I went HLB but was blocked at the entrance,
they said system down nationwide, and hongleong connect is down also.
Has anyone got insider news about this?

the promo ends at end of Oct...cannot be so early reach target..i need to move my OCBC to this UOB promo at 30th Oct..finger crossed

Can the STEP UP FD be withdrawn at the end of 9th or 12th month without lossing the interest, as published?

7.8% with UT?

Bro, I just got back yesterday and headed straight to my watch dealer - no time to read any posts here yet to update Post #1.

It's a new month and we can expect some new FD Promos. This thread is close to 2500 post and time for a new thread. And you rightly pointed out recently that Post#1 has not been updated frequently (as I was away most of the time). And I will be flying off again next week. Therefore, I won't be starting new V.10.

I propose that cybpsych takes over this thread and start V.10 immediately as many times he was the first to highlight many of the new FD promos.

And Bro Ramjade, as for the nonsense claim, well, what you said about the GTR is true because there is not such card, hahahaha. That article Maybank 3 Cards was written for the benefit of those new to credit card and to highlight to them that they can get really good cash back from FREE FOR LIFE credit cards. So, for those new to credit cards, click here and read about the nonsense but FREE FOR LIFE Maybank 3 Cards GTR.

Anyway,for those who just bought a Rolex, or thinking of getting one - click here to my Facebook page to read what I posted yesterday night.

Checked with HLB today, if withdraw before full term, even fulfilled partial/some of the STEP UP FD period, interest will be halved ((

No experience with Ocbc
How is their customer service?

Wat is the criteria to join as PB customer?

hello frens you guys receive your SCB 15month/18month FD promo, 6 monthly interest on time? automatically credited into SA without the need to call SCB?

Mine 6 monthly int due on 8.10.15..

RM300k is beyond my means
Btw, just realize u r a HNWI 

In fact, Maybank offer is similar to MBSB offer @ 4.50%

I agreed to certain extent. But the profit rate of MBSB is more or less guaranteed. I said guaranteed as it is an Islamic product.

Both are NOT capital guaranteed. 

Have already put in some eggs in MBSB, will be adding more soon. 

MBB GIA account need go to branch to open? Is that can use maybank 2u?

My first payment, needed few calls, otherwise SCB wont pay, said only pay at maturity!

i plan to call SCB monday remind them i want interest paid 6 monthly.

that MBSB 18m 4.5% pays interest only at maturity, good meh?
better go for the MBSB Excl 5  4.7%pa, 6 monthly interest.
You know of any current promo 4.5%pa paying 6 monthly?

i started with 4  on 8.10.14, 1st interest payment on 8.4.15, took interest money added 2 more FD, now got 6. expect get 14+ on 8.10.15 buy ASW

MBB got 4.5% paying monthly interest? then i may skip that MBSB Excl 5...

I dun think Mbb will pay 4.50% every mth as 4.50% is the effective rate
I suppose they will follow the table schedule namely 1st 6 mths @ 4.00%, 2nd 4 mths @ 4.50% n bal 2 mths @ 6.00%

Part 2: 

Then placed FD in HL for the 15 mth step up with eff rate of 4.26%. HL branch claimed they just received the brochure TODAY while in the brochure it said start Sept 1st !  Weighted heavily on HL vs AmBank as the extra 0.06% is enough for a good dinner for 10. 

I think so far for PIDM coverage, the HL 15 mth 4.26% is the best.  Monthly interest payment some more. 

https://www.hlb.com.my/main/assets/files/tw...tion-tnc-en.pdf

Based on the HLB 15 months step up promotion tnc, only certain branches got such offer.. no wonder some forummer reported no such promotion when they check with the branch officer... I checked their HQ at Wisma HL also not in the list...

best part is, hlb published 3 languages for the T&Cs, but not the promo page. 

monthly interest crediting seems nice, but a bit mahfan to open another CASA for HLB  furtheremore, HLB doesnt have good high-interest CASA too.

HLB 4.26% 15m with CASA (not sure how much) requirement means the effective 4.26% is not true.

anyone wants to calculate the real effective rate incl casa requirement?

casa for interest creditiing la. but just treat the interest in casa as negligible lor, so the 4.26% is for FD only.

yalor, good also geh 

Unker goat, Just use Ambank Truesavers 2.8%. Way higher compare to HL Moneybox of only 1.8% (1.8% if got >10k)  No need minimum. No need need to keep deposit money inside. Free IBG some more.  Even unker boom also open ambank truesavers. 

diff bank may define 'activity' differently.

I kena 2 times from pbb. casa went into dormant. but I know I got interests credited into it. to reactivate it, I must make withdrawal over-the-counter.

Nope
If u have online banking, I wud suggest u perform 'inter bank transfer' transaction via IBFT (either outgoing or incoming) since the charges is FOC until 31/12/2015