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Recommendation for Credit Cards V3, Please post according to Format stated.
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fly126
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 Dec 23 2016, 11:44 PM
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QUOTE(StealthK @ Dec 23 2016, 05:12 PM) 1. Annual Income: RM36K to RM60K 2. Free Lifetime Annual Fee: A Must (Swipe 12 times per year also okay) 3. Card required for: Petrol, Dining, Shopping with cash back/debate 4. Existing credit cards if any: Citibank Cash back & Citibank Clear 5. Looking at CC from: No 6. Others: Looking in Mach Credit Card & CIMB Cash Rebate Platinum MasterCard (See whether there are another options) Thanks.  Beside CIMB & HLB Mach... UOB YOLO, MBB Ikhwan Mastercard |
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fly126
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Dec 27 2016, 02:48 PM
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QUOTE(Ti3othy @ Dec 26 2016, 11:20 PM) 1. Annual Income: - 2. Free Lifetime Annual Fee: Yes / auto-waive with minimal swipes 3. Card required for: Education (around RM5-6k per month) & Dining 4. Existing credit cards if any: Citibank Cash Back Platinum 5. Looking at CC from: Unsure HLB Mach: 5% CB on Dining Is Your Education payment is under PTPTN (Government Bodies) or not...??? If under PTPTN, then sorry You Won't get any Cash Back from Government Transaction with most of the CC from Bank, now. If you need a General CC here are the Recommendation for your Reference: I) HLB Essential II) HLB Fortune III) Alliance You: nique IV) SCB CB Gold V) OCBC 365 This post has been edited by fly126: Dec 27 2016, 02:51 PM |
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fly126
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Dec 29 2016, 11:22 PM
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QUOTE(moonsatelite @ Dec 28 2016, 11:50 PM) I wonder what do you expect from "buy flight ticket" & "book hotel", is it cash rebate, points or insurance? Anyways, this card should do well for you and 'Enrich' miles are not exclusive to Malaysia Airlines only, there are partner airlines which you can collect and use Enrich points on. Enrich Partner AirlinesCIMB Enrich Platinum MasterCard, do you Aware of of a Cross border fee applies on CIMB Credit Card?  https://forum.lowyat.net/topic/2519936mastedo don't want CC which charge Cross border fee....  This post has been edited by fly126: Dec 29 2016, 11:28 PM |
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fly126
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Dec 29 2016, 11:51 PM
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QUOTE(ycgoh123 @ Dec 29 2016, 11:38 PM) 1. Annual Income: RM42k 2. Free Lifetime Annual Fee: Yes/ 12 swipes 3. Card required for: dining, phone bill, aeon credit loan, ptptn loan, insurance, grocery or good installment plan 4. Existing credit cards if any: MACH 5. Looking at CC from: Any bank 6. Others: - bank that can check documents manually is a Good Backup Card becos it's free for life got CB from Petrol, Groceries, Online, Auto Debit transactions...  It's Safe-Keeping good, No harm to have... https://forum.lowyat.net/topic/3988506Dear fruitie, is time to get New TS for this Thread almost 2800 posts counted since our beloved Gen-X have Retired... This post has been edited by fly126: Dec 30 2016, 12:13 AM |
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fly126
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Dec 30 2016, 12:10 AM
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QUOTE(ycgoh123 @ Dec 29 2016, 11:59 PM) Thanks for recommend. But i heard CIMB is quite hard to apply  cant find any agents from CIMB yet  Apply Online or Walk-in to CIMB 1-Hour Card Approval Centres https://www.cimbbank.com.my/en/personal/pro...d.1-7UYK5O.htmlOR https://www.cimbislamic.com.my/en/personal/...d-approval.html |
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