The 15% is the potential return, if the market condition is favourable and meet the condition of the structured product then it will give 15% pa return rate. If not might be 0% as well.

There are plenty of structured product nowadays, just some are not published as normally structured product minimum investment amount is RM250K, the lesser i had seen is Rm100k, none of it less than Rm100k as far as I know.

Looking at it (The RHB structrured as mentioned), it should be some sort like dual currency structured product. For dual currency structured (as I haven't know the RHB product yet), you pick one of the currency let say NZ, so the structured product will set the spot rate and strike rate for it. Spot rate is the currency rate under trading let say now is RM2.58 (NZ) and strike rate set is Rm2.57. So when the structured product matured, if at that day the spot rate>strike rate (higher than RM2.57), then you get the 15% p.a. but if lower then you get zero return and your Rm250k being converted to NZ at RM2.57.

Yes...

The new fund will be launched I think by next week, called Public South East Asia Select Fund if not mistaken.
The details will be ready for agents today...

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Added on September 24, 2007, 10:45 amOnly few new funds offering this promotion. PCSF doesn't offer this during offering period.
Only PFEPRF and PIABF offer this, your SI service charge will be 5.45% if you sign for that during offering period. For other funds, the service charge is still 6.5%.

This post has been edited by leekk8: Sep 24 2007, 10:45 AM

What a day. KLCI started so slow today, now turbo +7.23
I think the days of buying is over. Waiting to harvest

ah that's why i overheard them saying about it

Hwang DBS Select Income Fund

The Hwang DBS Select Income Fund is categorised as a fixed income fund which seeks to provide investors with a steady and regular income stream in the form of distributions over the medium to longer term.

The Fund will invest between 69.8% to 99.8% of its NAV in fixed income instruments. The balance will be allocated to equity investments subject to a limit of 30% of the Fund抯 NAV. The Fund will invest primarily in fixed income instruments that provide regular income as well as in high dividend yield stocks to enhance income and returns to the Fund.

Objective
To provide investors with a steady and regular income stream in the form of distributions over the medium to longer term.

Please visit the nearest Maybank branch or call Maybank Group Customer Care at 1-300-88-6688 for more details.


URL: http://www.maybank2u.com.my/consumer/inves..._hdbs_sif.shtml

NEW FUND LAUNCHING!

PUBLIC SOUTH-EAST ASIA SELECT FUND

Agressive Risk

Distribution ~ Incidental

Investing in selected markets in SEA. ASEAN country is one of the fastest growing region in the world. With an average GDP growth of 9.0% p.a. and combine population of 573 million.

Promotional Service Charge (during launching period)- 5.45%

Price at RM 0.2500 NAV

Launching Period - 2nd Oct ~ 22 Oct 2007

Direct Debit Campaign - Promo Service Charge of 5.45% for DDI made during launch period.

Bench mark Total Return - 3 years (83.9%) ; 5 years (155.7%)

Fund Size RM375Million, 1.5 billion units



PM me if you wish to know more about this fund

This post has been edited by kingkong81: Sep 25 2007, 08:08 AM

kingkong81, this fund sounds to me like another PFES. What're the differences between them?

I'm kind of interested with this new fund.

Is it wise to have most of your money to invest in mutual fund?

Not encouraged to do so and you should have some reserve money for emergency. Balanced up your investment in multple market segments and do not fully focus on one section; let's say equity.

People say you should diversify your money into different kind of investment

For me, I think UT is the best for me now

The theory is simple. If you don't need the money then should be fine. Always have emegency fund on standby too

So many new funds. How to choose...

More accurate one should be, the fund is very similar to PB ASEAN Dividend Fund.

http://www.publicmutual.com.my/page.aspx?name=PBADF

The risk level is aggressive, higher risk than most and a bit lower than PCSF. The potential growth is high but major problem is political instability and corruption IMO.

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Added on September 25, 2007, 8:43 amDiversify ma. Put a bit outside of Msia, a bit in bonds, a bit of cash/FD depends on your risk profile.

This post has been edited by ejleemy: Sep 25 2007, 08:43 AM

Diversify is good when money is a lot ma. If only small small diversify too much also won't affect much

PFES investment market includes far-east countries

PSEASF concentrates on ASEAN countries.
The potential is there...some stats:

From 2004 - 2007 (31 Aug) , the performance of ASEAN countries as follows

Vietnam - 447.0%
Indonesia - 217.2%
Phillipines - 133.3%
Singapore - 92.3%
Malaysia - 60.5%

Some more ASEAN is between China & India...the fast emerging giants!


The profile is almost the same as PFES, but as previously mentioned, PSEASF concentrates on ASEAN region.
Performance of PFES, since launched in 2005 until now, total return is at 48.05%...

So, i personally think this fund is a very good fund to tap into the fast growing ASEAN economy

EDIT: Wrong Thread

This post has been edited by dzi921: Sep 25 2007, 06:19 PM

pbadf was performing very well until the subprime loan thing surfaced..... iirc it's the fastest 1 which gave profit in terms of days

PBADF has not recovered from the US subprime mortage yet?

Wow. A lot of FD there

Btw, if you keep track of your investment in Excel. It is much easier to use the formula to generate the line above

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Added on September 25, 2007, 9:39 pmHere is my Excel code:

="Investments (Valued On "&TEXT(C4,"dd/mm/yyyy")&"):- FD ("&TEXT(F10,"#0.00%")&"), PSMALLCAP ("&TEXT(F4,"#0.00%")&"), PIOF ("&TEXT(F5,"#0.00%")&"), PRSF ("&TEXT(F6,"#0.00%")&"), PGF ("&TEXT(F7,"#0.00%")&"), PIEBF ("&TEXT(F8,"#0.00%")&"), PISBF ("&TEXT(F9,"#0.00%")&") = 100% (Net Profit = "&TEXT(I12,"#0.00%")&")"

This post has been edited by dzi921: Sep 25 2007, 09:39 PM

I'm still in the process of showing for a good equity fund. As you can see that my FD and bond constitute for more than 60%.

CIMB risk profiler will definitely put me under conservative player.

got it already gone back to it's previous position