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Credit Cards AEON Credit Cards V3, By AEON Credit Service

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fruitie
post Jun 16 2015, 09:52 AM

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QUOTE(ronnie @ Jun 16 2015, 09:46 AM)
Mine is for BT... It was my last BT with them 6/6.... so possibly they give the Bonus Points not month-to-month BUT after you have completed 6/6.
I'm still happy smile.gif

Time to submit a new BT application  brows.gif  cool2.gif
*
Continuous from previous thread, I just checked mine and my points were only given for the last BT payment - 6/6.
I got 1118 and my last payment was 1118.

Those previous payments were not credited with any points. sad.gif
fruitie
post Jun 16 2015, 10:25 AM

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QUOTE(HenryJay @ Jun 16 2015, 10:08 AM)
hmm, i think u are right,
I have 5 cc in hand excluded the aeon, maybe thats the reason, but i have perfect record because I always received cash after i have swipe my card. haha

Thanks for your explanation.
*
Since you have 5 credit cards, that means your salary is more than RM 36k per annum. RM 4k CL is really low. doh.gif
My Aeon Gold MasterCard was around 3x when I applied it last year and I was holding 5-6 cards that time.
fruitie
post Jun 16 2015, 11:33 AM

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This is my first time seeing the points... laugh.gif
fruitie
post Jun 26 2015, 11:16 AM

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QUOTE(lawsh @ Jun 26 2015, 11:12 AM)
well if clearing the statement balance every month is bad then i won't want to deal with them at all
*
Well, FYI I was rejected by Maybank for their Ikhwan Plat card despite holding their MBB2Cards Plat as well.
Not forgetting I have other banks' cards and no issue in other applications.

I clear all my statement balance on time and still they put me in high exposure category. smile.gif

How many cards do you have now? If I'm still interested in 6 months later, I might cancel some of my not useful cards for Ikhwan Plat.

This post has been edited by fruitie: Jun 26 2015, 11:17 AM
fruitie
post Jun 26 2015, 11:42 AM

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QUOTE(lawsh @ Jun 26 2015, 11:22 AM)
cancelling more and more because the benefits were revised thus making them very unattractive to maintain
now having 5-6

trying to swap to other cards with similar or better benefits

sigh, thought of abusing Aeon's 6 months zero BT sad.gif
*
I'm having 7 now. laugh.gif
Actually after Ikhwan rejected me, my other three applications were approved. tongue.gif

QUOTE(sms2u @ Jun 26 2015, 11:23 AM)
There are few options to apply this ikhwan credit card if u already have maybank credit card.

1. Apply this ikhwan as new application which means u need to submit all the relevant document.
2. Apply this ikhwan by taking some credit limit from other maybank credit card

Option 2 seems to be easily get approved as compare option 1.
*
I think I will go for option 1 in Oct (6 months after April) if I'm still interested.

Option 2 is out, I will not take out a portion of my current CL for it. Maybank is already so stingy with CL, it is having second lowest of CL among all my cards. So, not taking it out for Ikhwan.
fruitie
post Jun 26 2015, 12:12 PM

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QUOTE(victorywp @ Jun 26 2015, 11:58 AM)
if not mistaken you went for option (1) for your first application right? your second try going for option (1) again? somemore is after you hold 3 extra cards than when your first time apply. unless you have high increment within this few months... brows.gif
*
Not much increment la... Around 10% this time.
In total, 30% since Jan. smile.gif

QUOTE(sms2u @ Jun 26 2015, 12:10 PM)
If u go for option 1, the application might reject again.

U need so high credit limit?

How about request for credit limit increase for existing credit card and go for option 2 again?
*
Yeah, maybe increase CL first and think to go for option 2 or not.
fruitie
post Jun 26 2015, 06:24 PM

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QUOTE(tifosi @ Jun 26 2015, 06:16 PM)
I work in a well renown MNC but the increment and bonus here is so shitty.

Promotion only gives you 30%. Can I forward you my resume fruitie ? tongue.gif
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Guys, don't go OT la every time. cry.gif
No, mine is promotion + increment. Thanks for raising up this point. My company is obviously not a charity home for giving me 30% of increment. So yeah, it was because of my earlier promotion. laugh.gif

Shall we stick back to Aeon topic now... sad.gif

This post has been edited by fruitie: Jun 26 2015, 06:25 PM
fruitie
post Jul 2 2015, 09:57 PM

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My train ticket that bought in Germany hasn't been charged to my Aeon card yet, if I cancel my card, then they cannot charge it. brows.gif

Gonna be a month already. tongue.gif

Just a wild thought. laugh.gif
fruitie
post Jul 2 2015, 10:02 PM

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QUOTE(CP88 @ Jul 2 2015, 10:00 PM)
Try cancelling and let us know the outcome yea.  brows.gif
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QUOTE(aromachong @ Jul 2 2015, 10:00 PM)
Yes you can do that.

Retail transactions that didnt post in 7 working days will be revert back.. meaning your credit limit will back prior your swipe usage.

I have seen my friends did that before for 20k+ ... and bank blame merchant forgot to post the receipt
*
I look bad if I do that. laugh.gif
Well, I did buy a cake via online using AmEx and it was posted after two months.
So nothing is impossible. laugh.gif

This post has been edited by fruitie: Jul 2 2015, 10:02 PM
fruitie
post Jul 2 2015, 10:06 PM

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QUOTE(CP88 @ Jul 2 2015, 10:04 PM)
Well, I don't it will be reflected in your ccris..  tongue.gif
*
Ethical wise. tongue.gif
fruitie
post Jul 2 2015, 10:21 PM

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QUOTE(LostAndFound @ Jul 2 2015, 10:18 PM)
Yeah, save a bit of money here and god angry at you worth a not? =p

Or ancestor, depending on your belief.
*
Ya lo. tongue.gif Just a wild thought because nothing was charged yet so far. tongue.gif
After all, I got back the reimbursement from company already. Spend first. laugh.gif
fruitie
post Jul 6 2015, 08:49 PM

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QUOTE(bee993 @ Jul 6 2015, 08:45 PM)
Watami can bt every6 month

Hiw about holding watami and new aeon gold?

So can bt 2 time in 6 month period .hehe

If yes will straight get aeon gold for bt stanby and ppl.
*
Cannot, other people tried before.
fruitie
post Jul 6 2015, 11:33 PM

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QUOTE(notok @ Jul 6 2015, 11:33 PM)
that mean we can only do one Balance transfer in every 6 months ?
*
Yes. One customer, one BT in every 6 months regardless how many Aeon CC you have.
fruitie
post Jul 7 2015, 10:15 AM

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QUOTE(herc @ Jul 7 2015, 10:14 AM)
6 weeks ago bought a galaxy note4 edge, the transaction just posted last week, had the same thought with you, but too bad the shop owned by my friend, if i do that he will chop me  tongue.gif
*
laugh.gif If you do this will jeopardize your friendship with him. tongue.gif

Just checked yesterday, still nothing has been posted yet. laugh.gif
fruitie
post Jul 8 2015, 05:32 PM

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Yeah, received the SMS just now. laugh.gif
fruitie
post Jul 11 2015, 08:08 PM

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QUOTE(rapple @ Jul 11 2015, 08:01 PM)
hi guys, how i do fill up the bt form when AMEX only got 15 numbers only? just leave one space blank is it?
*
Yes. smile.gif
fruitie
post Jul 13 2015, 09:56 AM

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QUOTE(intothefantasy @ Jul 13 2015, 09:34 AM)
anyone know where can i apply watami card in penang? what is the annual income requirement for watami card?
*
RM 24k per annum.
Any Aeon Card Centre? Usually at Jusco?
fruitie
post Jul 14 2015, 10:17 AM

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QUOTE(roger roger @ Jul 14 2015, 10:11 AM)
sorry for noob question, to repay aeon, just issue IBG to citibank with Aeon card number will do?

Beneficial bank = citibank

account no = Aeon credit card no

Amount = XXXX

And only charged rm0.11 for the repayment

Am i doing it right?
*
Yes, that's right. smile.gif
fruitie
post Jul 14 2015, 02:41 PM

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I was saying earlier that the German merchant didn't charge my train fares to Aeon card. I have been checking on unbilled transactions but couldn't see it earlier.

However, after checking statement, it was actually there. doh.gif How can this happen when not showing on my unbilled transactions? I suspected due to the posting and transaction date?

user posted image

fruitie
post Jul 14 2015, 03:47 PM

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QUOTE(roger roger @ Jul 14 2015, 03:42 PM)
its an error by Aeon system, i notice the disappearance since last month. Already called CS to complaint
*
I see, it's OK la, sooner or later I will need to pay. tongue.gif

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