Thanks bro. Thats nice gift card also x8. If buy lets say engine oil on weekend also? I tot only petrol last time

Maybank Ikhwan looks good. Will apply for it. But for UOB VOX and CIMB CR...still can't decide which card to get. My utilities will be TNB and mobile and internet bills like Celcom, Dgi, UMobile and P1. I hought it'd be easier to go with CIMB CR since it's free without condition but saw in later post, you mentioned most bill payments are not accepted. Help?

Is there any card for shopping and petrol?

1. Annual Income: RM36K

2. Free Lifetime Annual Fee: any

3. Card required for: CASHBACK for 1. Dining 2. Petrol 3. Phonebills

4. Existing credit cards if any: Nil

5. Looking at CC from:  None
Please recommend me attractive cash back credit cards. It's my first CC so I hope I didnt choose wrong..

Thank you.

Well, both have their own pros and cons. I have both to ease my life.
Honestly, most of my online purchases are charged to VOX rather than CIMB CR.

This is my own summary for these cards:
i) CIMB CR is a free for life card while UOB VOX is not, you will need to spend at least once per month (no minimum amount) to avoid RM 6.00 monthly charges.
ii) CIMB CR has no minimum amount for online transactions in order to be eligible for cash back but VOX requires you to spend at least RM 50 per transaction to be eligible for cash back.
iii) CIMB CR's maximum cash back for online transactions is only RM 30 (that means max spending for online transactions is RM 600) while VOX can be fully maximized at RM 50 (for RM 1k of spending).
iv) CIMB CR's has a fixed date of cash back crediting while UOB VOX sucks here and according to T&C, it is by 30th of the following month. Sometimes the VOX's system behaves while sometimes it doesn't. I'm involving BNM in this matter.
v) CIMB CR has cross borders charges (read here) while VOX doesn't have.
vi) CIMB CR's maximum cash back for online transactions is only 5% while UOB VOX is 5.3% (5% - online transactions + 0.3% retail transactions).
vii) CIMB CR doesn't give cash back for flight tickets while UOB VOX gives.
vii) CIMB CR doesn't give cash back for UOBPayOnline transactions while UOB gives (refer to first post of this thread).

So in conclusion, apply for both.

If I need to choose between UOB VOX and UOB ONE card, would the ONE card be better? Or still VOX better?

Any credit card recommended other than HLB?

Becuz their customer service just fxxk up!!!