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Credit Cards AEON Credit Cards V3, By AEON Credit Service

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leongsem
post Jul 24 2015, 11:18 AM

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QUOTE(richstars8818 @ Jul 24 2015, 11:09 AM)
try to apply aeon classic or gold? see so many forumers ger rejected for watami.. whats the catch behind?...
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i apply gold
one punch man
post Jul 24 2015, 01:36 PM

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QUOTE(red_scorpion @ Jul 24 2015, 10:57 AM)
80% is high..you try apply HL Bank, their officer say 65% for them only..but they will call/sms ask for more document to help you reduce the debt ratio....
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Already have HLB, CIMB, MBB cards...my debt ratio when i applied aeon earlier this year was 50%. Only recently become 80% due to car.

QUOTE(richstars8818 @ Jul 24 2015, 11:09 AM)
try to apply aeon classic or gold? see so many forumers ger rejected for watami.. whats the catch behind?...
*
twice applied gold and one watami..all also rejected

This post has been edited by one punch man: Jul 24 2015, 01:38 PM
noien
post Jul 24 2015, 03:04 PM

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my watami also kena reject.
no debt except credit card debt which i pay all b4 due date.
y?????
fruitie
post Jul 24 2015, 04:28 PM

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QUOTE(noien @ Jul 24 2015, 03:04 PM)
my watami also kena reject.
no debt except credit card debt which i pay all b4 due date.
y?????
*
Any BT? smile.gif
xbotzz
post Jul 24 2015, 05:09 PM

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watami is on a reject spree.. anyone's Watami got approved lately.. kindly identify yourself here... shine some light of hope !
noien
post Jul 24 2015, 05:15 PM

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QUOTE(fruitie @ Jul 24 2015, 04:28 PM)
Any BT? smile.gif
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yup
but they asked me to get hr confirmation letter on where i m working when i already gave them business card @@
fruitie
post Jul 24 2015, 05:17 PM

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QUOTE(noien @ Jul 24 2015, 05:15 PM)
yup
but they asked me to get hr confirmation letter on where i m working when i already gave them business card @@
*
I always suspect BT is one of the reasons. hmm.gif

I'll try to apply Watami later. Let me cancel some of the useless cards first. tongue.gif
noien
post Jul 24 2015, 05:31 PM

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QUOTE(fruitie @ Jul 24 2015, 05:17 PM)
I always suspect BT is one of the reasons. hmm.gif

I'll try to apply Watami later. Let me cancel some of the useless cards first. tongue.gif
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waiting for cancel:
ocbc
uob(only if i get ikhwan)
Styrroyds
post Jul 24 2015, 06:35 PM

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QUOTE(victorywp @ Jul 19 2015, 12:31 AM)
1) yes, you will get aeon watami cc 1x point.
2) yes, you will get aeon watami cc 1x point and your family member get 1x aeon member card point.
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so with watami + member card

i earn 1 Aeon Reward point - can redeem RM20 voucher for 5000 points

and 1 Aeon Member point? - can redeem RM20 voucher for 2500 points

they are separate?

EDIT: or at the 25th, the points i get from Watami will be transferred to my Aeon Member Card? So this is essentially 2X Aeon member points

This post has been edited by Styrroyds: Jul 24 2015, 06:39 PM
fruitie
post Jul 24 2015, 07:23 PM

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QUOTE(richstars8818 @ Jul 24 2015, 07:19 PM)
hmm.. bank can check from CCRIS whether we do BT or not?
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BT is considered credit, so they know how much you are using now.
PsychoJoe
post Jul 24 2015, 07:45 PM

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QUOTE(xbotzz @ Jul 24 2015, 05:09 PM)
watami is on a reject spree.. anyone's Watami got approved lately.. kindly identify yourself here... shine some light of hope !
*
I got my Watami card end of May.
victorywp
post Jul 24 2015, 09:05 PM

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QUOTE(Styrroyds @ Jul 24 2015, 06:35 PM)
so with watami + member card

i earn 1 Aeon Reward point -  can redeem RM20 voucher for 5000 points

and 1 Aeon Member point? - can redeem RM20 voucher for 2500 points

they are separate?

EDIT: or at the 25th, the points i get from Watami will be transferred to my Aeon Member Card? So this is essentially 2X Aeon member points
*
for watami card, the points are separate between cc point and member card.
one punch man
post Jul 24 2015, 09:12 PM

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regardless of watami cashback

in terms of rewards/points value...is it better get watami or the new aeon gold card?
victorywp
post Jul 24 2015, 09:22 PM

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QUOTE(one punch man @ Jul 24 2015, 09:12 PM)
regardless of watami cashback

in terms of rewards/points value...is it better get watami or the new aeon gold card?
*
watami... because watami points can directly exchange for cash to deduct your outstanding.
one punch man
post Jul 24 2015, 09:27 PM

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QUOTE(victorywp @ Jul 24 2015, 09:22 PM)
watami... because watami points can directly exchange for cash to deduct your outstanding.
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and BT to watami cards also earns points right?
great drool.gif cant wait to reapply again haha
fruitie
post Jul 24 2015, 10:48 PM

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QUOTE(richstars8818 @ Jul 24 2015, 09:15 PM)
just like our outstanding amount, right? but wondering will BT be marked on CCRIS or banks can see them or not?

i guess the most.. BT will effect our DSR? hmm...
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I'm not sure because I have not seen my own CCRIS before but yes that will be recorded as outstanding amount which all the banks can see.
Styrroyds
post Jul 24 2015, 11:45 PM

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QUOTE(victorywp @ Jul 24 2015, 09:05 PM)
for watami card, the points are separate between cc point and member card.
*
i see

but for new aeon visa/mc, the points are one?
PsychoJoe
post Jul 25 2015, 10:56 AM

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QUOTE(one punch man @ Jul 24 2015, 09:27 PM)
and BT to watami cards also earns points right?
great  drool.gif  cant wait to reapply again haha
*
I think some forumers mentioned that BT doesn't earn points anymore?
alexwsk
post Jul 25 2015, 02:32 PM

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QUOTE(fruitie @ Jul 24 2015, 05:17 PM)
I always suspect BT is one of the reasons. hmm.gif

I'll try to apply Watami later. Let me cancel some of the useless cards first. tongue.gif
*
you already have aeon gold, shud be easy to get watami
maybe just call?
alexwsk
post Jul 25 2015, 02:33 PM

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QUOTE(one punch man @ Jul 24 2015, 09:27 PM)
and BT to watami cards also earns points right?
great  drool.gif  cant wait to reapply again haha
*
QUOTE(PsychoJoe @ Jul 25 2015, 10:56 AM)
I think some forumers mentioned that BT doesn't earn points anymore?
*
yep, no more points, abused kaw kaw by forummers incl me dy laugh.gif
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