1. Annual Income: RM60K. Willing to accept card with lower credit limit, as long as the benefits from the card are worthy.

2. Free Lifetime Annual Fee: Preferable. Card with annual fee can be acceptable, if the annual fee can be offset with the card benefits.

3. Card required for: Dining. Occasional purchase of pharmacy (in Caring and Guardian), and clothing (Uniqlo and H&M).

4. Existing credit cards if any: Hong Leong Wise Card, Maybank 2 Cards, Maybank Islamic MasterCard Ikhwan Card.

5. Looking at CC from: None.

6. Others: Prefer cashback, but points is acceptable, if the points are worthy.

Thanks.

1. Annual Income: RM24K

2. Free Lifetime Annual Fee: Yes if possible

3. Card required for: Petrol, Touch & Go, Dining

4. Existing credit cards if any: No

5. Looking at CC from: HLB Wise

6. Others: I want cash back and reward points if possible.
Thank you

Which credit card are the best for cashback for high telecommunications category spending (which is not from the big 4:maxis,digi,Celcom,umobile) e.g.redone,tune talk?

1. Annual Income: RM180K and above.

2. Free Lifetime Annual Fee: If yes, better. If not, that's okay as I can cancel if they don't waive.

3. Card required for: Going to do house renovation and buying lots of house furniture. Need to see which card has the best return (cash back or points)

4. Existing credit cards if any: HLB Wise, PBB VS and Maybankard 2

5. Looking at CC from: None yet.

6. Others: Doesn't have to be long term card.

Thanks!

Hi All, I got 4 credit card now but i only plan to left 2, the purpose that i applied so many card previous is to purchase new home furniture with installment. There is still some outstanding balance inside but not an issue, i can clear or balance transfer to the remaining card. But please recommend me which 2 card is worth to kept.

Current cards i have :
1. HongLeong Mach Card
2. Aeon Gold Master Card
3. UOB One
4. Maybank Islamic Platinum Card

Normally i used to Balance transfer or doing installment for some electronic or home appliance. Or other than that will be only used for petrol or retail shopping, hardly used for dinner / movie / entertainment... Isn't wise to use credit card to paid for house installment or car installment? Any benefit to do so? I never tried

Would suggest you keep the first 2.

Hi All, I got 4 credit card now but i only plan to left 2, the purpose that i applied so many card previous is to purchase new home furniture with installment. There is still some outstanding balance inside but not an issue, i can clear or balance transfer to the remaining card. But please recommend me which 2 card is worth to kept.

Current cards i have :
1. HongLeong Mach Card
2. Aeon Gold Master Card
3. UOB One
4. Maybank Islamic Platinum Card

Normally i used to Balance transfer or doing installment for some electronic or home appliance. Or other than that will be only used for petrol or retail shopping, hardly used for dinner / movie / entertainment... Isn't wise to use credit card to paid for house installment or car installment? Any benefit to do so? I never tried

I would suggest Convert (4) to Maybank Ikhwan MasterCard for your petrol and groceries, keep (2) for PPL Privileges then Potong no. (1), (3).
Since  U seldom utilize HLB Mach on Movie/ Dining & MBB Islamic Ikhwan Mastercard a Lifetime's fee Waiver CC already can cover ALL Your Petrol, Groceries Expenses there's No longer need of UOB One (got to Pay the AF) ...

I checked through Maybank2u, my card is Visa Ikhwan Platinum.

Hi Bro, what the different for my current Ikhwan Visa and Ikhwan Mastercard?

I now using --> Maybank Islamic PETRONAS Ikhwan Visa Platinium Card-iMaybank Islamic PETRONAS Ikhwan Visa Platinum Card-i

btw looking to make a supp card /seperate card for my wife
Hmmm shall we do seperate card, or a supplementary card for her (either under my Maybank2card card or apply a new one)
Thank you

1. Annual Income: 100k

2. Free Lifetime Annual Fee: Yes

3. Card required for: petrol, groceries, celcom bills, unifi bills, insurance premium and online purchase

4. Existing credit cards if any: maybank 2 cards plat, HL Mach, cimb gold

5. Looking at CC from: maybank ikhwan mastercard plat

Please recommend me a card or 2 sifu~!

1. Annual Income: RM60K to RM100K

2. Free Lifetime Annual Fee: No (if rebate worth for the annual fees)

3. Card required for:

- Petrol (300/month) - Maybank Ikhwan (Friday/Saturday) / AEON Big (Sunday)
- Groceries (400/month) - Maybank Ikhwan
- Insurance (600/month) - - CIMB Cash Rebate
- Utilities - Unifi, TNB, Astro (600/month) - CIMB Cash Rebate
- Mobile (85/month) - CIMB Cash Rebate
- Online Shopping (200/month) - CIMB Cash Rebate
- Others (500/month) - CIMB Cash Rebate

4. Existing credit cards if any:
- Maybank Ikhwan Mastercard
- NEW AEON Gold
- AEON Watami (replace by AEON Big soon)
- CIMB Cash Rebate
- Maybank2Card
- OCBC Titanium

5. Looking at CC from: Any cash rebate card other than currently holding

6. Others: since AEON watami is discontinued I have to switch my monthly expenses over for more cash rebate, looking for any cards that can benefit more on Insurance/Utilities spending. Just apply for HLB Wise & Essential last week but get rejected, was thinking to use HLB Wise mainly for Petrol & Groceries, then Essential for Insurance and others. Now I have no idea which card to replace it.

I suggest the Standard Chartered Just One Mastercard platinum card. Just need to put 2K a month on it to earn 10% on petrol. Sometimes when I top up TnGo at petrol stations, it qualifies for cash back too. Should be easy to get 2K on it with your home purchases - but first I suggest get the 10 transactions on Wise first.

1. Annual Income: RM33k

2. Free Lifetime Annual Fee: A Must

3. Card required for: Cash Back

4. Existing credit cards if any: Nil.

5. Looking at CC from: Any (Islamic)

6. Others: 1 month payslip can apply?

sorry wan to ask is it every groceries shop also can?

1. Annual Income: RM35k+-

2. Free Lifetime Annual Fee: A Must 

3. Card required for:
Petrol 300 (I pump on weekdays)
Groceries 50
Dining 100

4. Existing credit cards if any:

5. Looking at CC from: Any

6. Others: Cash Back/Rebate/Points

I'm currently looking at cash backs only. Wonder if some cards with good points system beats cash back cards.

today i just uob vox card
i find out uob one cc petrol benefit almost similar as maybank cc
but maybank cc is no need pay annual right?
but got any tnc?

omg
mbb card got say minimum swipe how many times?
but i use for petrol sure every month 1 times above XD
for groceries any shop just got show maybank cc can use then can?

today i apply uox card
they say better than uob one card?

Hi everyone, I gonna go Japan and Taiwan for holiday, which cc is the best? 

Thanks for the reply, shame the rebates are exclusively for weekends. More inclined towards the ikhwan card but will still be exploring

Nice to have that. I'm considering another card actually, the HL Wise card. I should be able to qualify for the 10 swipes.

hehe
at here can learn lot lol
normally maybank need how long to approve
because got maybank ppl email me
i send all the information to it
since yesterday