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 Fixed Deposit Rates In Malaysia V. No.9, Please Read Post#1 and #3

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wil-i-am
post Sep 23 2015, 09:26 PM

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QUOTE(Plutoman @ Sep 23 2015, 09:24 PM)
12 months any idea what is the rate? can get 4.25%?? since 3 months alr 3.95%  brows.gif
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Y goes thru d pain when AmBank n Uob offer 4.20%?
wil-i-am
post Sep 24 2015, 06:58 AM

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QUOTE(Konohamaru @ Sep 24 2015, 02:16 AM)
Need fresh fund?
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Yup
wil-i-am
post Sep 24 2015, 04:31 PM

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QUOTE(Human Nature @ Sep 24 2015, 04:07 PM)
I have a joint FD account with Ambank branch X. If I want to place a new joint FD account with Ambank Y, can I go alone or do I need to bring the joint account holder again?
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Both joint holder need to register with AmBank Y
wil-i-am
post Sep 25 2015, 02:51 PM

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QUOTE(judesh @ Sep 25 2015, 02:32 PM)
At Maybank Jln munsyi Melaka. . No more 5+5 promo. . Wtf
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I tot promo until 30/9?
wil-i-am
post Sep 25 2015, 08:04 PM

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QUOTE(atah @ Sep 25 2015, 06:04 PM)
Went to their USJ branch this afternoon. Was no. 30 on the queue numbering, so went for a quick lunch nearby. Came back after 30 minutes, the queue only moved by 1 people  rclxub.gif .

So just left without manage to place the FD under this promo.
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Boycott them
wil-i-am
post Sep 26 2015, 12:06 AM

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QUOTE(zero721 @ Sep 25 2015, 11:02 PM)
Anyone can confirm this? All branch?
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I tot u r big fan of Uob ony
Anyway, wud suggest u walk in to any nearest Cimb branch to make enquiry n make immediate placement once confirm
wil-i-am
post Sep 26 2015, 07:32 AM

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QUOTE(zero721 @ Sep 26 2015, 12:37 AM)
anyway, how you know I'm big fan of UOB?
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Secret recipe brows.gif
wil-i-am
post Sep 27 2015, 11:12 PM

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QUOTE(LostAndFound @ Sep 27 2015, 09:36 PM)
What's the best 3 month rate currently? First post says 5% HSBC was extended but can't find it. HSBC website got term deposit I for 4.2%, is that no strings attached?
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U may consider CIMB Bank as they offer 3 mths @ 3.90% with min 1k ony
wil-i-am
post Sep 28 2015, 02:28 PM

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QUOTE(wigneswr @ Sep 28 2015, 02:20 PM)
Went to Maybank today to get the 5 + 5 promo rate. Only Islamic available. Conventional sudah habis!
Any difference?
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To me, both is the same as long as I receive same returns upon maturity
wil-i-am
post Sep 28 2015, 08:40 PM

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QUOTE(McFD2R @ Sep 28 2015, 05:48 PM)
Just uplifted my 1 year FD 4% @ SCB. And as expected, while doing so, RM came out to try to convince me to continue leaving my money with them. Was approached with a capital guaranteed bond, with a yearly interest of 4.7xx% and no lock in period. If place today or tomorrow, they will pro-rate by end of this year and transfer interest into existing CASA. And if redeem any time next year, will also pro-rate. Another bond was giving 4.6xx% ... Both with no sales charge or fees involved.

So, if I can't think of any other offer, I might opt for this tomorrow. This was at Bandar Puteri Puchong branch. I Rentas'ed transfer my money out any way. The RM says he will come see me in my office if I decide to take up that offer.

I can only see 4% FD but with a 1:1 in CASA. Didn't ask if there was any current FD promos. Maybe will ask when he calls tomorrow.
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Bro, can share the details of CGB?
wil-i-am
post Sep 29 2015, 11:05 AM

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QUOTE(HJebat @ Sep 29 2015, 10:46 AM)
At the moment, I'm learning towards MBSB's 4.5% or 4.7% since those are the highest rates on offer now. But still hem & haw around just in case I missed out other FD with higher rates  biggrin.gif
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4.50% by MBSB
wil-i-am
post Sep 29 2015, 11:30 AM

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QUOTE(wjchay @ Sep 29 2015, 11:24 AM)
MBSB promo is indicative profit rate. In reality how, e.g. track record?
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They will honour the rate n track record is gud
wil-i-am
post Sep 29 2015, 12:18 PM

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QUOTE(zenquix @ Sep 29 2015, 12:10 PM)
lucky you. went to my local mbb and was told promo had already ended.
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Did u ask when is their new promo?
wil-i-am
post Sep 29 2015, 01:35 PM

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QUOTE(KageBunshi @ Sep 29 2015, 12:58 PM)
Hi
I was thinking to dump most of my fd into my full flexi house loan so that i can gain more since house loan interest is higher plus more flexible.
Any disadvantage from doing this?
from calculation wise is looking good. Is there any thing i should be aware of financially?
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Proceed ASAP
wil-i-am
post Sep 29 2015, 05:04 PM

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QUOTE(HJebat @ Sep 29 2015, 01:48 PM)
Did you make a FD placement with MBSB for the 4.50%?
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Not yet as awaiting FD mature in Nov 2015
wil-i-am
post Sep 29 2015, 05:16 PM

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QUOTE(bbgoat @ Sep 29 2015, 02:12 PM)
Called MBB funding executive. The MBB 5+5 mth with 4.15% FD promo extended till next week.

Have FD maturing on 1/10 which was the one with interest paid upfront 4% promo last year. Nego with the funding exec for 4.2%. She need to get approval and will get back to me. If cannot get 4.2%, will pull out the FD.  biggrin.gif
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I tot rate is non negotiable
Perhaps u r their VVVIP client
wil-i-am
post Sep 29 2015, 10:05 PM

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QUOTE(frostfrench @ Sep 29 2015, 06:23 PM)
my RHB FD will mature this week?

Should I put UOB 4.1%?
or
clear my car loan?
or
put in my house loan?

THanks guys
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Put in HL
wil-i-am
post Sep 29 2015, 10:11 PM

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QUOTE(pkyong @ Sep 29 2015, 06:28 PM)
Waiting for BNM to increase interest rate so bank can give better fixed deposit rate.
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Unlikely for BNM to hike int rate in near future
wil-i-am
post Sep 30 2015, 11:33 AM

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QUOTE(McFD2R @ Sep 30 2015, 10:45 AM)
Maybank

user posted image
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Any specific T&C?
wil-i-am
post Sep 30 2015, 02:09 PM

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Spoke to my Maybank RM n was advised no such offer yet

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