1. Annual Income:RM120k

2. Free Lifetime Annual Fee: A Must  (or easily achievable)

3. Card required for: cashback or good redemption program - online and autodebit insurance- average RM2k p/m, groceries - RM1k p/m, DBKL RM2k yearly, misc

4. Existing credit cards if any: A) 2 x Wise Card (monthly maxed for bill payment/groceries/petrol which is why looking for additional card)

B) CIMB World MC (which is almost useless except for promo at Sam's Groceria now till end March 2016)

C) Essential Card (used for every other thing but since cashback revised to 0.6%, now looking for better options)

D) MBB2 Cards (unused)
5. Looking at CC from: PBB Visa Signature (6% for groceries), You:nique (tiered cash rebate), MBB Ikhwan (5% rebate

6. Others: hardly travel so access to PPL not important
Thanks a lot

1. Annual Income:RM120k

2. Free Lifetime Annual Fee: A Must  (or easily achievable)

3. Card required for: cashback or good redemption program - online and autodebit insurance- average RM2k p/m, groceries - RM1k p/m, DBKL RM2k yearly, misc

4. Existing credit cards if any: A) 2 x Wise Card (monthly maxed for bill payment/groceries/petrol which is why looking for additional card)

B) CIMB World MC (which is almost useless except for promo at Sam's Groceria now till end March 2016)

C) Essential Card (used for every other thing but since cashback revised to 0.6%, now looking for better options)

D) MBB2 Cards (unused)
5. Looking at CC from: PBB Visa Signature (6% for groceries), You:nique (tiered cash rebate), MBB Ikhwan (5% rebate

6. Others: hardly travel so access to PPL not important
Thanks a lot

1. Annual Income: RM36K

2. Free Lifetime Annual Fee: any

3. Card required for: installment plan, online shopping from taobao, amazon and other.

4. Existing credit cards if any: Nil

5. Looking at CC from: Nil

main use for online transaction and installment plan.
pls recommend any bank card.
thx.

1. Annual Income: RM78k

2. Free Lifetime Annual Fee: Must can be waived.

3. Card required for: The lowest interest rate for Cash/Cheque on Call for payment duration around 2-3 years.
4. Existing credit cards if any: HLB Wise Gold

5. Looking at CC from: Nil

1. Annual Income: RM30~

2. Free Lifetime Annual Fee: A Must

3. Card required for: Petrol, Education, Cash Back/Rebate Only, Overseas/Online Transactions

4. Existing credit cards if any: Nil.

5. Looking at CC from: Maybank

6. Others: i would like to apply for my first credit card (to ease payments & booking online). which card would suit me most?

1. Annual Income: RM80k

2. Free Lifetime Annual Fee: Must can be waived.

3. Card required for: Overseas spending and online shopping

4. Existing credit cards if any: HSBC Amanah, Ambank Gold,

5. Looking at CC from: Cash rebate is an advantage.

Please recommend a credit card.  This is for my friend.
Thanks.

any premium card recommed for income 70-80k / annum?

PB VS good?

It from US Citibank tiada berkaitan with Citibank, M'sia
https://www.citi.com/credit-cards/credit-ca...ash-credit-card

1. Annual Income: 100k

2. Free Lifetime Annual Fee: Yes, with waiver also can

3. Card required for: Cashback from groceries

4. Existing credit cards if any: MBB2 cards, UOB One Platinum

5. Looking at CC from: None

6. Others:

1. Annual Income: RM120K
2. Free Lifetime Annual Fee: Yes if possible or below 300
3. Card required for: Petrol, utilities, insurance, cashbook (optional)
4. Existing credit cards if any: BSN Visa Platinum
5. Looking at CC from: None

1. Annual Income: RM120K
2. Free Lifetime Annual Fee: Yes if possible or below 300
3. Card required for: CASHBACK for general purchases, dining & other
4. Existing credit cards if any: Using WISE for petrol + groceries
5. Looking at CC from: Anywhere

Excellent suggestions! I think I'll go with Mach for the 6% dining,
and go with Alliance You:nique for Rest and IT purchases (buy one PC already 2-3k)
Thank you Fly!

Oh right, thanks for pointing that out, Is there a cap for Mach? PBB VS is capped at RM50 rebate which is only a spending of RM833.

please beware that younique is tier based

spend 1k = 1k * 0.5% = 5, effective 0.5%
spend 1.5k = 1k * 0.5% + 500 * 1.5% = 12.5, effective 1%
spend 2.5k = 1k * 0.5% + 1k* 1.5% + 500 * 3% = 35, effective 1.4%
spend 3k = 1k * 0.5% + 1k* 1.5% + 1k * 3% = 50, effective 1.67%
spend 5k = 1k * 0.5% + 1k* 1.5% + 1k * 3% + 2k *0.3% = 56, effective 1.12%

1. Annual Income: RM130~k
2. Free Lifetime Annual Fee: Yes if possible or below 300
3. Card required for: CASHBACK, POINTS and PRIVELAGES for overseas spending. Access to premium lounges at airports will be a plus.
4. Existing credit cards if any: HSBC MPower Platinum
5. Looking at CC from: Any banks

Thanks in advance! 

1. Annual Income: RM100k - 180k
2. Free Lifetime Annual Fee: Yes if possible
3. Card required for: Anything NOT utilities, grocery, dining, petrol. ~20k spending per annum
4. Existing credit cards if any: PBB VS, Maybank Ikhwan
5. Looking at CC from: HL Visa Infinite

Hi, I am looking for a "Everything else" card that is not covered by my existing card.
My dilemma is I am not sure if i should find a enrich miles card or a unlimited 1% card. My annual CC expenditure is not that much that I will accumulate lots of miles and I am scared that it will expire before I have enough to claim.

1. Annual Income: Around 27K

2. Free Lifetime Annual Fee: Must Free or Easy Waive

3. Card required for: Petrol, Online Shop, Cash Back, Dining.

4. Existing credit cards if any: None.

5. Looking at CC from: No CitiBank, HLB.

1. Annual Income: RM100K +/-
2. Free Lifetime Annual Fee: Essential (cheepo me)
3. Card required for: something that compliments my MBB 2 card platinum
4. Existing credit cards if any: citibank platinum mastercard/ just approved (5 mins ago) MBB 2 Card platinum
5. Looking at CC from: any bank.

Is it necessary for me to get a Mastercard? Basically, I will be canceling my Citibank platinum card soon.

I see, if so, I may as well give them my EA. Did the bank accept it?

Thank you very much.

Which AEON Big Credit Card have cash rebate on petrol?

I can't find it.