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 Fixed Deposit Rates In Malaysia V. No.9, Please Read Post#1 and #3

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yygo
post Aug 8 2015, 07:09 PM

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QUOTE(Ramjade @ Aug 8 2015, 06:12 PM)
Why MBSB suddenly so generous? They are the worse performing bank in malaysia (based on income if I am not mistaken)
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why worry,high fd rate go for it,mate. icon_idea.gif
yygo
post Aug 12 2015, 08:12 AM

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QUOTE(Ramjade @ Aug 11 2015, 10:57 PM)
Don't worry. What goes up will come down.  rclxms.gif  But only don't know when the time it will come back to 3.3%. sad.gif

I also sad cause I will need USD4000 next year.  cry.gif

Just hope "miracle" happen by next year.  icon_rolleyes.gif
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come back to 3.3%? tongue.gif maybe 5 years back to rm3.3. laugh.gif

usd4000 for us education? hmm.gif

pray for miracle icon_rolleyes.gif laugh.gif

This post has been edited by yygo: Aug 12 2015, 08:16 AM
yygo
post Aug 12 2015, 08:27 AM

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QUOTE(Ramjade @ Aug 12 2015, 08:23 AM)
My fees.
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oic, education fee paid in m'sia? hmm.gif

not study in us? hmm.gif amount'll be much higher usd4000 if study in us. lucky u brows.gif
yygo
post Aug 14 2015, 10:21 PM

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QUOTE(Ramjade @ Aug 14 2015, 09:40 PM)
It would seems like all banks are having 9 months promo. No more 12 month
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laugh.gif pbb 12 month 4.175%. ocbc 13 month 4.2%. brows.gif
yygo
post Aug 15 2015, 11:20 AM

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QUOTE(Vincent9696 @ Aug 14 2015, 03:59 PM)
I heard that , customer can request another bonus rate of 0.185 from the prevailing rate of 1 year...I just need clarification whether it is true or not.
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50k or more then can ask. the other person say 0.5k can ask for 0.185 laugh.gif
yygo
post Aug 18 2015, 03:31 PM

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QUOTE(BoomChaCha @ Aug 18 2015, 03:26 PM)
Please show your BR FD cert to prove it..... biggrin.gif
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1k to get extra 0.185%, br that hard up?? laugh.gif cannot believe. that guy has to show proof. rclxm9.gif

QUOTE(cherroy @ Aug 18 2015, 03:27 PM)
I taught 5%, instead extra 0.185%.
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12 month 5%, ridiculous. he simply quote only. show proof please.

yygo
post Aug 19 2015, 12:10 PM

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QUOTE(pearl_white @ Aug 19 2015, 11:25 AM)
Wow, effectively 3.6% on a 12 months.

Banks should adopt effective rate (12 months) method when selling FD products less than or more than 12 months so that FD holders are properly advised.
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kawan, causing havoc here rclxm9.gif

mana evidence kamu on br 4.285% 1 year fd bagi rm1k?? tongue.gif

QUOTE(LostAndFound @ Aug 19 2015, 11:56 AM)
Suspect his calculation is 12/15 * 4.5%

In which case I think when he puts RM1k in a 1 month deposit for 3% he's expecting RM30 by end of the month  rclxms.gif
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u are right. kawan into shakehead.gif laugh.gif

This post has been edited by yygo: Aug 19 2015, 12:10 PM
yygo
post Aug 19 2015, 04:05 PM

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QUOTE(Vincent9696 @ Aug 19 2015, 03:42 PM)
Asked 10k for special rate , but still not entitle...swt
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you mean br? pearl_white said 1k can get 4.285%. laugh.gif

mana kamu pearl_white? 4.285% compounded also? rclxm9.gif
yygo
post Aug 19 2015, 04:11 PM

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QUOTE(cklimm @ Aug 19 2015, 02:13 PM)
Is RM1500 adequate? Its alot for me already brows.gif
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1k can get 4.285%, 1.5k can get 4.5%. pearl_white, rite? laugh.gif
yygo
post Aug 20 2015, 05:07 PM

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QUOTE(Vincent9696 @ Aug 20 2015, 03:19 PM)
Today pass by another branch of Br , I request higher rate of interest with 120k , the executive said no such thing...lol...does anyone can proof , he/she entitle higher rate of interest?
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QUOTE(gchowyh @ Aug 20 2015, 03:30 PM)
I have been reading about this 'rumour' for quite sometime tongue.gif

Is very easy to proof, just ask for the picture of the FD deposit slip which only need to show date, interest rate in % & duration.
If really true, then give us a name or FD account number to quote when asking for the 'special' rate.
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mana pearl_white, who said rm1k in br can get 4.285%? laugh.gif joker orang itu!

120k can ask for at least 0.05%. boom cha cha, magika, goat all have done same thing before?
yygo
post Aug 20 2015, 09:59 PM

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QUOTE(Vincent9696 @ Aug 20 2015, 06:29 PM)
Currently no longer entitle additional rate.
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hard to say. br policy change depending on need wor. sometimes 50k, other time 100k. so may not need $$, so no nego rate now. still need to verify wor.
yygo
post Aug 21 2015, 04:46 PM

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QUOTE(wil-i-am @ Aug 21 2015, 03:55 PM)
Mind to share the attributes of charm?
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cantik la, sexy la, abang kuat ........... tongue.gif
yygo
post Aug 21 2015, 04:50 PM

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QUOTE(sandkoh @ Aug 21 2015, 01:38 PM)
limpeh think you can use the avatar
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limpeh suits cklimm perfectly, avatar match made in heavan? korean kim brows.gif
yygo
post Aug 21 2015, 06:02 PM

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QUOTE(cybpsych @ Aug 21 2015, 05:35 PM)
ok, whatever the joke is, since the "BR" claim(s) cannot be substantiated nor verified, then why is the info still left in the forum?

i thought information shared in financial forums are to be as serious, accurate and legit as possible?
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you mean 1 year 4.285% for rm1k or

50k can get 0.05%

should be remove? hmm.gif
yygo
post Aug 23 2015, 01:10 PM

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QUOTE(Vincent9696 @ Aug 21 2015, 07:59 PM)
Everyone is discuss 1 year tenure , what about 3months , 6months , 15months Fd? Are they have special rate?
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most pipu prefer 1 year. 3/6months can try, call them and do some work. nothing is free. called nego, so go nego dengan br. laugh.gif
yygo
post Aug 23 2015, 02:16 PM

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QUOTE(BoomChaCha @ Aug 23 2015, 02:10 PM)
Let me make it clear...
If we place minimum RM 50K FD in BR, we will get additional 0.05% on top of board rate;
if place minimum RM 100K FD, then we will get additional 0.10% on top of board rate

According to BR, 0.10% is maximum, no such additional 0.15%.
Of course, if you have a very huge FD amount, longer tenure, good PR, leng zai, then this is another story...  biggrin.gif

By the way, liver needs to rest from 11.00pm until dawn wor...  sweat.gif
Better go to bed before 11.00pm..
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yet pearl_white said RM1k can get 0.185% more. kawan itu sangat degil. brows.gif laugh.gif
yygo
post Aug 30 2015, 09:39 AM

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QUOTE(Vincent9696 @ Aug 29 2015, 10:46 PM)
Guys , can any one able to show step to put eFD in maybank by using m2u?

Thank you in advance...
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tis also need help for experienced bro like kamu? hmm.gif laugh.gif
yygo
post Aug 30 2015, 02:10 PM

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QUOTE(Vincent9696 @ Aug 30 2015, 02:03 PM)
I went to main branch they allow for 50k and above , based on certain brach manager decision..
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bro jump into conclusion too early. say no more nego for br 2 weeks before. laugh.gif
yygo
post Aug 31 2015, 05:56 PM

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QUOTE(wil-i-am @ Aug 31 2015, 05:25 PM)
With the depreciation of MYR against USD, will BNM announce hike in OPR on 11/9 to mitigate the impact which is gud for depositors?
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my vote is opr remain the same.
yygo
post Sep 2 2015, 09:01 AM

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QUOTE(Ramjade @ Sep 1 2015, 09:35 PM)
Not easy for people with FD all over the place to cough up 20% upfront. Better stick to "pass the ball"  lose few rm due to petrol. Rather than dig out 20% or go for board rates (cause cannot afford the 20%).
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unkle speaking for pipu with fd all over the place? laugh.gif or advise to those pipu? brows.gif

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