1. Annual Income: 98k

2. Free Lifetime Annual Fee: A Must or No only.

3. Card required for: Petrol, Cash Back/Rebate, AirMiles,, Free LCCT Lounge Access , Eating out

4. Existing credit cards if any: HSBC Amanah Plat

5. Looking at CC from: Maybank Plat or Citibank Plat or HSBC with 60k annually plat

6. Looking for cash back, groceries, dinning and petrol

1. Annual Income: 60k

2. Free Lifetime Annual Fee: Yes

3. Card required for: Free gift to when swipe RM5,000

4. Existing credit cards if any: MBB, UOB

5. Looking at CC from: free gift

Which credit card offer cashback/reward points for insurance premium payment (autodebit).

I'm using aeon watami at the moment, but im looking to use a different card as i'm having problem reaching the minimum 3k spending per quarter.

The insurance provider only allow visa and mastercard for autodebit, so I can't use amex m2cards for treats points as well

About rm200 per month, monthly.
Would prefer to pay monthly premium

Thanks for the recommendation. Now I'm considering RHB or AmBank Platinum. Both are kind of similar. Anybody has any experience on either or both cards that could help me decide? AmBank's is free for life but called RHB and they say can waive the annual fees.

1. Annual Income: RM60-70K

2. Free Lifetime Annual Fee: Yes/auto-waive with minimal swipes

3. Card required for: List all your needs
Petrol - 100
DailyLunch/Weekend Dining/Dating - 600-700
Touch & Go - 100-200
4. Existing credit cards if any: nil (plan to take only 1 cc)

5. Looking at CC from: not sure, cimb(salary), but opt for oversea bank e.g. citibank (any benefits when travelling to overseas?, travel oversea twice a year)

1. Annual Income: 50k

2. Free Lifetime Annual Fee: Yes

3. Card required for: insurance 200 and internet bill,

4. Existing credit cards if any: RHB premium(staff)

Others: I currently dont have car yet, so petrol rebate not important for me, I just like use CC swipe when no extra charge, spending include dining or some booking for entertainment,  just because my that rhb staff card point seem useless, so looking another CC, Thanks,

1. Annual Income: Fresh grad

2. Free Lifetime Annual Fee: A must

3. Card required for: Petrol, Cash Back/Rebate,  Overseas Transactions,

4. Existing credit cards if any: CIMB Visa Signature

5. Looking at CC from: M2C

Was wondering if this is the right place to ask, but I can't seem to find the right section for this.

I was wondering, to get a personal loan, banks would want you to have a credit history, correct?

Currently, I have no loans to repay and I have no CC. Should I be getting a credit card to build my credit history so that I can apply for a loan in the future?

1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: A Must (or any good benefits if got annual fee?)

3. Card required for: List all your needs (spending as below)
Petrol - 250 monthly - Shell / BHP
Insurance - 200 ( Great Eastern )
Online - 100
Utilities - u mobile
Groceries - 100
TnG - 100
Required : Cash Back/Rebate Only / unlimited cashback / good redemption items using points

4. Existing credit cards if any: Maybank2card (Visa + Amex)

5. Looking at CC from: except Maybank but can make payment thru Maybank2u

6. Others: i prefer Master card

1. Annual Income: 75K

2. Free Lifetime Annual Fee: Not Necessary

3. Card required for: for airport lounge, travel

4. Existing credit cards if any: MBB2card Platinum and Visa Ikhwan Gold

5. Looking at CC from: anything

6. Others: Aim to collect cc. To get max benefit

Can anyone recommend a good credit card with cash back for the payment of insurance premium?

1. Annual Income: FRESHIE

2. Free Lifetime Annual Fee: Preferably NO but if benefits/cash back gains can cover the Cost of Fee then OK

3. Card required for: Get returns frm Common things we pay for everyday like Petrol, Cash Back/Rebate, Discounts

4. Existing credit cards if any: None , but my family has cards like Aeon, UOB, RHB, etc - can ask them to give me supp.

5. Looking at CC from: Any CC with good benefits

1. Annual Income: RM60K. Willing to accept card with lower credit limit, as long as the benefits from the card are worthy.

2. Free Lifetime Annual Fee: A Must. Card with annual fee can be acceptable, if the annual fee can be offset with the card benefits.

3. Card required for: payment for Streamyx, electricity and mobile phone bill.
Occasional pharmacy purchase, but not frequent.
Grocery and petrol transactions are now paid with Maybank Islamic MasterCard Ikhwan Card. 

4. Existing credit cards if any: Maybank 2 Cards, Maybank Islamic MasterCard Ikhwan Card.

5. Looking at CC from: Perhaps Hong Leong Wise Card.

6. Others: Prefer cashback, but points is acceptable, if the points are worthy.

I just want to make sure that Hong Leong Wise Card suits my purpose well. Of course, other suitable credit cards can be proposed as well. 

is it better than hong leong MACH ? im too new to credit cards, may i know the differences? thank you !

my dinner usually is on weekends haha.. so i think i will consider taking MBB 2 card rather than hongleong mach..

I checked macam Ikhwan also now more cash back already?
I know the Petronas Maybank got RM200 Lazada lagi

No bro...
The ikhwan on their maybank2u website no more cash back already

1. Annual Income: 80K annually

2. Free Lifetime Annual Fee: Not necessary

3. Card required for: complementary card for my Maybank 2 Card platinum, Maybank Ikhwan Visa, Maybank Ikhwan MasterCard and Amex Green Charge card.

4. Existing credit cards if any:As above

5. Looking at CC from: anything can give more benefit, free give privilege not cover up by my card. Plaza entry?

Thanks Sifu!

1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: Must 

3. Card required for: 0% instalment plan, Petrol, Cash Back/Rebate Only and/or AirMiles

4. Existing credit cards if any: UOB ONE CARD

5. Looking at CC from: Maybank 2 cards? (any other card better than this card with annual income within RM36k to RM60k?)

6. Others: Please be specific.: No
Additional question: To date, I only know the UOB ONE card imposed annual fee. Is there any posibilities to waive the annual fee?

Thank you