't hurt much if you keep it in your wallet.
fruitie
post Sep 14 2015, 10:58 PM

Rise and Shine
Group Icon
Staff
72,772 posts

Joined: Sep 2005
From: KUL

QUOTE(Lord_Penguin @ Sep 14 2015, 10:56 PM)
I did not receive such SMS too. Yours is Platinum? hmm.gif Any idea on the started date to accumulate? Don't tell me from the day got the SMS? rclxub.gif
*
I also didn't receive such SMS. I'm a M2Cards Plat user, I don't think it matters which card you are using. laugh.gif

That said, I won't spend RM 5k now and already went to Legoland before. wub.gif laugh.gif

This post has been edited by fruitie: Sep 14 2015, 10:58 PM
fruitie
post Sep 14 2015, 11:09 PM

Rise and Shine
Group Icon
Staff
72,772 posts

Joined: Sep 2005
From: KUL

QUOTE(Lord_Penguin @ Sep 14 2015, 11:01 PM)
I think it matters, due to salary requirement and credit limit? hmm.gif
*
hmm.gif I don't know but Plat salary is only RM 60 per annum and credit limit I think at least 10k. What I was trying to say the promo doesn't restrict cards type. smile.gif

Previously I received the SMS which is by invitation only, spend RM 3500 and get RM 1000 cash back.
T&C applies and it is almost impossible to get it. laugh.gif

This post has been edited by fruitie: Sep 14 2015, 11:10 PM
fruitie
post Sep 15 2015, 09:40 PM

Rise and Shine
Group Icon
Staff
72,772 posts

Joined: Sep 2005
From: KUL

QUOTE(victorywp @ Sep 15 2015, 09:38 PM)
not as good as before, but the unlimited 5x tp still worth 1.25% though...
*
Yeah. I redeemed so many things from TP. laugh.gif
fruitie
post Sep 15 2015, 09:47 PM

Rise and Shine
Group Icon
Staff
72,772 posts

Joined: Sep 2005
From: KUL

QUOTE(Ramjade @ Sep 15 2015, 09:40 PM)
1.25% compare to 3%, 5% and 10%?
*
First, you need to understand the needs of all people.
Some loves to convert points to Enrich Miles, shopping vouchers and etc.
Second, not every category has all those rebates you mentioned up there.
Third, you may argue 3% Watami covers most of the expenses but not all spends at least RM 3k per quarter.
fruitie
post Sep 15 2015, 10:10 PM

Rise and Shine
Group Icon
Staff
72,772 posts

Joined: Sep 2005
From: KUL

QUOTE(Ramjade @ Sep 15 2015, 10:06 PM)
Watami free if swipe 12x/year. So one swipe/month also good enough.
*
Refer to my post's third point. smile.gif

For a frequent traveller, TP conversion to EM comes handy to upgrade to business class and redeem free tickets. So, TP is useful for some but maybe not you.

This post has been edited by fruitie: Sep 15 2015, 10:10 PM
fruitie
post Sep 15 2015, 10:15 PM

Rise and Shine
Group Icon
Staff
72,772 posts

Joined: Sep 2005
From: KUL

QUOTE(fly126 @ Sep 15 2015, 10:12 PM)
I am staying on Penang,  there're NO Watami in My State...!!!
*
Be fair but you can still enjoy the cash rebate ma. blush.gif
fruitie
post Sep 15 2015, 11:24 PM

Rise and Shine
Group Icon
Staff
72,772 posts

Joined: Sep 2005
From: KUL

QUOTE(Ramjade @ Sep 15 2015, 11:22 PM)
If one don't eat outside? TNB can be paid using HLB ise for maximum CB.
*
Aiya, if we want to keep, then we keep la. doh.gif
If you don't want, then don't keep la, if you have one la. We already stated our reasons and yet you still argue with us.
Whatever you mentioned, we know the cards in and out very well. smile.gif
We also have other cards la. doh.gif

This post has been edited by fruitie: Sep 15 2015, 11:25 PM
fruitie
post Sep 15 2015, 11:32 PM

Rise and Shine
Group Icon
Staff
72,772 posts

Joined: Sep 2005
From: KUL

QUOTE(cybpsych @ Sep 15 2015, 11:27 PM)
i would rather having less cards = less spending = less liability = better cashflow/lowest debt = more meaningful & quality life!  thumbup.gif
*
Yes, I still miss the days I don't have any credit card. laugh.gif
No headache, just pay with cash. laugh.gif
fruitie
post Sep 15 2015, 11:35 PM

Rise and Shine
Group Icon
Staff
72,772 posts

Joined: Sep 2005
From: KUL

QUOTE(Ramjade @ Sep 15 2015, 11:31 PM)
Not arguing. Just wondering why would one want to keep a card that is no longer competitive?

Reasons
*
If I can keep, why can't I? doh.gif
Since my salary allows me to keep and add other cards at the same time. Why must I die-die want to cancel it? I still earn some dining cashback.

Please la, one man's meat is another man's poison.
You may think those things are not important, it may be important for others. smile.gif

Have a good read: http://generationsxyz.blogspot.my/2015/08/...-life-amex.html

This post has been edited by fruitie: Sep 15 2015, 11:37 PM
fruitie
post Sep 16 2015, 12:05 AM

Rise and Shine
Group Icon
Staff
72,772 posts

Joined: Sep 2005
From: KUL

QUOTE(Ramjade @ Sep 15 2015, 11:50 PM)
Ya I know  one man's meat is another man's poison.
Cause :
1. Having so many cards make purse/wallet bulky. Cannot add new cards with more benefits.  tongue.gif
2. Let maybank amex userbase drop. So maybe they will come out with something to increase target. If nobody cancel, target maintain, maybank won't introduce new CB cards. Banks are always chasing targets. Like I always say, always maximise the bank. Why should one let the bank maximise you? Already most people are paying loans to the bank. Why want to let them "bully" you by having miserable 1.25% CB?

I have read that and I find it nonsense. Recycling old post into a new post. No new info if one have been following his blog. Some old things. M2C for dining + MIC for petrol and groceries. Nothing on utilities and other stuff.

Well thanks to Maybank removing CB, I found the cards needed for my future use.
*
1. Not an issue for me. smile.gif
2. Well, put it this way, credit cards is not the only business for Maybank. Other banks are also cutting their benefits. Economy is bad. smile.gif

Gen-X, someone says your blog is nonsense.

Well, to be fair he did mention about utilities and you can't accept 1.25% return, let's put it this way. smile.gif

It's OK, you can have all the cards you want. Nobody is stopping you. smile.gif
fruitie
post Sep 16 2015, 12:07 AM

Rise and Shine
Group Icon
Staff
72,772 posts

Joined: Sep 2005
From: KUL

QUOTE(Ramjade @ Sep 16 2015, 12:00 AM)
I know it won't cover everything that's why I am always on the lookout for cards to cover the uncovered stuff.  tongue.gif

Thanks for the advise. Don't worry I won't. I  always set a target for my monthly spending. I will NOT spend more than that target. So CB to me is just bonus. (You have no idea how frugal I can be). Just pay online transfer money to the CC no only right?

Well if no new cards are introduce and no changes are made, here is a rundown of cards I will use
HLB Wise + Maybank Ikhwan + UOB VOX/Ambank True CC. I don't dine outside, I don't buy those expensive clothes, shoes, bag or anything fancy (again I am an extremely frugal guy). So the 3 cards will be more than enough for me.  rclxms.gif
*
When you start working, you will notice how much you should treasure life. Money is not everything. smile.gif

Anyway, AmBank True Card is a not attractive card. Do more research. smile.gif

18 Pages < 1 2 3 4 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0219sec    0.24    7 queries    GZIP Disabled
Time is now: 30th November 2025 - 05:38 AM