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Credit Cards Citibank Credit Cards V4, Everything About Citi Credit Cards
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avinlim
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 Jul 11 2019, 04:04 PM
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QUOTE(Wolgie @ Jul 11 2019, 03:18 PM) Mhmm... then maybe choose Plat...  120 vs 195, 480 vs 720 i always increase temporary increase credit limit and pay all lumsup before end day for CitiCCGold, if i change cashback, function still same right? QUOTE(Wolgie @ Jul 11 2019, 03:29 PM) do reload boost or bigpay got rewards point? do reload boost or bigpay consider monthly spending? i never try it. lol What function you are talking about? Reload bp consider spending. |
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avinlim
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Jul 15 2019, 08:39 AM
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QUOTE(avinlim @ Jul 15 2019, 08:03 AM) I got this error...cant reload. citibank said not their problem...I cant even enter the code. Is it consider reject? This post has been edited by avinlim: Jul 15 2019, 08:40 AM Attached thumbnail(s)
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avinlim
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Jul 15 2019, 11:14 AM
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QUOTE(Wolgie @ Jul 15 2019, 11:11 AM) maybe ur phone anti virus or kena virus. other cc just ok. citibank cb card only. |
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avinlim
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Jul 17 2019, 09:28 AM
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QUOTE(fruitie @ Jul 17 2019, 09:07 AM) Mine is 35k. Will read through the T&C later. RM0.00 Citi: Get 35,000 Rewards Points with min RM1,000 spend in foreign currency from 15JUL19 - 14OCT19. Reply C3 to ENROL. www.citibank.com.my/or80 (T&C) Add on: For Citi Rewards cards, the thing is I have cancelled it a year ago.  Mine is RM50 cashback. |
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avinlim
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Jul 17 2019, 10:40 AM
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avinlim
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Jul 17 2019, 10:44 AM
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QUOTE(fruitie @ Jul 17 2019, 10:43 AM) By any chance you are holding their cash back card? I got their cb card. btw...its common we receive their promo even we dont have the card. I dont hold any OCBC card, but still oways receive their cc spend promo...  |
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avinlim
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Jul 17 2019, 11:02 AM
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QUOTE(fruitie @ Jul 17 2019, 10:46 AM) Rewards points only for Rewards cardholders and Cash Back is for cash back cardholders then. It's not common and should not be happening at all. Should call and check. I used to have OCBC card and after cancelled, didn't receive anything from them anymore. I never have ocbc cc before...but keep receiving the sms... Nvm, not bother to call and ask also. I just make sure I owayz tick the "do not include me in marketing promotion/3rd promotion" whenever I apply for cc. |
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avinlim
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Jul 17 2019, 11:17 AM
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QUOTE(skincladalien @ Jul 17 2019, 11:12 AM) just noticed i got rm35 cashback for AEON spending I know the below is eligible for citi cb. AEON also included? Tesco Jaya Aeon Big Giant Econsave Cold Storage This post has been edited by avinlim: Jul 17 2019, 11:19 AM |
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avinlim
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Jul 18 2019, 03:20 PM
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QUOTE(Zekai1999 @ Jul 18 2019, 02:12 PM) May i know the cash back base on calendar month or statement date for normal citi cash back visa card(Not platinum) ? Edit : Got the answer is calendar month. If posting date(let say aeon supermarket transaction) fall after statement date, CB consider to following month? where did you get the answer the cb is on calendar month? |
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avinlim
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Jul 31 2019, 05:15 PM
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QUOTE(#Victor @ Jul 31 2019, 04:07 PM) CODE RM0.00 Citi: Please be reminded that your Paper Advice will be delivered electronically effective 4 August 2019. Visit www.citibank.com.my/adv1 for information. what is e-Advices actually? is it the paper receipt printed from terminal after payment success? I suppose it is the e-statement thg.. |
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avinlim
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Aug 16 2019, 05:20 PM
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QUOTE(adamchen @ Aug 16 2019, 05:03 PM) May I know why Citibank card is so hard to apply, me and my gf tried over 4 times each...never success It is my 1st card ever before I get the other one. Is your commitment too high? e.g a lot other cc outstanding, house loan etc etc. |
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avinlim
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Aug 20 2019, 01:51 PM
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QUOTE(adamchen @ Aug 20 2019, 12:58 PM) I pay right after i receive the letter...but keep say i late....everytime call go marah only they chg Nowadays, still got people depend of letter notification? At your point of view, you pay right after you receive the letter saying you should pay you bill or or statement hard copy...by the time, you probably already over your due date. Why not try check for online or app statement? you wont miss out the due date. Additionally, payment with "normal" transfer also will cause you to be hit by late interest fee if the transferring bank delay 1-2 days in processing the payment to credit card. This post has been edited by avinlim: Aug 20 2019, 01:53 PM |
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avinlim
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Aug 20 2019, 01:55 PM
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QUOTE(coolguy99 @ Aug 20 2019, 01:52 PM) I always pay off all my credit card balance on my salary crediting date, that way I don’t have to manually track each credit card as it is way too troublesome. You have a good attitude in managing and paying off your credit debt. Which is good. But some of people not prefer in that way as they want liquidity of the credit to flow...they opt to pay back 1-2 days before the due date. More hardcore user pay on the due date as well. |
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avinlim
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Aug 23 2019, 08:25 AM
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QUOTE(TongCN @ Aug 22 2019, 02:45 PM) Seems like citibank card holders majority is chinese. Just like BSN SSP, all winner malay friends.  |
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avinlim
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Aug 23 2019, 10:56 AM
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QUOTE(TongCN @ Aug 23 2019, 10:08 AM) I wanna get Switch Hope my spending entries gimme luck No luck for this round also. haha. better luck next time.  |
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avinlim
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Aug 28 2019, 08:19 AM
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QUOTE(winmxbb @ Aug 27 2019, 09:07 PM) i apply citibank to get lazada voucher, but cs reply me: "In regards to your email, we wish to clarify that the promotion is only applicable for a new to bank customer with no existing credit cards." If you cancel ALL your citibank related cards within 6 months...its still not eligible. Some bank need 3~6mths cool down period after ALL the cards have been cancel. Please take note. |
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avinlim
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Aug 28 2019, 08:27 AM
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QUOTE(CardNoob @ Aug 28 2019, 08:21 AM) Didn't I post the definition by Citibank extracted from the TnC just one post above? Opss~ I missed out your post.  |
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avinlim
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Aug 29 2019, 04:02 PM
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QUOTE(iammasivers @ Aug 29 2019, 02:54 PM) how can i stop citi from calling me to buy for their insurance? i've been saying not interested many times but they keep calling me almost every month Just say no, everythg say no...sometime I just hang up. Never say yes or wat...sometimes they will like say I send you the brochure to read 1st bla bla bla...if you agree, they will sign you up...then you enroll into their program...card got deducted...very mafan wana cancel then... My fren kena that for HLB one...so beware. |
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avinlim
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Sep 5 2019, 08:19 AM
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QUOTE(terry5695 @ Sep 4 2019, 06:25 PM) yes, sounds crazy... I have never brought this card to oversea nor swipe online, so far only used for (Tesco/Dining/Grab) lol How much they swipe your card for all the transaction? |
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avinlim
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Sep 6 2019, 08:36 AM
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Well, after cancel the card, still can view the balance online? Cause still got outstanding balance.
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