1. Annual Income: RM48k - 50k

2. Free Lifetime Annual Fee: A Must

3. Card required for: List all your needs (spending as below)
Petrol
Insurance
Utilities
Online Shopping
Groceries
TnG
Required : Cash Back/Rebate Only / unlimited cashback / good redemption items using points

4. Existing credit cards if any: UOB, HSBC Amanah, AEON

5. Looking at CC from: Thinkig which is the best and plan to cancel either one of the existing cards.

ya
something like that
sometime they say thursday buy 1 free 1 XD
maybank and uob card
need to go bank and register?

cause sometime i see mall those ask u sign card they got give u free gift
but if sign up in bank no free gift right ?
actually got what different
sign up at mall vs bank ?

haha XD
i heard Maybank Ikhwan no more
need to go where to apply  ?

1. Annual Income: RM 45k - 50k

2. Free Lifetime Annual Fee: A must

3. Card required for: Petrol(Petronas and Petron), Hotel Booking(Agoda, Trivago etc2), Flight Booking(AA), Groceries (mostly Mydin), and perhaps electronics with 0% epp.

4. Existing credit cards if any: none

5. Looking at CC from: Preferred CIMB(same bank as my payroll)/Maybank

6. Others:
Looking for benefits of petrol and travel wise usage. sumtimes i prefer to book hotel at its lobby itself when i couldnt get better rates walk-in.(this happens overseas). groceries mainly Mydin. thanks guys

. Annual Income:  RM30K to RM36K

2. Free Lifetime Annual Fee: A Must or got conditions that can acceptable.

3. Card required for: HP bill ( celcom) less than RM 100
                               Groceries ( RM 150-RM 200 per month) mostly purchase in Tesco, Guardian & Watson

4. Existing credit cards if any: no, but i had a supp card from dad's citibank  Platinum card

5. Looking at CC from: UOB lady card

6. Others: prefer cashback card and found that UOB lady card has 10% cashback for groceries if purchase at tesco and qiant,  looking for cashback if use cc or bank protal pay ptptn or maybe utilities at home, pay installment for car loan as dad use my name to buy a myvi ( RHB bank) and 0% interest installment when gonna change iphone soon.

hi, im new here n just started working 2 years ago...currently not having any commitment and free of debt

so, my purpose of getting a credit card is to make an installment plan for stuff I intent to buy 
1. Annual Income: RM30K-ish

2. Free Lifetime Annual Fee: Which is better? not gonna use on daily basis

3. Card required for: Installment for stuff, Overseas Transactions (if I travel overseas which is rarely)

4. Existing credit cards if any: Nil

5. Looking at CC from: Any bank that is good, currently using Maybank debit card for all of my purchase above rm200

1. Annual Income: RM 100k - 150k

2. Free Lifetime Annual Fee: Not a must

3. Card required for: Dont know. Maybe cashback/ rebate + special benefits

4. Existing credit cards if any: CIMB gold

5. Looking at CC from: Maybank signature / Citibank

6. Others:
I mainly do local spending with some occasional overseas travel spending. Also as my main banker is Maybank, wonder if they can provide a larger credit limit.
Looking for special perks and benefits: i saw something like Hilton Gold membership for some cards, etc-etc.

fly126 weird
i apply by maybank2u already
but problem is on i cant upload document
is it cant upload in jpeg format?

1. Annual Income: RM150K

2. Free Lifetime Annual Fee: Yes

3. Card required for: Cash back

4. Existing credit cards if any: Public Visa Signature, HSBC mPower, Mach Hong Leong

5. Looking at CC from: Any

6. Others: Most of my specific categories (online, dining, petrol, gym, mobile) are covered by my existing cards. I'm just looking for a general cash back card that captures all my other miscellaneous spending. For example, my spending on Uber and Netflix did not receive any cash back last month. I know the cash back won't be great, but I'm looking for any that provides at least 0.5% cash back.

because i online it say attach form
i attach document in jpeg format then it say pls attach mandatory document

hi, can anyone recommend credit card (other than OCBC GE and PBB AIA) which have cash rebate for monthly insurance payment?

thanks for the infor but however i called alliance younique, insurance no cash back only for retail spending!

1. Annual Income: RM80k

2. Free Lifetime Annual Fee: Yes if possible

3. Card required for: Retail and overseas spending

4. Existing credit cards if any: Maybankard2card

5. Looking at CC from: Any

6. Others: Im guessing the best cashback would be 1%. Any card gives more than that? If earning points, which would be the best value for points card?

Thanks in advance!

Pay condo maintenance consider as retail?

Pay condo maintenance consider as retail?

"Retail Spending / Transactions" = All the Purchases of Goods or Service which is Charged to the Credit Card, Including Quit Rent, Assessment Fee, Auto Debit...etc

Yes, just like sis fly126 said, any goods or services charged to the card is considered as retail transaction. Charges like late payment, annual fee, balance transfer are not retail.

hello,

so the requirement above the card that can satisfy me is uob one card?

1. Annual Income: RM38.4k

2. Free Lifetime Annual Fee: I don't quite understand this. Does this mean I need to use the card for a minimum amount of times per month?

3. Card required for: Petrol, Touch n Go, Food, Groceries, Telephone Bill, Shopping (maybe once every two months)

4. Existing credit cards if any: None

5. Looking at CC from: Any

6. Others: The card will be mostly used for petrol convenience, but I will also be using them for other expenses such as groceries, telephone bill, online shopping. Also, I have just started to work, my salary is RM3200 excluding OT and allownaces. (i have 4 months of payslip to apply for the card)

1. Annual Income: RM39.6k

2. Free Lifetime Annual Fee: either this, or waived with monthly swipes.

3. Card required for: Petrol, Touch n Go, Telephone Bill, a lot of retail purchases (RM3xxx) per month.

4. Existing credit cards if any: None

5. Looking at CC from: Any

6. Others:  hoping to get as much cashback as possible, primarily from petrol and retail purchases (clothing).

Thank you.

Any advise which card to suit me?

Family expenses:-

Monthly pay
Insurance = RM770.00 (Great Eastern)
TNB = RM100.00
Telco = RM100.00 (Umobile & Digi)
Unifi = RM165.00
Petrol = RM500.00 (Two cars)

Geocery = AEON, GIANT, TESCO

Yearly pay
Insurance = RM 3,400.00 (Great Eastern)

Last time used OCBC titinum cash back
Now Maybank amex dual card.

Please advise any card with cash back and point?

Thanks.

Dayum. HLB Wise 10% cash back. In order to get the 10% cash back, we need 10 swipes per month right? Also, are wholesale purchases in Kenanga considered Deparmental? Sorry for the noob questions ya.

Appreciate your input.

1. Annual Income: RM100k

2. Free Lifetime Annual Fee: either this, or waived with monthly swipes.

3. Card required for: Groceries, International usage, petrol

4. Existing credit cards if any: CIMB Platinum 

5. Looking at CC from: Any

6. Others: prefer something with enrich points, only thing i seem to utilize.

Thank you.