1. Annual Income: rm 55-60k

2. Free Lifetime Annual Fee: Yes, or if conditional waived

3. Card required for: cashback for petrol and telco bill mainly , online shopping

4. Existing credit cards if any: NIL

5. Looking at CC from: any bank

Thanks

He wants "Free Lifetime Annual Fee: Yes, or if conditional waived" and HLB Wise's AF cannot be waived at all.

MBB Ikhwan offers 5% rebate on friday and saturday for petrol and groceries.. so, no rebate for dining and shopping isnt it?

Dear all,

Just wondering the PB-Petron Visa Gold is it a good credit card to signup?

It offering some cash rebate on petron petrols, 0.5% on other retails and it's also free for life waived annual fee.

Because I see someone rarely mentions it.

Thanks.

1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: Must

3. Card required for: Listed below

4. Existing credit cards if any: None. Applying for my first card.

I plan to spend within my income and will pay on time. My most frequently spent categories are petrol, food, personal health products (toothpaste, shampoo etc), sometimes movies and clothes.

So far reading this thread, I found the Maybank Islamic MasterCard Ikhwan Gold Card to be suitable for me, especially with the convenient auto topup Touch N Go card linked to it and no annual fee. Is there any other card that I should know similar to this before proceeding?

hello,

what is different betwwen outstanding balance and statement balance?

statement balance ex rm900..but the outstading balance show rm1100..if i pay only full for statement balance, do bank charge for the rm200 different between statement and outstanding balance?

still confius..help!!

Hi, currently I'm holding:
1. AmBank CARz
2. Hong Leong Essential, GSC, Mach, Wise
3. HSBC Amanah
4. Maybank 2 Gold Card
5. UOB One, Vox
6. Standard Chartered Business Gold

I need one more card to get cash rebate for every retail spending. Apart from HLB Essential, OCBC Great Eastern, which else offers that?

Guys which one is better

1) PETRONAS Maybank Visa

2)Maybank Islamic PETRONAS Ikhwan Visa Gold Card-i

I don't quite understand about this non compounding charges on card 2.
And I'll be applying for supplementary card also.

Mostly for groceries and petrol
Please advise,

I already applied for PETRONAS Maybank Visa, and just realize most of the ppl recommend Ikhwan. I'm up for any suggestion so i can cancel the first application.

1.Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: Yes please

3. Card required for: Petrol (Pump pretty much anywhere) , grocery, online shopping (if possible)

4. Existing credit cards if any: Nil

5. Looking at CC from: Maybank. Can consider others.

6. Others: Point and cashback is nice, but for now just trying to create credit report.

Edit: I dont see any diffrence between ikhwan and petronas maybank? Sifus please shed some light.

For uob Vox if swipe every month they will auto deduct annual fee or need to call?

Comb cr card applicable for all transaction or only certain like petrol and grocery? Even overseas spend?

any latest promotion for new card holder. understand that HSBC provide 0% balance transfer.

Hello, please help recommend me a credit card. I am still educating myself on this:

1. Annual Income: RM 43k

2. Free Lifetime Annual Fee: Must

3. Card required for: Petrol, online transactions (Lazada and books),

4. Existing credit cards if any: Nil.

5. Looking at CC from: Any

6. Others: Restaurant discounts or promos would be a plus, but not a necessity

Thank you!

Hi All,

Recommendations pls:

1. Annual Income: >RM100K

2. Free Lifetime Annual Fee: A must.

3. Card required for: Lifestyle card. Retail and Online transactions. Petrol swiping is minimal however.

4. Existing credit cards if any: Vanilla Staff VS Credit Card

5. Looking at CC from: Is the CIMB Preferred VI a good card? I require a balanced card with active retail promotions and premier lounge access. My existing cc is a staff card with unexciting features.

6. Others: Cash back is a definite plus but I don't mind points system either.

Thanks......

PBB Visa Signature.

1. Annual Income: RM36K to RM60K

2. Free Lifetime Annual Fee: Not necessary

3. Card required for: Cash Back/Rebate Only, Groceries, Telco & Utility bills, Petrol, Retail Online, Dining, Movie and etc.

4. Existing credit cards if any: Hong Leong Wise Gold,

5. Looking at CC from: ANY that can benefit my lifestyle

6. Others: Much prefer cashback.

Summary of monthly spending:

Unifi -RM220 (pay online)
Utilities (TNB)-RM600 (pay online)
Celcom-RM80 (pay online)
Petrol/TnG-RM300
Others (retail,online,going out weekends etc.)- RM300-400

1. Annual Income: RM80K.

2. Free Lifetime Annual Fee: Preferable.

3. Card required for: Cashback (must)
Mainly used for general expenditure like insurance, condo maintenance, kids daycare..

4. Existing credit cards if any: Maybank 2 cards, Pbb &  Maybank visa signature, cimb cash rebate Mastercard, Alliance younique

5. Looking at CC from: Any

6. Others: Looking to maximize my cashback for general spending since the alliance younique rebate is approaching max every month and I foresee more general expenses coming in the near future. My other cards already give me cashback on petrol, groceries, utility and telcos bills etc. Need this recommendation for spending on the other categories since no more OCBC titanium unlimited 1% cashback.

Thanks.

Annual income:rm72000
Free lifetime annual fee: yes
Card required for:pay utilities, groceries , dining and online purchase
Existing card:nil
Looking at cc from:any

Please recommend cc for maximum airline.

1. Annual Income: RM60K

2. Free Lifetime Annual Fee: Yes

3. Card required for: Overseas transactions (online and merchant)

4. Existing credit cards if any: Maybank2Platinum, Aeon Big Gold, Public Bank Visa

5. Looking at CC from: Any

6. Others: -

really ? is still available on their website though

I also just found out that I can link a non-Maybank credit card to Maybank2u.com. I want to link the AEON Big visa card, pay all my monthly bills with it, then use Pos Online to pay the AEON card.

This recommendation very suitable for me as well. What's your recommendation for the following?

1. Annual Income: RM500k

2. Free Lifetime Annual Fee: If available

3. Card required for:Petrol RM500, dining RM1000-RM2,000, grocery RM500, utility RM500, insurance RM6000, travel depend.

4. Existing credit cards if any: WISE, OCBC

5. Looking at CC from: best cash back, don't really like point as I always accidentally ignored it.

6. Others: I can accept more than 1 card recommendation for different category. Previously I'm using WISE for dining, phone and petrol while OCBC for all the others. But since both cards are cutting the T&C, what's your recommendation for me?