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Credit Cards Citibank Credit Cards V4, Everything About Citi Credit Cards
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chiahau
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 Apr 19 2017, 01:12 PM
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QUOTE(ZeroSOFInfinity @ Apr 19 2017, 10:50 AM) By the way guys, I need some help on the following:- 1) I have taken a cash advance on one of my Citibank CC. Can I "relocate" or "transfer" the debt to another Citibank CC, so then I can terminate the said CC, since I don't need it anymore? 2) I also noted the low rate of balance transfer offered currently (2.99% for 9 months). Now, I have 2 installments (EPP and Flexi) with Citibank, while a few more installments with other cards. Can I put all the installments into one single card as a balance transfer? Cash advance I dun think can BT out? And 2.99% for 9 months is high. MBB offering 0% for 12 months. Other banks also got promo sometimes. But to answer your question - You can BT the full amount and "settle" the epp or flexi in the card. Maybe have to write in. |
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chiahau
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Apr 19 2017, 02:04 PM
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QUOTE(ZeroSOFInfinity @ Apr 19 2017, 01:39 PM) But I am only transferring my CA to another Citibank credit card. Which basically is "left pocket, right pocket". Don't think that qualifies as a "balance transfer"? As for the other part..... I believe can contact the bank ppl on the matter? Or walk in? First scenario - Yes. Check whether you can cancel. Usually to clear off EPP via bt, I usually email them ahead. But I think walk in should be okay also. QUOTE(uKnowWho @ Apr 19 2017, 01:59 PM) citi clear card still have buy 1 free 1 offer on Friday right? For movie? Yes I think so. Coffee bean revised d but basically still buy 1 free 1 till Friday. |
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chiahau
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Apr 19 2017, 06:41 PM
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QUOTE(Leroi2x @ Apr 19 2017, 06:24 PM) problem is my income is 2k now…but doducmne only can proof 1750 and im having 2 bank card ,not able to apply for card… and the 2 card im donwant to cut off also haiz… By right you won't get another card, even via FD. Below 36k, you only can have cards from 2 Financial institution. So yeah, can't do anything much dy. QUOTE(boyzai07 @ Apr 19 2017, 06:30 PM) I not sure about citibank but public bank & maybank accept fd for cc  UOB also not accept fd for cc (what I got from their staff).. UOB card only one got use is YOLO. The rest macam takde orang mau pun due to hard to waive AF. |
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chiahau
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Apr 21 2017, 02:11 PM
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QUOTE(adele123 @ Apr 21 2017, 02:09 PM) Seriously, still got people use cheque   it's on the 1st page of your statement citibank bankcard center for xxxx Some company use cheque to repay their staff for this kinda stuffs. I experienced it before sadly.... |
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chiahau
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Apr 21 2017, 09:32 PM
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QUOTE(rhodon @ Apr 21 2017, 08:54 PM) Do you mean you went to 2 different CBTL on the same day to enjoy the B1F1? Should be able to do so. Once the outlet take down your CC, you can't use it anymore at the said outlet. But nothing says you can't use it on another outlet lol. |
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chiahau
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Apr 22 2017, 03:39 PM
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QUOTE(MiKE7LIM @ Apr 22 2017, 03:23 PM) sometime same outlet but i go at different time.. morning and afternoon..also no problem  Means the staff is lazy? For the branch near my office, they'll swipe your card for the buy 1 free 1. Once they do that, you can't get the promo anymore even after you come back later. |
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chiahau
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Apr 23 2017, 05:31 PM
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QUOTE(GamaX320 @ Apr 23 2017, 05:12 PM) I saw Citibank cash rebate credit card required annual income 36k to apply possible if annual income only 30k to apply this card? And I hear my colleague say Citibank credit card very hard to apply any tips for newbie apply Citibank credit card? Nope, they won't grant you. And you'll need to hold another cc for 1 year for them to consider your application. |
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chiahau
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Apr 25 2017, 03:18 PM
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QUOTE(NyOx @ Apr 25 2017, 02:47 PM) wow. that also kena blacklisted.  He thinks Citibank blacklist him. Might be other factors that lead to rejection. If so particular about AF, just get an AF free card? |
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chiahau
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Apr 30 2017, 04:38 PM
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QUOTE(labtec @ Apr 30 2017, 04:33 PM) Is the gsc weekend buy one free one still on? Somehow i cannot get it this weekend Friday only for Clear card. Got buy 1 free 1 for weekend? Rm 10 flat for weekend I think got la. |
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chiahau
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Apr 30 2017, 07:28 PM
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QUOTE(radi0head @ Apr 30 2017, 06:56 PM) I want a free AF card... guess it's only the Simplicity card... any benefits on that card ? From F&B or retails ? ... Nope. FB & Retail you can check from the list. |
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chiahau
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May 3 2017, 09:28 AM
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QUOTE(evoce9a @ May 3 2017, 07:31 AM) RM0.00 A trxn was made on yr Citibank Visa ending 1598 on 2017-05-03 for USD1120.89 -ROVIA.COM 972-805-5200.Pls call Citibank if you hv any query RM0.00 A trxn was made on yr Citibank Visa ending 1598 on 2017-05-03 for USD229.50 -HOTEL*Rovia Travel.Pls call Citibank if you hv any query Received this 2 sms during midnight and found out that my card was being used . Immediately reported to Citibank and block the card . They ask me to call back after 3 days and lodge a fraud case report. And there is no one time pin required to go thru that 2 transaction as well  Any one here have similar experience before? Will the bank really charge me ?  If you reported this fraud and it happened from no fault of yours, should be no problem. Ask them to block the card and file a dispute immediately. Don't wait. This post has been edited by hye: May 3 2017, 08:07 PM |
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chiahau
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May 8 2017, 01:07 PM
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Heads up -
3 years AF waived if you apply your Clear or Reward card from online for Citibank, providing you submit your documentation within 7 days.
Quite a good deal.
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chiahau
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May 11 2017, 08:05 PM
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QUOTE(adele123 @ May 11 2017, 07:43 PM) Mine is this - Earn up to 5% CB on everyday purchases with every swipe of your Citi Cash Back card. No minimum spend required. Terms and condition applies. |
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chiahau
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May 12 2017, 04:33 PM
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QUOTE(mamamia @ May 12 2017, 04:26 PM) I get the message as well, but, what is the TnC? Or they just remind us on the card feature?  Good question. Should we call citibank to find out?  |
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chiahau
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May 12 2017, 05:43 PM
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QUOTE(fly126 @ May 12 2017, 05:14 PM) Troll betol.. Till today jaya grocer and village grocer not getting CB for groceries  |
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chiahau
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May 12 2017, 07:10 PM
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QUOTE(fly126 @ May 12 2017, 06:49 PM) Yeah, for Groceries spend better stick to MBB Ikhwan MC  Btw, U got UOB One Card, bo...?  cancelled Mine due to they tak mau kasi AF waiver after 5 Years I scold them kaw-kaw before Proceed to Cancellation My AF is still waived for the next year. However very low usage d. Only keep for some promotional BT sometimes. |
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chiahau
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May 15 2017, 09:46 AM
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QUOTE(haru20 @ May 15 2017, 09:07 AM) Hi, may i ask which promotional BT? as far i know CITI rarely offer such deals. Thanks They have yet to offer anything for year 2017. I mainly use their cards for dining deals at hotels for company expenses. Won't mind paying the AF actually since I get up to 40% discount for the meals. |
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chiahau
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May 18 2017, 08:08 AM
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QUOTE(mamamia @ May 18 2017, 07:59 AM) They hope that cardholder forgot about the redemption and they can save the free gift with the personal data obtained from us? Such a lousy co.. I've been long time didn't go through ringgitplus for card application , last time I've no issue with them, it seem like after so many years, they change their management style? I heard my friend said in the last reply, the reply is quite rude n said that they've already spoken n informed my friend that there will be delay, sound like y he still don't understand what have informed, in fact, my friend didn't receive any email or call from them within the 7 working days until he send a follow up email.. I decided against using such lousy services. Sent my application once thru them, they keep insisting my copies are not clear and ask me to resend. I send direct to bank, approved within the week. Free gift but so much hassle, forget it. Time saved is money earned |
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chiahau
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May 18 2017, 08:15 AM
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QUOTE(cappuccino vs latte @ May 18 2017, 08:10 AM) I found out that Ringgitplus also tends to provide inaccurate product information which has misled the general public causing loss of financial interests. They should be more vigilant in handling financial products. I look at them like property sales agent. Give you only rosy information. The hidden T&C all they won't tell you. |
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chiahau
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May 22 2017, 08:09 AM
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QUOTE(radi0head @ May 22 2017, 07:31 AM) Guys... I had my eye on something... Having a Citi Simplicity on hand, do this card have 0% easy payment plan ? I searched around and I found Flexipayment which comes with interest... You need to find a merchant who offers 0% installment. Not many thou for Citibank. Larger ones like Harvey Norman maybe, but that's about it. |
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