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Credit Cards Maybankard 2 Gold & Platinum Cards V15, Not attractive, pls read 1st three posts
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rapple
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Feb 4 2016, 10:51 AM
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QUOTE(fruitie @ Feb 4 2016, 10:49 AM) Not all Starbucks though, some still cannot get cash back as they are not under dining MCC. Yes, follows transaction date i.e. Saturdays and Sundays. Posting date only determines the month of the rebate will be posted, more applicable if transactions are performed at the end of the month and cannot make it to the same month. So, it will be counted for next month's cash rebate. Transaction date on 30th Jan posted on 2nd Feb, cash back will be in Feb?
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TSalexwsk
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Feb 4 2016, 10:57 AM
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QUOTE(rapple @ Feb 4 2016, 10:51 AM) Transaction date on 30th Jan posted on 2nd Feb, cash back will be in Feb? bingo
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rapple
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Feb 4 2016, 11:00 AM
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QUOTE(alexwsk @ Feb 4 2016, 10:57 AM) In Feb, as in counted as Feb Cashback not Jan cashback?
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fruitie
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Feb 4 2016, 11:12 AM
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Rise and Shine
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QUOTE(rapple @ Feb 4 2016, 11:00 AM) In Feb, as in counted as Feb Cashback not Jan cashback? Yes, counted as Feb cash back.
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CalvinCLK
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Feb 4 2016, 11:37 AM
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QUOTE(Human Nature @ Feb 4 2016, 10:12 AM) lol guys, maybank will be happy when they read this. lol. To be honest, I hardly use Amex nowadays. My spendings are usually petrol, telco, utilities, groceries, dining and insurance. Most of it are covered by other cards. Only use Amex in departmental store where I dont have any card that cover this category.
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fruitie
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Feb 4 2016, 11:44 AM
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Rise and Shine
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QUOTE(CalvinCLK @ Feb 4 2016, 11:37 AM) lol. To be honest, I hardly use Amex nowadays. My spendings are usually petrol, telco, utilities, groceries, dining and insurance. Most of it are covered by other cards. Only use Amex in departmental store where I dont have any card that cover this category. Same like me.  Swiped for my friend's expensive handbags and shoes.
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maskedchan
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Feb 4 2016, 11:50 AM
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QUOTE(fruitie @ Feb 4 2016, 11:44 AM) Same like me.  Swiped for my friend's expensive handbags and shoes.  only for friend?nothing for yourself? i wish i have more such friend so i can collect more TPs
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fruitie
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Feb 4 2016, 11:53 AM
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Rise and Shine
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QUOTE(maskedchan @ Feb 4 2016, 11:50 AM) only for friend?nothing for yourself? i wish i have more such friend so i can collect more TPs Mine not expensive la. Those cheaper stuff like clothes from Uniqlo and etc. Yes, I love this friend so much. She has helped me to collect so many TPs so I also returned her some deeds when I helped her to buy iPad Mini 3 from Harvey Norman, redeemed RM 200 for her.
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13aby
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Feb 4 2016, 03:33 PM
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QUOTE(CalvinCLK @ Feb 4 2016, 11:37 AM) lol. To be honest, I hardly use Amex nowadays. My spendings are usually petrol, telco, utilities, groceries, dining and insurance. Most of it are covered by other cards. Only use Amex in departmental store where I dont have any card that cover this category. i terbalik with u , i use amex for petrol haha for the x5 TP
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laymank
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Feb 4 2016, 04:09 PM
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QUOTE(13aby @ Feb 4 2016, 03:33 PM) i terbalik with u , i use amex for petrol haha for the x5 TP 5X TP is only worth 1.25% cashback. Don't want to consider other cards that offers petrol cashback at 5%?
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13aby
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Feb 4 2016, 04:25 PM
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QUOTE(laymank @ Feb 4 2016, 04:09 PM) 5X TP is only worth 1.25% cashback. Don't want to consider other cards that offers petrol cashback at 5%? CB not really interested to me ... what to do... the cards i have currently mbb2 is the best liao hahaha
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LostAndFound
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Feb 4 2016, 05:12 PM
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QUOTE(13aby @ Feb 4 2016, 04:25 PM) CB not really interested to me ... what to do... the cards i have currently mbb2 is the best liao hahaha So you prefer to have points worth RM12.50 or RM50 in cash? Bear in mind the points won't actually get you RM12.50 as the price of things you can buy with the points normally higher a bit. First time I hear people prefer points than cash. Unless you feel happy at the thousands and tens of thousands number la...
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victorywp
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Feb 4 2016, 05:13 PM
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QUOTE(maskedchan @ Feb 4 2016, 11:50 AM) only for friend?nothing for yourself? i wish i have more such friend so i can collect more TPs she no need to buy for herself la. got bf take care of that part ma.
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maskedchan
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Feb 4 2016, 05:19 PM
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QUOTE(LostAndFound @ Feb 4 2016, 05:12 PM) So you prefer to have points worth RM12.50 or RM50 in cash? Bear in mind the points won't actually get you RM12.50 as the price of things you can buy with the points normally higher a bit. First time I hear people prefer points than cash. Unless you feel happy at the thousands and tens of thousands number la... depend what the points are for.. if to convert to miles...still worth it.. QUOTE(victorywp @ Feb 4 2016, 05:13 PM) she no need to buy for herself la. got bf take care of that part ma.  true..ask bf buy..swipe her card and then ask back cash to pay back the bank This post has been edited by maskedchan: Feb 4 2016, 05:21 PM
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13aby
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Feb 4 2016, 05:20 PM
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QUOTE(LostAndFound @ Feb 4 2016, 05:12 PM) So you prefer to have points worth RM12.50 or RM50 in cash? Bear in mind the points won't actually get you RM12.50 as the price of things you can buy with the points normally higher a bit. First time I hear people prefer points than cash. Unless you feel happy at the thousands and tens of thousands number la... i getting average 8 - 10k points monthly . mayb cox of this i prefer points
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AzaelTheKid
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Feb 4 2016, 05:21 PM
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is the amex card getting 5x points whatever that we swipe on and on anyday?
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kenjixx
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Feb 4 2016, 05:28 PM
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QUOTE(AzaelTheKid @ Feb 4 2016, 05:21 PM) is the amex card getting 5x points whatever that we swipe on and on anyday? not whatever yes anyday read the first page *2X for Government Bodies, Education Institutions and Insurance Providers
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AzaelTheKid
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Feb 4 2016, 05:32 PM
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QUOTE(kenjixx @ Feb 4 2016, 05:28 PM) not whatever yes anyday read the first page *2X for Government Bodies, Education Institutions and Insurance Providers my bad... forgot to exclude government bodies, educations institutions and insurance
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CP88
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Feb 4 2016, 05:34 PM
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QUOTE(maskedchan @ Feb 4 2016, 05:19 PM) true..ask bf buy..swipe her card and then ask back cash to pay back the bank  Could agree more on this. Sinkapor bf..
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ysc
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Feb 4 2016, 11:55 PM
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QUOTE(CalvinCLK @ Feb 4 2016, 09:35 AM) 1.25% is better than nothing actually. Not many banks offer decent cashback nowadays. QUOTE(cHaRsIeWpAu^^ @ Feb 4 2016, 09:41 AM) 1.25% is kinda decent if you ask me. lets say you buy an iphone 4k with amex rm4k x 5xtp = 20000tp 20000/400 = rm50 cashback. rm50/rm4000 = 1.25% cashback QUOTE(jian5481 @ Feb 4 2016, 10:09 AM) Secret is talking about regular AmEx card without Maybank logo. In most cases it's only 2x MR points per RM. Only selected charges earn 5x MR points. Even so, it takes 44,640 points to redeem RM100 worth of something. At best, you can pay your statement by redeeming 40,000 MR points to RM100. I am actually talking about the AMEX card without Maybank logo
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