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 Recommendation for Credit Cards V3, Please post according to Format stated.

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fly126
post Aug 19 2016, 02:21 AM

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QUOTE(MasBoleh! @ Aug 19 2016, 01:53 AM)
Thank you so much biggrin.gif tomorrow I will compare both of them myself.

Talk about it, may I know is there any people who actually apply certain cards just for buy 1 free 1 movie tickets? hmm.gif
*
Why not it's Free, Who Doesn't enjoy Free Movie Treats, Many of us doing this (Including ME)... innocent.gif devil.gif tongue.gif
And now,
Current Promo:
i) HSBC 1 for 1: Receive 1 Complimentary movie ticket when you purchase 1 movie ticket (Dolby Atmos/ 2D movies/ Twin seats) via Golden Screen Cinemas website or mobile application on every Saturday and Sunday. (I got it)

ii) Citibank Clear Card: Friday 1-for-1 movie tickets at GSC and TGV (I have it)

iii) Complimentary GSC Voucher with NEW Visa Checkout Enrollment (I got it)

iv) TGV BUY 1 FREE 1 Promotion Every Thursday with your Maybank Credit Card (I have it)

v) HSBC : New signup Cardholder is entitled to receive 24 x GSC E-Voucher /tickets upon meeting the RM1,500 Eligible Spend criteria within 60 days of the Welcome Letter on a first come, first served basis, subject to availability.

Past,
i) Public Bank offers BUY 1 FREE 1 GSC movie ticket exclusively for Public Bank Visa Signature and Public Bank Visa Infinite Credit Card user.

This post has been edited by fly126: Aug 19 2016, 12:53 PM
fly126
post Aug 19 2016, 03:36 PM

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QUOTE(Arche_ling @ Aug 19 2016, 03:09 PM)
1. Annual Income: RM60K to RM70K

2. Free Lifetime Annual Fee: A Must (or any good benefits if got annual fee?)

3. Card required for: List all your needs (spending as below)
Petrol - 200 monthly - Petronas/shell
Insurance - 225
Utilities - 200
Groceries - 300
Food - 300
Monthly air ticket expenses: 300
Required : unlimited cashback/ discount / good redemption items using points /

4. Existing credit cards if any: Nil

5. Looking at CC from: any bank

Any good recommendations? Thanks in advance.
*
I) HLB Mach (Food /Dining, Air Ticketing, Groceries, Online)

II) CIMB Cash Rebate Platinum MasterCard (Petrol, Groceries, Online, Utilities)

III) Maybank Ikhwan Mastercard (Petrol, Groceries)

fly126
post Aug 22 2016, 04:46 PM

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QUOTE(Smurfs @ Aug 22 2016, 04:35 PM)
1. Annual Income: RM36K to RM60K
2. Free Lifetime Annual Fee: A Must
3. Card required for:  UNIFI + air tickets
4. Existing credit cards if any: Maybank2Card (Amex + MC) , CIMB CR, UOB VOX , MBB Ikhwan

Looking for cards to replace UOB VOX, or least impact.

The new YOLO card is not suitable for me due to my UNIFI and online spending rarely exceed RM500.
*
Currently, None of them can Replace UOB Vox... cry.gif
If You're Seeking General Usage CC you can have HLB Essential or Alliance You:nique

fly126
post Aug 23 2016, 02:37 AM

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QUOTE(kun5455 @ Aug 23 2016, 01:46 AM)
1. Annual Income: 2400monthly / 28.8k annually

2. Free Lifetime Annual Fee: yes

3. Card required for: List all your needs.
petrol 200
insurance 350(prudential)
internet 150(time)
tnb 50
makan, minum, pub 300-500

4=. Existing credit cards if any: CIMB cash rebate

5. Looking at CC from: Any

6. Others: Please be specific. any card can get rebate for insurance trxn? or higher rebate for my entertainment. is aeon watami ok?
*
HLB Mach
* 5% Cashback on ALL Dining outlets (MCC 5811, 5812, 5814)
* 2% Cashback on All bars and nightclubs including: Zouk, Mist, Milk, Movida, Hard Rock Cafe, Red Box, Finnegan's etc. (MCC 5813)

https://forum.lowyat.net/topic/2421215

fly126
post Aug 23 2016, 11:12 AM

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QUOTE(inderiotz @ Aug 23 2016, 11:02 AM)
1. Annual Income: 43k annually

2. Free Lifetime Annual Fee: Why not

3. Card required for: List all your needs.
petrol - 300
insurance - 360
tnb - 50
unifi - 180
groceries shopping (mostly at Giant/Tesco) - 300
makan minum - 300

4. Existing credit cards if any: none. Only using Maybank Debit Card

5. Looking at CC from: Any

6. Others: Not sure. Just considering to have credit card for good credit record and also get a hell lots of points I guess..

Pls advice.

Thanks! =D
*
1) CIMB Cash Rebate Platinum MasterCard (Petrol, Groceries, Online, Utilities)
2) Maybank Ikhwan Mastercard (Petrol, Groceries)
3) HLB Mach (Food / Dining, Groceries)

fly126
post Aug 23 2016, 04:09 PM

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QUOTE(alchmiya @ Aug 23 2016, 02:44 PM)
Go apply Aeon Big Visa and pump your petrol on Sunday for 5% cash back. Pay all your insurance, internet, tnb and others also using this card. Now I teach you how to get approx. 3% cashback for all these.

Apply another supp card for your CIMB cash rebate. Use your existing CIMB cash rebate together with your supp card to pay for your Aeon Big Visa through Posonline. Posonline will charge you 2% transaction fee + GST but your CIMB cash rebate will give u back 5% cashback. For each CIMB main and supp card, do not pay more than RM587.50 through Posonline as the maximum cash back you can get for each card is only RM30.
*
Are U sure U got Correct Info here, we can earn CB for Online spend: Insurance, Utilities Transaction with Aaron BIG Visa Card..???
Becos, their TnC stated that...
6.4 OVERSEAS & ONLINE CASH REBATE
b) Online Insurance Payments (MCC 5960, 6300), Utility Bill Payments (MCC 4900) and Mobile Bill Payments (MCC 4813, 4814) will NOT be entitled to the 2% Cash Rebate.
http://www.aeonmalaysia.com.my/acs/static/..._C%20280815.pdf


This post has been edited by fly126: Aug 23 2016, 04:17 PM
fly126
post Aug 24 2016, 12:48 PM

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QUOTE(PhucDaBich @ Aug 24 2016, 10:01 AM)
A question to all pros here :

- Which credit card offers best CB/Reward points for insurance auto-debit.

I have -
1. Hong Leong Bank WISE for my petrol, utilities, mobile
2. Public Bank Visa Signature for grocery, dining, online.

Need a final card for insurance fees about 1k per month (spouse and me)
*
OCBC 365 or HLB Essential or Alliance You:nique
fly126
post Aug 29 2016, 09:55 AM

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QUOTE(UserU @ Aug 27 2016, 03:56 PM)
1. Annual Income: RM33K

2. Free Lifetime Annual Fee: Yes

3. Card required for: PTPTN, gas, car installments and online transactions

4. Existing credit cards if any: None

5. Looking at CC from: Any

6. Others: -
*
Currently None of the Card will suit All your needs & I don't think PTPN accept Credit Card now...

Beside that, you also can't use CC on the bank's loan related payment.

For Petrol (gas ), Online spend you can try on MBB Ikhwan Mastercard, Aeon Big Visa Card.

This post has been edited by fly126: Aug 29 2016, 09:57 AM
fly126
post Aug 29 2016, 05:24 PM

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QUOTE(BuncitPesonawan @ Aug 29 2016, 04:10 PM)
1. Annual Income: RM 42K

2. Free Lifetime Annual Fee: No

3. Card required for: Petrol, Education, Cash Back/Rebate, Groceries, online trans

4. Existing credit cards if any: Nil

5. Looking at CC from: any banks

6. Others: I'm 27, never owned any CC before. Now applying because need to get Personal Loan, and of course for above requirements. Banks require CC record to apply...
*
HLB Wise, MBB Ikhwan Mastercard, CIMB Cash Rebate Mastercard
fly126
post Sep 1 2016, 02:14 AM

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QUOTE(hihichew @ Aug 31 2016, 03:19 PM)
1. Annual Income: RM40K

2. Free Lifetime Annual Fee: Yes

3. Card required for:
- bills/utilities
- online shopping (a lot of shopping: lazada/gemfive/11street.....

4. Existing credit cards if any: None

5. Looking at CC from: Any

6. Others: 
- best online shopping cashback/rebates
*
CIMB Cash Rebate Mastercard, AEON BiG Visa Card, UOB Yolo

QUOTE(eternity4av @ Aug 31 2016, 03:53 PM)
1. Annual Income: RM50k - RM55k

2. Free Lifetime Annual Fee: A Must or Easy waivable

3. Card required for:
Insurance AIA Monthly
Secure Parking Monthly
Unifi Monthly
Celcom Monthly
TouchnGo Monthly
Food
Petrol

4. Existing credit cards if any: Maybank Ikhwan Islamic Mastercard, CIMB Cash Rebate Platinum Mastercard, HSBC Amanah M-power Platinum Visa, Mach Hong Leong Visa, Maybank 2 Card Gold, UOB One Platinum Visa, UOB VOX Visa

5. Looking at CC from: Any

6. Others: To reduce number of cards, while getting the highest cash back efficiency along with the closest UOB VOX replacement alternatives.
*
Insurance AIA Monthly (Public Bank-AIA Visa Gold Credit Card: 2% cash rebate on AIA Insurance Premium, 1% CB for other spend)
Celcom Monthly (Citibank CB Card)
Food (Utilized with HLB Mach)
Petrol (Citibank CB Card, since you got CIMB, MBB, UOB to Cover this)

QUOTE(Saladz @ Aug 31 2016, 11:40 PM)
1. Annual Income: >RM100K

2. Free Lifetime Annual Fee: I don't mind calling to request for waiver

3. Card required for:

- Paying PTPTN's outstanding in 1 go (RM10K-20k)
- Purchasing retail big ticket items such as electronics & gadgets
- Dining (eating out everyday)

4. Existing credit cards if any: None

5. Looking at CC from: AEON Watami or SC Gold Cash Back has 3% cashback for PTPTN IINM. Is there any other better alternatives?

Many thanks!
*
Yeah, SCB CB Gold currently is the Best option... whistling.gif
i) HLB Mach - food /dining, electronics & gadgets https://forum.lowyat.net/topic/2421215
ii) HLB Fortune - 1% Unlimited Cashback but, need min spending RM2000/month to qualify CB capped at RM 5000 with Max.$50 cash back, If you X achieve that then the CB burn off https://www.hlb.com.my/main/personal/cards/fortune-card

Other to consider,
Alliance You:nique or HLB Essential

This post has been edited by fly126: Sep 1 2016, 02:20 AM
fly126
post Sep 2 2016, 11:53 PM

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QUOTE(OldKidz @ Sep 2 2016, 12:09 AM)
1. Annual Income: <RM90K

2. Free Lifetime Annual Fee: N/A

3. Card required for:
Paying:
Streamyx
TnB
Unifi
Maybank Etiqa Takaful
Prudential
AIA

4. Existing credit cards if any: Maybank2Card, SCB CB Gold, Wise, Watami

5. Looking at CC from: See Point no.3

Many thanks!
*
It may NOT be the Best card but You can take a Look ... smile.gif

QUOTE
Revision on your Standard Chartered JustOne Platinum MasterCard Credit Card wef 20 September 2016

user posted image

Now with Better Cash Back Benefits, you will get up to 15% CashBack on Auto Bill Payments, eCommerce and Petrol.
(except government & charities )
thumbup.gif

Spend (RM) per monthRebate on Petrol, eCommerce & Auto billOther spendCapping per month (RM)
1,000 to 1,499.99 5% 0.2% 12
1,500 to 2,499.99 10% 0.2% 28
Above 2,500 15% 0.2% 85

* Monthly retail spending below RM1,000 will enjoy 0.2% CashBack on Petrol, eCommerce, Auto Bill Payments and other categories.

The Cash Back is accumulated on a monthly basis and is based on the following selected MCC:

a) Petrol MCC: 5541, 5542

b) Auto Billing:
I. All insurance MCC: 5960, 5968, 6300
II. All Telco spend MCC in 4814, 5968
III. Utilities spend MCC: 4899, 4900, 5968 - Astro, TNB, Indah Water, Tenaga Nasional, etc

c) eCommerce/Online spend:  For all online transactions made with “Transaction Mode = M, D, S and U”

* Cashback earned will not be automatically credited in the form of cash to your account, Cashback earned will only be redeemable via http://www.sc.com/my.

https://www.sc.com/global/av/my-jop-website...ment-300816.pdf
OR You may check on CIMB Cash Rebate Mastercard & RHB Smart Value Card

This post has been edited by fly126: Sep 3 2016, 11:43 PM
fly126
post Sep 3 2016, 11:56 AM

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QUOTE(shdin271 @ Sep 3 2016, 11:49 AM)
1. Annual Income: RM30K to RM36K

2. Free Lifetime Annual Fee: A Must

3. Card required for: petrol only

4. Existing credit cards if any: none (1st time applying)

5. Looking at CC from: no specific preferences

6. Others: 1st time applying, currently aiming for petrol cashbacks. pls suggest me what else i can use CC for. some say groceries and dining, but i always use debit card for that.. oh and best CC that gives free stuff when applying  laugh.gif
*
Maybank Ikhwan MasterCard - 5% Cashback on Petrol, Groceries Spend at Fri/Sat.
fly126
post Sep 4 2016, 01:19 PM

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QUOTE(borneoman1 @ Sep 4 2016, 01:30 AM)
1. Annual Income: RM24K to RM60K.

2. Free Lifetime Annual Fee: A must, or ones easily waived.

3. Card required for: Cashback, AirMiles, Overseas Transactions, Points, Free LCCT Lounge Access, Utilities, Groceries.

4. Existing credit cards if any: Maybankard 2 Gold (Amex/Mastercard), Maybank Visa Petronas Gold.

5. Looking at CC from: Any.

6. Others: Trying to maximize getting cashback/points. Especially when paying utilities (Sabah Electric Sdn Bhd, Jabatan Air Sabah, Streamyx).
*
Aeon BIG Visa Gold - PPL Access, Groceries, Petrol, Online spend.
You may apply or convert your MBB Petronas Visa to MBB Ikhwan MasterCard to enjoy more CB (5% CB for Petrol, Groceries spend on Fri/Sat).

fly126
post Sep 5 2016, 11:42 AM

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QUOTE(it.fusion @ Sep 5 2016, 11:31 AM)
Any good cards to :-

* annual fee waiver
* Cashback for online, bill payment, petrol & groceries

Currently using Maybank 2 cards, Citibank Cashback & Hsbc Amanah
Planning to stop citibank and hsbc and replace with someting that can suits the above...

kindly advice
*
MBB Ikhwan MasterCard, CIMB Cash Rebate MasterCard.
fly126
post Sep 5 2016, 06:13 PM

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QUOTE(OldKidz @ Sep 5 2016, 03:41 PM)
Transaction Mode = M, D, S and U

May I know how to check the transaction mode?
*
*These are the transaction categories that would be define as eCommerce spend if they fulfil either one of the criteria
a. Merchant (card acceptor) city is indicated as eCommerce (Merchant City = eCommerce)

b. Electronic order though e-commerce / online ( POS Entry Mode = E-Commerce AND Card Holder Presence = Electronic Order)

c. Cards details are manually entered /not swiped AND transaction order is executed through secure code authorization (Pos Entry Mode = Manual Entry AND eCommerce indicator = Ecommerce)

d. Card details are manually entered / not swiped AND transaction is a standing order /recurring transaction ( POS Entry Mode = Manual Entry AND Card Holder = Standing Order / Recurring Transaction AND Pos Terminal Location = No Terminal Used)

Reference from SCB JustOne Plat. https://www.sc.com/global/av/my-jop-website...ment-300816.pdf
fly126
post Sep 5 2016, 06:34 PM

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[quote=borneoman1,Sep 5 2016, 05:36 PM]
Aeon BIG Visa Gold - PPL Access, Groceries, Petrol, Online spend.
You may apply or convert your MBB Petronas Visa to MBB Ikhwan MasterCard to enjoy more CB (5% CB for Petrol, Groceries spend on Fri/Sat).
*

[/quote]

Thx for the input.

I forgot to put in that I do a lot of online spending (Lazada, flight tickets, Agoda). Would the CIMB rebate card be good for that?

I also just found out that I can link a non-Maybank credit card to Maybank2u.com. I want to link the AEON Big visa card, pay all my monthly bills with it, then use Pos Online to pay the AEON card.

Then split it and pay the AEON card twice using Pos Online. Using Maybank ikhwan and CIMB rebate cards to max out the cashback. Would this work?
*

[/quote]

No Idea with AEON Big linking thing at Maybank2U Perhaps other Forumer can help on this ... blink.gif

Anyway, Most of the Online Spend eligible for CB but It Excluding Airlines (MCC 3000-3299, 4511), Insurance (MCC 5960, 6300), Utility (MCC 4900) and Mobile Bill Payments (MCC 4813, 4814).

You can refer to CIMB Thread for more Details: https://forum.lowyat.net/topic/3988506

This post has been edited by fly126: Sep 5 2016, 06:36 PM
fly126
post Sep 6 2016, 01:31 PM

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QUOTE(kev977 @ Sep 6 2016, 12:48 PM)
1. Annual Income: RM100k

2. Free Lifetime Annual Fee: A Must

3. Card required for: Cashback, Free Airport Lounge Access, Utilities, Petrol, Groceries, Life/Medical Insurance bills.

4. Existing credit cards if any: CIMB Cash Rebate Platinum Mastercard, HSBC Amanah M-power Platinum Visa (to be cancel), Maybank 2 Card Platinum

5. Looking at CC from: Ambank, SC or HLB?

6. Others: To reduce number of cards, while getting the highest cash back efficiency.

Thank you.
*
I) PB Visa Signature - 6% Cash Back on Grocery, Dining and Online Transaction + 3x Complimentary PPL Access

II) SCB JustOne Plat.
QUOTE
Revision on your Standard Chartered JustOne Platinum MasterCard Credit Card wef 20 September 2016

user posted image

Now with Better Cash Back Benefits, you will get up to 15% CashBack on Auto Bill Payments, eCommerce and Petrol.
(except government & charities )
thumbup.gif

Spend (RM) per monthRebate on Petrol, eCommerce & Auto billOther spendCapping per month (RM)
1,000 to 1,499.99 5% 0.2% 12
1,500 to 2,499.99 10% 0.2% 28
Above 2,500 15% 0.2% 85

* Monthly retail spending below RM1,000 will enjoy 0.2% CashBack on Petrol, geCommerce, Auto Bill Payments and other categories.

The Cash Back is accumulated on a monthly basis and is based on the following selected MCC:

a) Petrol MCC: 5541, 5542

b) Auto Billing:
I. All insurance MCC: 5960, 5968, 6300
II. All Telco spend MCC in 4814, 5968
III. Utilities spend MCC: 4899, 4900, 5968 - Astro, TNB, Indah Water, Tenaga Nasional, etc

c) eCommerce/Online spend:  For all online transactions made with “Transaction Mode = M, D, S and U”

* Cashback earned will not be automatically credited in the form of cash to your account, Cashback earned will only be redeemable via http://www.sc.com/my.

OR
III) HLB Fortune - 1% Unlimited Cashback but, need min spending RM2000/month to qualify CB capped at RM 5000 with Max.$50 cash back, If you X achieve that then the CB burn off https://www.hlb.com.my/main/personal/cards/fortune-card

IV) SCB Cash Back Gold- Up to RM50 CB every month. https://www.sc.com/my/credit-cards/goldcard/gold-card.html

This post has been edited by fly126: Sep 6 2016, 02:15 PM
fly126
post Sep 8 2016, 01:53 AM

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QUOTE(twhong_91 @ Sep 8 2016, 12:09 AM)
1. Annual Income: RM60k

2. Free Lifetime Annual Fee: Yes & No

3. Card required for: Petrol (400/monthly), insurance 550 monthly, phone bill 200 monthly, groceries

4. Existing credit cards if any: Wise(Gone Soon), UPB privi miles, cimb petronas

5. Looking at CC from: any

6. Others: no
*
These Cards may NOT be the Best... but, they may suit All your Needs. smile.gif

I)
QUOTE
user posted image

Citibank Cash Back/ Platinum Card Annual Fee - RM120/ $195 (Income Requirement RM36k / RM60k p.a)

* 5% X for Petrol Cash Rebate [capped at RM300 / RM600, with Max.$15 / $30 monthly Cash Back]

* 2% X Cash Rebate for Major Mobile service providers (Maxis, Digi & Celcom) Rebates will be Unlimited per month, [But, U have to Pay the Bill thru Citibank Online]

* 2% X Cash Rebate on Groceries [capped at RM1500 / RM3,000, with Max. $30 / $60 monthly Cash Back]

* 2% X Cash Rebate for Pharmacies [No Capping]

* 0.3 X Others Spending Cash Rebate [No Capping]

Note: Cash Back Platinum in BLUE

But Anyway, Citibank CB Only credit the cash back earned once you reach $20 & If the cash rebate is less than $20 for a particular month, the total cash rebate amount will be carried forward to the following month.

https://www.citibank.com.my/cashbacktnc.pdf



II)
QUOTE
Revision on your Standard Chartered JustOne Platinum MasterCard Credit Card wef 20 September 2016

user posted image

Better Cash Back Benefits, you can get up to 15% CashBack on Auto Bill Payments, eCommerce and Petrol.
(except government & charities )
thumbup.gif

Spend (RM) per monthRebate on Petrol, eCommerce & Auto billOther spendCapping per month (RM)
1,000 to 1,499.99 5% 0.2% 12
1,500 to 2,499.99 10% 0.2% 28
Above 2,500 15% 0.2% 85

* Monthly retail spending below RM1,000 will enjoy 0.2% CashBack on Petrol, eCommerce, Auto Bill Payments and other categories.

The Cash Back is accumulated on a monthly basis and is based on the following selected MCC:

a) Petrol MCC: 5541, 5542

b) Auto Billing:
I. All insurance MCC: 5960, 5968, 6300
II. All Telco spend MCC in 4814, 5968
III. Utilities spend MCC: 4899, 4900, 5968 - Astro, TNB, Indah Water, Tenaga Nasional, etc

c) eCommerce/Online spend:  For all online transactions made with “Transaction Mode = M, D, S and U”.

* Cashback earned will not be automatically credited in the form of cash to your account, Cashback earned will only be redeemable via http://www.sc.com/my.

https://www.sc.com/global/av/my-jop-website...ment-300816.pdf


Ps. Btw, SCB Cash Back Gold X Earn you CB on Petrol & Insurance Transactions. sweat.gif

This post has been edited by fly126: Sep 8 2016, 02:25 AM
fly126
post Sep 9 2016, 02:37 PM

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QUOTE(ExpZero @ Sep 9 2016, 02:14 PM)
This recommendation very suitable for me as well. What's your recommendation for the following?

1. Annual Income: RM500k

2. Free Lifetime Annual Fee: If available

3. Card required for:Petrol RM500, dining RM1000-RM2,000, grocery RM500, utility RM500, insurance RM6000, travel depend.

4. Existing credit cards if any: WISE, OCBC

5. Looking at CC from: best cash back, don't really like point as I always accidentally ignored it.

6. Others: I can accept more than 1 card recommendation for different category. Previously I'm using WISE for dining, phone and petrol while OCBC for all the others. But since both cards are cutting the T&C, what's your recommendation for me?
*
I) PB Visa Signature - 6% Cash Back on Grocery, Dining and Online Transaction + 3x Complimentary PPL Access

II)
QUOTE
user posted image

Citibank Cash Back/ Platinum Card Annual Fee - RM120/ $195 (Income Requirement RM36k / RM60k p.a)

* 5% X for Petrol Cash Rebate [capped at RM300 / RM600, with Max.$15 / $30 monthly Cash Back]

* 2% X Cash Rebate for Major Mobile service providers (Maxis, Digi & Celcom) Rebates will be Unlimited per month, [But, U have to Pay the Bill thru Citibank Online]

* 2% X Cash Rebate on Groceries [capped at RM1500 / RM3,000, with Max. $30 / $60 monthly Cash Back]

* 2% X Cash Rebate for Pharmacies [No Capping]

* 0.3 X Others Spending Cash Rebate [No Capping]

Note: Cash Back Platinum in BLUE

But Anyway, Citibank CB Only credit the cash back earned once you reach $20 & If the cash rebate is less than $20 for a particular month, the total cash rebate amount will be carried forward to the following month.

https://www.citibank.com.my/cashbacktnc.pdf



II)
QUOTE
Revision on your Standard Chartered JustOne Platinum MasterCard Credit Card wef 20 September 2016

user posted image

Better Cash Back Benefits, you can get up to 15% CashBack on Auto Bill Payments, eCommerce and Petrol.
(except government & charities )
thumbup.gif

Spend (RM) per monthRebate on Petrol, eCommerce & Auto billOther spendCapping per month (RM)
1,000 to 1,499.99 5% 0.2% 12
1,500 to 2,499.99 10% 0.2% 28
Above 2,500 15% 0.2% 85

* Monthly retail spending below RM1,000 will enjoy 0.2% CashBack on Petrol, eCommerce, Auto Bill Payments and other categories.

The Cash Back is accumulated on a monthly basis and is based on the following selected MCC:

a) Petrol MCC: 5541, 5542

b) Auto Billing:
I. All insurance MCC: 5960, 5968, 6300
II. All Telco spend MCC in 4814, 5968
III. Utilities spend MCC: 4899, 4900, 5968 - Astro, TNB, Indah Water, Tenaga Nasional, etc

c) eCommerce/Online spend:  For all online transactions made with “Transaction Mode = M, D, S and U”.

* Cashback earned will not be automatically credited in the form of cash to your account, Cashback earned will only be redeemable via http://www.sc.com/my.

https://www.sc.com/global/av/my-jop-website...ment-300816.pdf


This post has been edited by fly126: Sep 9 2016, 02:38 PM
fly126
post Sep 9 2016, 08:30 PM

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QUOTE(ExpZero @ Sep 9 2016, 06:21 PM)
Thanks, thinking maybank Ikhwan with PBB VS, how about insurance, any bank give 1% rebate unlimited?
*
I) RHB Business Plat.- Unlimited 1% CB (except for Petrol, Government, Cash Advance & Charity transactions)

II) SCB JustOne Plat. - Up to 15% Cash Back on Insurance via Auto Billing.
https://www.sc.com/global/av/my-jop-website...ment-300816.pdf

III) HLB Fortune or HLB Essential

This post has been edited by fly126: Sep 9 2016, 08:30 PM

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