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Credit Cards UOB Credit Cards v4

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kelvinlzy
post Aug 5 2015, 02:24 PM

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QUOTE(fruitie @ Aug 5 2015, 02:08 PM)
Good for you and I regretted for cancelling my UOB One Plat last year. laugh.gif
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Maybe you can reinstate your One Plat first? Is it fully terminated?
chiahau
post Aug 5 2015, 02:26 PM

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QUOTE(bananalow @ Aug 5 2015, 02:21 PM)
I can sense that, even the RinggitPlus call me after 3 weeks,  but say will call me back till today no news... Haha... Seem like I am no luck with uob... =)
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Go CIMB CR Plat lo.

1 hour terus approve.

Almost the same benefit as VOX + no AF so no need to purposely use the card.

And, CB from Primary / Supplementary cardholders are separate, so you can gain more once you maxed out your main card ( providing you have a supp card laugh.gif )

UOB now arrogant already, since a lot of M2C defecting to their bank.
Human Nature
post Aug 5 2015, 02:29 PM

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My advice is bypass the agents.
bananalow
post Aug 5 2015, 02:32 PM

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QUOTE(chiahau @ Aug 5 2015, 02:26 PM)
Go CIMB CR Plat lo.

1 hour terus approve.

Almost the same benefit as VOX + no AF so no need to purposely use the card.

And, CB from Primary / Supplementary cardholders are separate, so you can gain more once you maxed out your main card ( providing you have a supp card laugh.gif )

UOB now arrogant already, since a lot of M2C defecting to their bank.
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I just call again another cs pick up my phone and say application just come in today.... Lol... Two Different answer morning and afternoon. Anyway, they told me call them nezt week if still no status. Haha...

Btw, I got my Cimb CR card ald... Haha..

This post has been edited by bananalow: Aug 5 2015, 02:33 PM
fruitie
post Aug 5 2015, 02:34 PM

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QUOTE(kelvinlzy @ Aug 5 2015, 02:24 PM)
Maybe you can reinstate your One Plat first? Is it fully terminated?
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hmm.gif Not sure if it is fully terminated, I guess it is.
Will check with my agent to see if it is fully terminated or not.
Lineage
post Aug 5 2015, 02:55 PM

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UOB is quite efficient..

I applied in the 1 week before Raya..and I get it 28/7..

Actually application approved the day before Raya, but it take some time for postman to deliver the card..
karcity
post Aug 5 2015, 06:57 PM

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QUOTE(kelvinlzy @ Aug 5 2015, 02:24 PM)
Maybe you can reinstate your One Plat first? Is it fully terminated?
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Can we terminate our card partially? I don't understand what you mean by fully terminated?
karcity
post Aug 5 2015, 07:00 PM

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QUOTE(fruitie @ Aug 5 2015, 02:08 PM)
Good for you and I regretted for cancelling my UOB One Plat last year. laugh.gif
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Why would you regret? There are so many good cc out here..... I terminated mine also and I applied other cc and life go on.
As other mentioned, I think uob are overload with new customer.
vin_ann
post Aug 5 2015, 08:06 PM

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QUOTE(chiahau @ Aug 5 2015, 02:20 PM)
UOB is currently suffering from Raya's back dated work.

News are up to 3 weeks wait + a lot of M2C users are defecting into this card =.=
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that's what agent told me on last weekend.
chiahau
post Aug 5 2015, 08:09 PM

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QUOTE(karcity @ Aug 5 2015, 06:57 PM)
Can we terminate our card partially? I don't understand what you mean by fully terminated?
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If you are a good paymaster, banks will actually keep your card on freeze 1st.

When you make an application to reapply within a short period of time or they suddenly run outta good paymasters, they'll contact you for reinstatement.

QUOTE(vin_ann @ Aug 5 2015, 08:06 PM)
that's what agent told me on last weekend.
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They Lansi d.
kelvinlzy
post Aug 5 2015, 08:13 PM

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QUOTE(karcity @ Aug 5 2015, 06:57 PM)
Can we terminate our card partially? I don't understand what you mean by fully terminated?
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What I meant was maybe the bank did not fully terminate the card, instead they just block/deactivate the card, if the card holder decided to reinstate the card, they will reactivate it back without going through the application process. Happened to me with HLB Mach credit card when I cancelled it, HLB sent me a letter stating that should I wish to reinstate the card, they will happily do it for me. At the end I called them to fully terminate it, and after 1 year I reapply again for the sake of free card and dining cashback tongue.gif
karcity
post Aug 5 2015, 08:49 PM

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QUOTE(kelvinlzy @ Aug 5 2015, 08:13 PM)
What I meant was maybe the bank did not fully terminate the card, instead they just block/deactivate the card, if the card holder decided to reinstate the card, they will reactivate it back without going through the application process. Happened to me with HLB Mach credit card when I cancelled it, HLB sent me a letter stating that should I wish to reinstate the card, they will happily do it for me. At the end I called them to fully terminate it, and after 1 year I reapply again for the sake of free card and dining cashback tongue.gif
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Recently I terminate one Hong leong card. I get a letter as stated by you.
Simultaneously I also terminate uob card. They give a letter stating that pls cut your card and destroy it.
Very different respond
kelvinlzy
post Aug 5 2015, 09:03 PM

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QUOTE(karcity @ Aug 5 2015, 08:49 PM)
Recently I terminate one Hong leong card. I get a letter as stated by you.
Simultaneously I also terminate uob card. They give a letter stating that pls cut your card and destroy it.
Very different respond
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I might be wrong but looking at your case I would say it is definitely terminated.
fruitie
post Aug 5 2015, 09:18 PM

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QUOTE(karcity @ Aug 5 2015, 07:00 PM)
Why would you regret? There are so many good cc out here..... I terminated mine also and I applied other cc and life go on.
As other mentioned, I think uob are overload with new customer.
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Well, to ease my VOX's application but that doesn't matter anymore because my card should be terminated already and I guess my VOX is also rejected though I still haven't received another confirmation from my agent.
shiroikun
post Aug 5 2015, 09:38 PM

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i'm holding UOB credit card, is it ok to apply additional card at those credit card booth? Can get those free gift just like those new applicants?
noien
post Aug 5 2015, 10:25 PM

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QUOTE(shiroikun @ Aug 5 2015, 09:38 PM)
i'm holding UOB credit card, is it ok to apply additional card at those credit card booth? Can get those free gift just like those new applicants?
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free gift only those normal 1 like cup or umbrella those cheaper stuff but u need to tell them u r new. but y ?
if u wan those luggage bag then no.
karcity
post Aug 5 2015, 10:32 PM

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QUOTE(kelvinlzy @ Aug 5 2015, 09:03 PM)
I might be wrong but looking at your case I would say it is definitely terminated.
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Yes. I know that. It is good for me as life go on. It is time to try other card as I think I hold one platinum for too long.
jensen87
post Aug 6 2015, 12:45 AM

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hi newbie here... today just got my UOB ONE CARD.. i apply for class but now the card is platinum.. is there any AF charges?
meantime the agent also ask me to apply preferred_platinum if wish to get the free luggage bag.. now only ONE CARD arrived.. anyone facing this issue?
sj0217
post Aug 6 2015, 07:20 AM

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QUOTE(jensen87 @ Aug 6 2015, 12:45 AM)
hi newbie here... today just got my UOB ONE CARD.. i apply for class but now the card is platinum.. is there any AF charges?
meantime the agent also ask me to apply preferred_platinum if wish to get the free luggage bag.. now only ONE CARD arrived.. anyone facing this issue?
*
Regarding the AF, you can always refer to first page for your reference.
Lineage
post Aug 6 2015, 08:49 AM

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QUOTE(kelvinlzy @ Aug 5 2015, 08:13 PM)
What I meant was maybe the bank did not fully terminate the card, instead they just block/deactivate the card, if the card holder decided to reinstate the card, they will reactivate it back without going through the application process. Happened to me with HLB Mach credit card when I cancelled it, HLB sent me a letter stating that should I wish to reinstate the card, they will happily do it for me. At the end I called them to fully terminate it, and after 1 year I reapply again for the sake of free card and dining cashback tongue.gif
*
When I cancel my MACH..no letter was sent to me..lol.. doh.gif

QUOTE(jensen87 @ Aug 6 2015, 12:45 AM)
hi newbie here... today just got my UOB ONE CARD.. i apply for class but now the card is platinum.. is there any AF charges?
meantime the agent also ask me to apply preferred_platinum if wish to get the free luggage bag.. now only ONE CARD arrived.. anyone facing this issue?
*
Yes, they send separately, wait 1 or 2 days..just got my free luggage bag on Tuesday.. thumbup.gif

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