Tried to apply for a Citibank card. I'm RM400 short of a minimum annual income requirement for the card, one reason being they didn't take into account my bonus at all...so the guy didn't bother accepting my application at all =.=

Is this Citibank's style or is this just that staff being lazy?

This post has been edited by Aeon_Clock: Jan 18 2016, 02:27 PM

citibank easy to approve nowadays .. i think because they lose lot of customers

Short is short, rules are rules not just only Citibank
As ruled out:
You MUST have a min Salary Income of RM24,000 p.a, baru can get a credit card, it's 1 of the Mandatory rule Order from BNM & banks need to follow that...
Furthermore, if U X any Credit history or credit card with any bank before, usually U Won't even get Entertained by Citibank

This post has been edited by fly126: Jan 19 2016, 12:35 PM

RM400 is quite significant from their minimum annual income. Have you tried applying at other banks before this?

If you are looking for higher income annual requirement, they usually will recommend you another card with lower annual income. But if you can't even hit the lowest annual income card, I do not think they will approve that. It is their SOP and their job to filter. Perhaps you can try again when you have all requirement ticked.

RM10 per ticket during Saturday, Sunday & PH

Promo until 31st March 2016

ALL GSC Except GSC Signature.

T&C
- ALL CARD CAN BE USED
- Normal seat, purchase over counter
- Not valid for twin seats, premier class, gold class, 3D movie or any promo.
- Not valid for advance sales, a.k.a book early tickets. Only applicable for tickets purchases on same day of screening.
- Limited two tickets per card daily.

REMARK
- For Friday still buy 1 free 1 for CLEAR card (Until further notice)
- Valid for counter purchase
- Max 1 ticket redeemable

This post has been edited by Belphegor: Jan 19 2016, 03:29 PM

Isn't bonus a salary income? Its taxable and all. Plus, other banks accept bonus as income, why only Citibank don't?

RM400 = RM33.3 a month...
I have other cards, but I'm looking into this card in particular for travel purposes.

Hey guys another question to ask. For cash back card if not mistaken we must pay through the Citibank portalto get cash back for celcom postpaid. So I add celcom postpaid acc number and paid. How long will it takes for celcom to acknowledge my payment?

since last year already have this promo

but i use mastercard evo 20% ... now will use this card back ..

Citibank is abit stingy on their CC's Requirement , as They recognize ONLY your monthly salary Income or EPF's Contribution as Your Fix Income (like housing loan App reqmnt). & they Never consider, any of Allowance or Yearly Bonus as Permanent Fix Income, to them THESE Additional (income) Not every Year company ada kasi punya,
"Tahun ni ada Bonus atau Sebaliknya tahun depan"

Btw, how many CC you got now is it Citi PremierMiles Visa Card that U want to apply...???

Why not submit Your App Online, it's Better than U Applied from the agent & maybe Citibank will "Grant your wish"...
https://www.citibank.com.my/landing_page/ca...CCAZYENINDELNCZ

This post has been edited by fly126: Jan 20 2016, 01:28 AM

I received this sms from citibank just now..which i dunno what transaction..



Suddenly about 3 mins i received this sms..which not my transaction..



And suddenly more transaction comes



Luckily i called the customer services and blocked the card immediately..so now i just wait..maybe or maybe not to pay the fraud charged..grrrrrrr

After blocked still the transaction comes in..

This post has been edited by rathian_mhfu: Jan 19 2016, 11:59 PM

Fraudulent usage.. Where u usually use this card?

is the card any good ???

not.. most of forumers here terminate this card

I googled the words "google powercell" its an apps or games of android at google store..someone hacked my android phone i.e my galaxy tab..

wah, so expensive.. RM400++

Not so much but other people kena £6,000..i didnt use this galaxy tab only collecting dust in my cabinet..but only recently i used it to watch youtube..

if he/she can prove its due to fraud, then only need pay rm250.. rest i think is borne by BNM or bank itself?

Got like this meh? I dunno hopefully so

Thanks for the sharing