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Credit Cards Citibank Credit Cards V4, Everything About Citi Credit Cards

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avinlim
post May 17 2019, 07:59 AM

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QUOTE(zaoldyeck @ May 16 2019, 11:56 PM)
user posted image

There you go
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For CB card, RM10 each category. Plati CB RM15 each category.


avinlim
post May 17 2019, 02:53 PM

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QUOTE(rayken @ May 17 2019, 02:36 PM)
rubbish 1 by category....now need to pay annual fee, cannot waive also really useless citibank
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U sure cannot waive the AF?

How much u spend annually on that card?
avinlim
post May 17 2019, 03:11 PM

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QUOTE(rayken @ May 17 2019, 02:55 PM)
just called only confirm cannot waive....spending around 1k per month
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did you try the cancel card trick?


avinlim
post May 17 2019, 03:21 PM

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QUOTE(rayken @ May 17 2019, 03:18 PM)
yup tried already....hahah go to level 3 already still cannot only 50% waived
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they gave u 50% waive at least.
avinlim
post Jun 11 2019, 08:11 AM

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QUOTE(marogal @ Jun 11 2019, 02:28 AM)
Does Citibank remove CB for Grabpay already?
I just check from my app. “Cashback earned in this statement” does not include the amount I top up in Grabpay.
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I received cb for last statement spend on grabpay.

Is there any official news saying grabpay is not entitle for cb now? No
avinlim
post Jun 13 2019, 05:53 PM

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QUOTE(devilmaysmile @ Jun 13 2019, 05:23 PM)
Why Citibank revised my credit limit from 10k to 4k. Last month I have submit document for request increase credit limit but not approve. Stupid Bank!
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U got overdue outstanding balance?
avinlim
post Jun 17 2019, 02:10 PM

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QUOTE(sulab @ Jun 17 2019, 12:57 PM)
Did anyone receive this SMS from Citibank?
RM0.00 Citi: Get up to RM300 CASH BACK when you take cash from your credit card via Citi Mobile App at 0% pa (EIR 0%pa) https://citi.asia/QC300 (T&C)

Does it mean I can get Quick Cash from Citibank at 0% interest? (Quick Cash RM12000, 12 months tenure = RM1000 payment/month?).

Any sifus can advice? I am afraid there's hidden charge unknown to me.
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Wahhh...u receive 0%

mine:

RM0.00 Citi: Get up to RM300 CASH BACK when you take cash from your credit card via Citi Mobile App at 7.24% pa (EIR 12.9%pa) https://citi.asia/QC300 (T&C)

innocent.gif innocent.gif innocent.gif innocent.gif
avinlim
post Jun 17 2019, 02:20 PM

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QUOTE(sulab @ Jun 17 2019, 02:12 PM)
I have confirmed via CS live chat. There's no such thing as 0%. It's a trap  sweat.gif
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mayb the user above troll us by changing the % to 0%? laugh.gif laugh.gif
avinlim
post Jun 19 2019, 08:24 AM

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QUOTE(blackamikaze @ Jun 18 2019, 08:10 PM)
Hi i want to know if we have been pre approved from the online application, is it mean we confirmed get the card or they still can reject the application after we upload all the documents?
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Still got chance to be rejected depending on your documents.
avinlim
post Jun 19 2019, 08:51 AM

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QUOTE(westlife @ Jun 19 2019, 08:41 AM)
If annual fee has been charged to card already? Can still cancel the card in order not to pay for the annual fee?

Because bank like Ocbc, once charge die die also need to pay even cancel the card, so no choice but to use the card for another year since annual fee needs to be paid.

Some other bank like MayBank will are after the annual fee is charged, is there any new transaction after the annual fee. If yes, also cannot waive.

Not sure about Citibank though.
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For citibank, once charged, try call to cancel or waiver, they can do reversal or rebate. If you really not plan to use it already, then better call cancel before the charges come in.
avinlim
post Jun 19 2019, 09:10 AM

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QUOTE(monodevil @ Jun 19 2019, 08:53 AM)
by any chance, do u or other here know list of dining place applicable to get 10% cashback from cashback cc citibank? tried looking for it but not avail
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Usually wherever eat area that can use c.card...

e.g last 2 month my spending at = Nam heong, starbuck, McD, Subway, Secret Recipe, 4 Fingers

all give me cb for dining, still never fail me so far. laugh.gif
avinlim
post Jun 19 2019, 10:29 AM

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QUOTE(blackamikaze @ Jun 19 2019, 10:11 AM)
i see, but most likely will be approved right?
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Yup, if your documents match the information you provide earlier during pre-approval(salary meet the requirement) and your financial standing is healthy.
avinlim
post Jun 19 2019, 11:27 AM

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QUOTE(monodevil @ Jun 19 2019, 11:23 AM)
how about take away / drive through like mcd / starbuck? dining doesn't mean necessarily need to DINE IN right?
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Doesn't matter, they are using the same payment terminal either you are dining in or take again...as long as you swipe the card and meet the min spending. i.e RM500/RM1500 for platinum.
avinlim
post Jun 19 2019, 11:36 AM

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QUOTE(monodevil @ Jun 19 2019, 11:32 AM)
nice bro.. thanks. should be ok for 2-3x a month going for fast food + using samsung pay
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Welcome.

Basically...RM100(each catagory: grocer/eat/grab/petrol...is super easy to hit in 1 month....haha...
avinlim
post Jun 19 2019, 11:42 AM

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QUOTE(monodevil @ Jun 19 2019, 11:39 AM)
yeah. for me just grab is a bit difficult. or top up grab wallet also consider as spending in grab?
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every month just reload RM100 into the wallet. then get the 10%.

Use the money to reload for your family, earn additional cb on grabpay promo from time to time.... haha laugh.gif laugh.gif laugh.gif
avinlim
post Jul 2 2019, 11:17 AM

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QUOTE(cybpsych @ Jul 1 2019, 09:53 AM)
Apply for a Citibank credit card through us, during the Flash Deal sign-up period, and make a minimum of 8 times retail spend (any amount) after you activate your new card.

The fastest 65 new cardholders to make 8 times retail spend will receive an Nintendo Switch (worth RM 1,248) for FREE!

https://www.comparehero.my/credit-card/promotions/flash-deal

user posted image
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After get the card, straight reload boost and bigpay....8x....

Consider as "retail spend" in this case?
avinlim
post Jul 2 2019, 01:58 PM

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QUOTE(tifosi @ Jul 2 2019, 11:34 AM)
I did. Got a redemption code for AirPods from Mac City.
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What kind of spending you do to eligible the sign up bonus??
avinlim
post Jul 9 2019, 11:24 AM

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QUOTE(#Victor @ Oct 15 2018, 12:29 PM)
user posted image
Anyone encounter before receive installment email offer from Citi, accidentally clicked the link from email and the conversion is successful without OTP, any secure confirmation. Then quickly call CitiPhone but was told that need to pay RM300+ penalty to cancel the installment mega_shok.gif :x
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Walauehh....citib so desperate to get interests from users? just one click from email then the request is processed? what the heck is that.....


avinlim
post Jul 10 2019, 09:28 AM

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QUOTE(sj0217 @ Jul 10 2019, 08:29 AM)
No idea why banks don’t use mail drop like HSBC if no mistaken.

Obviously mail drop is convenience instead of posjalu or normal mail
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High lost card/non-delivery reported mayb.

My HSBC, i need to personally go branch for bio-metric scan. Cannot be delivered to office or home.
avinlim
post Jul 11 2019, 02:44 PM

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QUOTE(Wolgie @ Jul 11 2019, 02:33 PM)
Ask: For Cash Back, 10% from grab rides, do in consider reload grabpay too?

Cash back platinum or cash back normal better?

Thinking swift my visa gold to one of them.. point drop so much

1/2 annual fees + rebate 50 this years... 95af+25sst-50rebate...... doh.gif
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Reload to grabpay also get 10% provided you fulfill the min spend.

normal or plat, depends on your spending power. Plat give extra RM5 for each categories. but min spend is RM1500.

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