May i know which credit card gives the most cashback, unlimited?
I know OCBC gives 1.2% unlimited cahsback. But it is up to 50 capped price only. thank you

HLB WISE card
UOB Ladies Infiniti card (assuming you are lady)

How are these unlimited cash back?

Oh yeah... missed the last word. my bad.

EDIT: Deleted

This post has been edited by Xaphier: Mar 28 2016, 05:28 PM

HLB Mach: Dinning
HLB Essential: Insurance or General Usage
(Both cards are Fee Waiver subject to 12x swipes a year)

This post has been edited by fly126: Mar 28 2016, 01:39 PM

1. Annual Income: RM50K
2. Free Lifetime Annual Fee: Yes if possible
3. Card required for: Utilities (TNB,TM,SYABAS) monthly above rm5000
4. Existing credit cards if any: HLBB WISE, M2C (prepare to cancel after reward 5X drop)
5. Looking at CC from: Any

This post has been edited by Darren: Mar 29 2016, 10:34 PM

UOB VOX

http://www1.uob.com.my/personal/index.html...b_vox_card.html
Enjoy 5% cash rebate
On all your online purchases.
*For online spend of up to RM1,000 per month. Cash rebates will be credited into your VOX card account by the 30th of the following month and excludes insurance, government utilities & bill payments only.
this card?
why?

5% cash rebate for online purchase only?
utilities pay online also consider as online purchase?
any CAP limit?

This post has been edited by Darren: Mar 30 2016, 05:22 AM

Pay those bills with UOBPayOnline and you will get cash back.
Check out the first post of this thread which we have tried and proven to have 5% cash back: https://forum.lowyat.net/index.php?showtopic=3842474

Well, each payment must be at least RM 50 and above to get cash back and maximum is RM 1k for RM 50 cash back. Also, it gives unlimited 0.3%, so technically it is 5.3% for the first RM 1k and the remaining will be 0.3%.

This post has been edited by fruitie: Mar 30 2016, 10:11 AM

Oh I see
So Max is rm50 cash back per month lo even I spend 6000
Still better than 1x Amex reward point.
Thx a lot 😀

Yeah, still better.

fruitie which credit card is best for insurance premiums?

I saw people talking about OCBC GE Plat, Alliance You:nique, HLB Essential, HLB Fortune.
My spending is too little, so didn't bother much as I have the OCBC GE Plat.

1. Annual Income: RM100K
2. Free Lifetime Annual Fee: Yes (MUST)
3. Card required for: Utilities (TNB,TM,SAINS), Mobile (Celcom), Petrol, Online shopping, cashback
4. Existing credit cards if any: M2C
5. Looking at CC from: Any

Maybank Ikhwan, PBB VS (AF waived with just 12 swipes in a year) and UOB VOX (monthly charges waived with just one swipe per month).

1. Annual Income: RM40k

2. Free Lifetime Annual Fee: Yes, unless got better offer

3. Card required for: Main expenses

Petrol - 200-300 (subjective, depending on job)
Insurance - around 150
Utilities - unifi, waterbill, tnb, astro, parents' telco, own telco plan and ptptn (can pay on behalf of families if got good cash rebate)
Weekend dining bill
Online purchases (seldom)

Required : Cash Back/Rebate Only

4. Existing credit cards if any: None. Only a fresh grad.

5. Looking at CC from: No specific preference as long as easy to pay via online.

6. Others: Visa and Master cards got differences? Fresh graduate work for a few months can apply?

CIMB Cash Rebate Plat. : Petrol, Groceries, Online Spend, Utilities ( Free for Life CC)

UOB VOX

Can add another Maybank Ikhwan MasterCard.

Thanks sifus, will look into these cards..