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 Recommendation for Credit Cards V3, Please post according to Format stated.

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victorywp
post Aug 17 2015, 07:25 PM

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QUOTE(OldKidz @ Aug 17 2015, 04:04 PM)
Would like to ask, if my fix salary job range income is about 80k plus rental agreement 20k annually. Would I be eligible to apple for pbb vs?

Thanks for advance. smile.gif
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omg, i have to read 3 times only understand that your "apple" means "apply". at first, i thought got apple iphone as free gift for new sign up. lol...
victorywp
post Aug 17 2015, 09:35 PM

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QUOTE(seiken @ Aug 17 2015, 09:01 PM)
Thanks for the replies. Yeah I just followed the template given by genx. Don't fight lol. Anyway, I'm interested with obtaining pbb vs via FD. I do have some FD...how is that done?
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pbb charges 0.5% of your fd amount for stamp duty. means you need to pay at least rm170 upfront for a min rm34k fd (non-promo fd rate) before you start earning cb from this pbb vs.
victorywp
post Aug 18 2015, 05:33 PM

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QUOTE(OldKidz @ Aug 17 2015, 04:49 PM)
ehhh... define "genius"... haha

Can, gt tenancy agreement and even bank statement to support tat it being banked in monthly... can give a try perhaps... as the pbb vs 6% seems a good deal which wise 10% is complicated thn MBB2card no longer good...
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QUOTE(OldKidz @ Aug 18 2015, 04:56 PM)
my bad, amended, any advice upon it? hehe...
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yes, can. but usually they will need at least 6 months for bank statement as proof. nod.gif
victorywp
post Aug 20 2015, 02:22 AM

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QUOTE(wyh @ Aug 20 2015, 01:37 AM)
Possible with 3rd credit card below annual income of 36k? having uob one & vox now. Feel like getting WISE HLB
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QUOTE(alexanderclz @ Aug 20 2015, 01:44 AM)
u can have credit cards from 2 institutions if i'm not mistaken. uob one and vox should be considered as 1 institution
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yes, uob one and uob vox considered as one as they share cl too. so you may go for another like hlb wise although your annual income below 36k. of course also depends on your dsr.
victorywp
post Aug 25 2015, 11:42 PM

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QUOTE(MohdPuskas @ Aug 24 2015, 09:54 PM)
The best credit card for balance transfer purpose ?
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any aeon cc or pbb cc.
victorywp
post Aug 25 2015, 11:43 PM

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QUOTE(danielnet1728 @ Aug 25 2015, 10:19 PM)
1. Annual Income: RM50k to RM55K

2. Free Lifetime Annual Fee: Yes or can be easily waived.

3. Card required for: Cash Back/Rebate
  a. Maxis Bill
  b. Insurance
  c. Dining
  d. Retail Shopping
  e. Oversea Spending

4. Existing credit cards if any: Maybank2Gold Card

5. Looking at CC from: Any

6. Others: Maybank changed the AMEX card to only CashBack dining and I planned to cancel it if there is a suitable or better card other than that. Besides that, many places does not accept AMEX.

Thank You!
*
aeon watami
victorywp
post Aug 28 2015, 05:18 PM

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QUOTE(lschia @ Aug 28 2015, 04:15 PM)
how did you paid TNB with Aeon Watami?
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any method also entitled for the 3% cb as long as you fulfilled the 3k quarterly spend.
victorywp
post Aug 29 2015, 02:13 PM

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QUOTE(virgoguy @ Aug 29 2015, 01:47 PM)
you need to hit 3k quarterly to entitle for 3% cb?
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yes, 3k accumulative on anything except petrol.
victorywp
post Sep 1 2015, 01:50 PM

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QUOTE(imationyj @ Sep 1 2015, 11:33 AM)
1. Annual Income: RM30K to RM36K(Not include fixed allowance)/ RM36K to RM60K (With fixed allowance included) [Not sure whether fixed allowance should be considered in the min. annual income or not  tongue.gif  and it's gross income right? sweat.gif ]

2. Free Lifetime Annual Fee: A Must.

3. Card required for: Best if Cash back/rebate. Need for petrol, groceries, restaurants and insurance(if have extra cash back).

4. Existing credit cards if any: Nil(first CC).

5. Looking at CC from: Any card that fits me  laugh.gif  currently looking on cimb cash rebate mastercard and uob vox/one

6. Others: have m2u and cimbclicks

Thanks in advance.

PS: I currently only have 2 months payslips.  sweat.gif
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mbb ikhwan or cimb cr plat or uob one.
victorywp
post Sep 1 2015, 05:13 PM

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QUOTE(imationyj @ Sep 1 2015, 04:09 PM)
I have applied for the cimb cr plat online through cimbbank.com.my. If want apply through cimbclicks, it shows that I need to have min annual income of rm60k. doh.gif and i have only uploaded my 2 months payslip for them. Will they proceed with the application without my IC uploaded yet?  sweat.gif
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before proceeding, they will call you to get those missing documents that they needed.

This post has been edited by victorywp: Sep 1 2015, 05:13 PM
victorywp
post Sep 3 2015, 08:31 AM

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QUOTE(tuboflard @ Sep 3 2015, 07:01 AM)
Can someone start a thread on DINING with MAYBANK AMEX cards so that we know which establisments (preferably nationwide outlets) we can use the card at during weekends?

Confirmed Maybank AMEX can be used at:-

1) Sushi King
2) Secret Recipe
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QUOTE(Lord_Penguin @ Sep 3 2015, 07:57 AM)
Well maybe can start posting at existing thread "Maybankard 2 Gold & Platinum Cards V15"? I believe most of the dining places can be cash rebated, I recently got my cashback from
1. Ichiban Boshi @ Pavilion
2. Chili's Grill & Bar @ KLCC
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currently we are reporting at this thread: https://forum.lowyat.net/topic/3532126
victorywp
post Sep 3 2015, 05:57 PM

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QUOTE(v1nc3nt90 @ Sep 3 2015, 05:43 PM)
Dear Sifus.. i am looking for an additional card for cash rebate since MBB2Card has revised their CB policy.

1. Annual Income: RM36K to RM60K.

2. Free Lifetime Annual Fee: No (Provided my expected CB amount can cover the AF)

3. Card required for: Cash Back!! My monthly spending trend would be:
Utilities (TNB, Unifi) - RM400
Mobile (Maxis) - RM250
Petrol - RM300
Groceries/Dining - RM300

4. Existing credit cards if any: MBB2Cards mad.gif

5. Looking at CC from: Any

6. Others: I was using MBB2Cards all these while and able to achieve RM50 cash back every month.. but last month i only got RM8+ CB for dining. doh.gif
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hlb wise, aeon watami, uob one, mbb ikhwan
victorywp
post Sep 5 2015, 08:23 PM

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QUOTE(statikinetic @ Sep 5 2015, 02:36 PM)
1. Annual Income: RM100K to RM150K

2. Free Lifetime Annual Fee: A must or there is a mechanism to waive the fee.

3. Card required for: Petrol, Groceries, Retail, Dining, Online transactions.

4. Existing credit cards if any: OCBC Titanium.

5. Looking at CC from: None.

6. Others: Looking for an alternative to my current Titanium. Will be my primary card if the benefits are good. Don't travel much so don't really care about World cards.
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pbb vs for online, dining, grocery..
uob one for petrol..
victorywp
post Sep 7 2015, 10:20 PM

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QUOTE(ahmadkhairil @ Sep 7 2015, 08:48 PM)
1. Annual Income: RM80k

2. Free Lifetime Annual Fee: Yes, preferred

3. Card required for:
utilities-maxis 150, streamyx 130, tnb 70, pba,
Takaful 500
Shopping - retail, departmental (mainly), online (rarely)
Travel (local hotel, flight, agoda)

4. Existing credit cards if any: cimb mc petronas, process of applying mbb ikhwan
6. Others: hlb essential can use for utilities?
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hlb essential can use for utilities but 1% only. you may try aeon watami 3%. you may also convert your cimb mc petronas to cimb cr plat.
victorywp
post Sep 7 2015, 10:23 PM

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double post

This post has been edited by victorywp: Sep 7 2015, 10:25 PM
victorywp
post Sep 7 2015, 10:30 PM

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QUOTE(001aaron001 @ Sep 7 2015, 10:25 PM)
1. Annual Income: RM30k

2. Free Lifetime Annual Fee: preferred

3. Card required for:
Mainly for petrol (shell/petronas)
occasional movie, utilities (maxis 118 , digi 50)

4. Existing credit cards if any: Fresh grad applying 1st credit card

5. Others: Prefer rebate for petrol
Thanks in advance.
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uob one or mbb ikhwan
victorywp
post Sep 11 2015, 06:05 PM

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QUOTE(veryhungry @ Sep 11 2015, 05:26 PM)
1. Annual Income: RM150K

2. Free Lifetime Annual Fee: Yes

3. Card required for: Mainly for Petrol, Groceries, Insurance, Maxis mobile

4. Existing credit cards if any: M2C, Citibank cashback, HSBC Signature

5. Others: Prefer cashbank

Thanks
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hlb wise and aeon watami
victorywp
post Sep 12 2015, 10:23 AM

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QUOTE(StupidGuyPlayComp @ Sep 12 2015, 08:12 AM)
Any cash back card to recommend if mainly on Petrol and Aeon(not AeonBig)?

unable fulfill the 10x RM50 transaction on HLB wise card

currently still using maybank dual card
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use the template at first page.
victorywp
post Sep 14 2015, 02:51 PM

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QUOTE(chpingping @ Sep 14 2015, 01:44 PM)
1. Annual Income: RM36k

2. Free Lifetime Annual Fee: Yes

3. Card required for: For groceries, petrol and also upcoming wedding banquet

4. Existing credit cards if any: none

5. Others: Prefer cashback

Thanks!
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mbb ikhwan
victorywp
post Sep 14 2015, 02:51 PM

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QUOTE(lightonokira @ Sep 14 2015, 12:51 PM)
Hey guys, any recommendation for me?

Income: 60k annually

Required for: Groceries, Petrol, Online

Nice to have: Flexipay when I need to buy stuff.
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mbb ikhwan

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