QUOTE(laymank @ Sep 8 2015, 02:14 PM)
You purposely add salt to my wound. I just saw the VS card of my HR Manager, she complained the quality of card is bad.
Credit Cards Maybankard 2 Gold & Platinum Cards V15, Not attractive, pls read 1st three posts
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Sep 8 2015, 02:16 PM
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#21
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72,772 posts Joined: Sep 2005 From: KUL |
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Sep 8 2015, 09:57 PM
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#22
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72,772 posts Joined: Sep 2005 From: KUL |
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Sep 9 2015, 11:03 PM
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#23
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72,772 posts Joined: Sep 2005 From: KUL |
Yeah me too, given a choice I don't like to talk to CS..
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Sep 10 2015, 11:58 AM
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#24
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72,772 posts Joined: Sep 2005 From: KUL |
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Sep 11 2015, 02:24 PM
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#25
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72,772 posts Joined: Sep 2005 From: KUL |
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Sep 11 2015, 02:36 PM
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#26
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72,772 posts Joined: Sep 2005 From: KUL |
QUOTE(Axell @ Sep 11 2015, 02:34 PM) Card lost also can raise as fraud case? Yeah, I supposed. Else, it is not fair to us as customers.But i heard from him is that the process is a bit complicated and take longer time. Yes, the process is long but at least it is solved. You could have paid it to avoid interest and whats not but if your dispute is successful, the money can be refunded to you. |
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Sep 11 2015, 03:10 PM
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#27
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72,772 posts Joined: Sep 2005 From: KUL |
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Sep 11 2015, 10:11 PM
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#28
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72,772 posts Joined: Sep 2005 From: KUL |
QUOTE(nickcct @ Sep 11 2015, 08:45 PM) Just requested for M2C Mastercard change to Visa, want to ask how long it will take? CS replied send to respective department and ask me cancel Mastercard myself after I get the Visa. I have to cancel the Mastercard by calling them after I get Visa? Quite fast actuallly, within 2 weeks time. Based on my own experience.Edit: Additional question - change the card have charges? Nope, no charges. |
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Sep 13 2015, 11:56 PM
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#29
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72,772 posts Joined: Sep 2005 From: KUL |
QUOTE(jtcs87 @ Sep 13 2015, 11:52 PM) Should i cancel this card since the 5% cashback just for dinning only? I do have my Maybank 2 Cards Premier as well. Up to you lo. You know your usage the best, if you are not going to utilize it, you can always terminate it.However, it is a free for life card. So, it doesn't hurt much if you keep it in your wallet. |
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Sep 14 2015, 10:58 PM
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#30
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72,772 posts Joined: Sep 2005 From: KUL |
QUOTE(Lord_Penguin @ Sep 14 2015, 10:56 PM) I did not receive such SMS too. Yours is Platinum? I also didn't receive such SMS. I'm a M2Cards Plat user, I don't think it matters which card you are using. That said, I won't spend RM 5k now and already went to Legoland before. This post has been edited by fruitie: Sep 14 2015, 10:58 PM |
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Sep 14 2015, 11:09 PM
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#31
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72,772 posts Joined: Sep 2005 From: KUL |
QUOTE(Lord_Penguin @ Sep 14 2015, 11:01 PM) Previously I received the SMS which is by invitation only, spend RM 3500 and get RM 1000 cash back. T&C applies and it is almost impossible to get it. This post has been edited by fruitie: Sep 14 2015, 11:10 PM |
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Sep 15 2015, 09:40 PM
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#32
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72,772 posts Joined: Sep 2005 From: KUL |
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Sep 15 2015, 09:47 PM
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#33
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72,772 posts Joined: Sep 2005 From: KUL |
QUOTE(Ramjade @ Sep 15 2015, 09:40 PM) First, you need to understand the needs of all people. Some loves to convert points to Enrich Miles, shopping vouchers and etc. Second, not every category has all those rebates you mentioned up there. Third, you may argue 3% Watami covers most of the expenses but not all spends at least RM 3k per quarter. |
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Sep 15 2015, 10:10 PM
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#34
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72,772 posts Joined: Sep 2005 From: KUL |
QUOTE(Ramjade @ Sep 15 2015, 10:06 PM) Refer to my post's third point. For a frequent traveller, TP conversion to EM comes handy to upgrade to business class and redeem free tickets. So, TP is useful for some but maybe not you. This post has been edited by fruitie: Sep 15 2015, 10:10 PM |
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Sep 15 2015, 10:15 PM
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#35
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72,772 posts Joined: Sep 2005 From: KUL |
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Sep 15 2015, 11:24 PM
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#36
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72,772 posts Joined: Sep 2005 From: KUL |
QUOTE(Ramjade @ Sep 15 2015, 11:22 PM) Aiya, if we want to keep, then we keep la. If you don't want, then don't keep la, if you have one la. We already stated our reasons and yet you still argue with us. Whatever you mentioned, we know the cards in and out very well. We also have other cards la. This post has been edited by fruitie: Sep 15 2015, 11:25 PM |
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Sep 15 2015, 11:32 PM
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#37
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72,772 posts Joined: Sep 2005 From: KUL |
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Sep 15 2015, 11:35 PM
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#38
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72,772 posts Joined: Sep 2005 From: KUL |
QUOTE(Ramjade @ Sep 15 2015, 11:31 PM) If I can keep, why can't I? Since my salary allows me to keep and add other cards at the same time. Why must I die-die want to cancel it? I still earn some dining cashback. Please la, one man's meat is another man's poison. You may think those things are not important, it may be important for others. Have a good read: http://generationsxyz.blogspot.my/2015/08/...-life-amex.html This post has been edited by fruitie: Sep 15 2015, 11:37 PM |
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Sep 16 2015, 12:05 AM
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#39
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72,772 posts Joined: Sep 2005 From: KUL |
QUOTE(Ramjade @ Sep 15 2015, 11:50 PM) Ya I know one man's meat is another man's poison. 1. Not an issue for me. Cause : 1. Having so many cards make purse/wallet bulky. Cannot add new cards with more benefits. 2. Let maybank amex userbase drop. So maybe they will come out with something to increase target. If nobody cancel, target maintain, maybank won't introduce new CB cards. Banks are always chasing targets. Like I always say, always maximise the bank. Why should one let the bank maximise you? Already most people are paying loans to the bank. Why want to let them "bully" you by having miserable 1.25% CB? I have read that and I find it nonsense. Recycling old post into a new post. No new info if one have been following his blog. Some old things. M2C for dining + MIC for petrol and groceries. Nothing on utilities and other stuff. Well thanks to Maybank removing CB, I found the cards needed for my future use. 2. Well, put it this way, credit cards is not the only business for Maybank. Other banks are also cutting their benefits. Economy is bad. Gen-X, someone says your blog is nonsense. Well, to be fair he did mention about utilities and you can't accept 1.25% return, let's put it this way. It's OK, you can have all the cards you want. Nobody is stopping you. |
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Sep 16 2015, 12:07 AM
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#40
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72,772 posts Joined: Sep 2005 From: KUL |
QUOTE(Ramjade @ Sep 16 2015, 12:00 AM) I know it won't cover everything that's why I am always on the lookout for cards to cover the uncovered stuff. When you start working, you will notice how much you should treasure life. Money is not everything. Thanks for the advise. Don't worry I won't. I always set a target for my monthly spending. I will NOT spend more than that target. So CB to me is just bonus. (You have no idea how frugal I can be). Just pay online transfer money to the CC no only right? Well if no new cards are introduce and no changes are made, here is a rundown of cards I will use HLB Wise + Maybank Ikhwan + UOB VOX/Ambank True CC. I don't dine outside, I don't buy those expensive clothes, shoes, bag or anything fancy (again I am an extremely frugal guy). So the 3 cards will be more than enough for me. Anyway, AmBank True Card is a not attractive card. Do more research. |
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