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Credit Cards CIMB Bank Credit Cards v3

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fruitie
post Sep 18 2015, 02:39 PM

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QUOTE(ronnie @ Sep 18 2015, 02:35 PM)
So you return them the cashback ?
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Nah, they only want convenience, so ask me to keep. biggrin.gif
fruitie
post Sep 18 2015, 02:58 PM

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QUOTE(sendohz @ Sep 18 2015, 02:53 PM)
More imported snacks for milady fuitie
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That's right and I got another RM 10 voucher to redeem because already reached my first 1k points. rclxms.gif
fruitie
post Sep 18 2015, 03:13 PM

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QUOTE(victorywp @ Sep 18 2015, 03:05 PM)
i wonder how do you get noticed when he tagged the wrong name?  hmm.gif
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I came here not because he tagged wrongly, I happened to be in this section so saw this reply. smile.gif
fruitie
post Sep 18 2015, 11:05 PM

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QUOTE(janson_kaniaz @ Sep 18 2015, 10:11 PM)
Do they accept voucher for reload?
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Cannot, I asked before.
fruitie
post Sep 18 2015, 11:19 PM

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QUOTE(rickray @ Sep 18 2015, 11:10 PM)
I can't get discount from agoda. Previously can, so I didn't do any mistake.

I went to agoda.com/cimb, key in the place, book the hotel. Login my account, put in my saved CC, but no discount displayed.

I tried on the hotel that I usually booked and get discount, no luck as well.

Not sure what went wrong, the promotion ends already? or because of the server down.

sad.gif
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I have never booked using CIMB card before but I have used Maybank to book many times. I reckon it should be the same.
Is the hotel tagged as eligible for promo? Did you see the tag? unsure.gif
fruitie
post Sep 19 2015, 12:23 AM

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QUOTE(cappuccino vs latte @ Sep 19 2015, 12:16 AM)
Thanks for the confirmation. rclxms.gif I knew what to expect next time.
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Yeah, she told me all vouchers have validity of 3 months. So, good luck to you. biggrin.gif
fruitie
post Sep 20 2015, 10:33 PM

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QUOTE(chloe_yee87 @ Sep 20 2015, 02:01 PM)
I paid unifi and TM bill yesterday at SAMs the strand, the voucher is per receipt. So even if I pay rm200, I only get RM10 voucher.  sad.gif

By the way, every RM100 transaction u will get a free teddy bear in the strand, redeem at strand customer service
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Looks like different outlet, different practice. hmm.gif
fruitie
post Sep 27 2015, 01:11 AM

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QUOTE(kyu85 @ Sep 26 2015, 11:50 PM)
ic, for utility such as maxis/celcom/tnb only get 2% cash rebate when auto debit
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I think TNB doesn't allow auto debit or standing instruction. hmm.gif
fruitie
post Sep 27 2015, 12:15 PM

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QUOTE(vin_ann @ Sep 27 2015, 12:08 PM)
Ok.
I did oversea online trasaction for HKD350, shall check with it appear on statement.

Btw my HK trasaction just submit the cc info, no SMS security code to enter, same goes with my UK online purchase recently.

Meanwhile pay online in Msia web, will go through cimb mastercard gateway....
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If charged in foreign currency will not have cross border charges.
fruitie
post Sep 30 2015, 01:37 PM

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QUOTE(adele123 @ Sep 30 2015, 01:20 PM)
i paid after cashback. not like i was charged with interest this month...
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Yeah me too last two months on CIMB, no interest.
fruitie
post Oct 1 2015, 12:34 PM

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QUOTE(Axell @ Oct 1 2015, 11:26 AM)
Guys, what is this FINANCE CHARGES for RM10.50?

user posted image
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Late payment charges? Pay minimal? unsure.gif
fruitie
post Oct 1 2015, 01:01 PM

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QUOTE(Axell @ Oct 1 2015, 12:58 PM)
Last month I paid half only hehe.

I thought that pay over than minimum payment won't kena interest.  sweat.gif
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No such thing. Avoid doing it. If by paying minimal amount will not get charged interest, what for all of us go and pay in full? sweat.gif Your interest will be compounded. Good luck to you.
fruitie
post Oct 2 2015, 10:56 AM

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QUOTE(wan7075 @ Oct 2 2015, 09:40 AM)
no charge for IBFT. 
IBG also no charge?
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IBG has RM 0.11, so these three months just use IBFT and not IBG. tongue.gif
fruitie
post Oct 2 2015, 05:17 PM

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QUOTE(ToiletMaster @ Oct 2 2015, 05:08 PM)
Ah I see thanks for the clarification!

There's one more thing I noticed though. Does telecommunications not come under utilities?

I noticed I can't use my credit card to pay my digi bills via credit card. Have to go through via my savings to make it work.
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It works because every month I pay my DiGi bills using credit card but it will not have 5% cash back using CIMB CR.
fruitie
post Oct 2 2015, 05:22 PM

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QUOTE(ToiletMaster @ Oct 2 2015, 05:18 PM)
do you use cimb clicks to pay? or do you head on to the counter to pay, i've tried cimb clicks but the option dissapears upon changing to my credit card.
upon changing to savings, it appears once again.

oh, i guess it's under the 2% / 0.2% rebate then?
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I use DiGi website to pay.

0.2% rebate only and it is 2% if it is a standing instruction.
fruitie
post Oct 2 2015, 05:39 PM

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QUOTE(ToiletMaster @ Oct 2 2015, 05:36 PM)
sorry do you mind explaining on the standing instruction part? don't really quite get that part.
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It means auto-debit, meaning payment is automatically made to merchant every month. smile.gif
fruitie
post Oct 2 2015, 05:45 PM

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QUOTE(ToiletMaster @ Oct 2 2015, 05:43 PM)
Ahh thank you very much for your response! I tried heading to cimb to ask a few things but i find it strange they mentioned my car payment can be done via credit card as well... I guess not all the information they told me is right at the moment though lol, they couldn't specify how when I asked.

One more question if you don't mind, I swiped a huge amount to pay my education fees in the middle of last month amounting to 2k+, however I can't seem to find the points inside my cimb clicks rewards tab there. Could it be that it needs more time to see the points?

Once again thank you for your time smile.gif
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CIMB CR is only for cash rebate, it has no rewards points if I'm not mistaken. I don't see a single reward point has been given to my CIMB CR.

No, you can't pay another credit (loan) with another credit (credit card). smile.gif
fruitie
post Oct 2 2015, 05:52 PM

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QUOTE(ToiletMaster @ Oct 2 2015, 05:49 PM)
oh ok, that's strange though, i forgotten to specify that i gotten 2 cards instead. it seems that upon getting the card, they sent 2 of them instead of one.

i have the CR and http://www.cimbbank.com.my/en/personal/pro...mastercard.html  as well.
i used that card to get the points though.
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Then, you may need to check CIMB as I don't have the card. Actually, I didn't want the card though was offered by them. I have too many cards already. shakehead.gif

This post has been edited by fruitie: Oct 2 2015, 05:53 PM
fruitie
post Oct 2 2015, 05:54 PM

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QUOTE(ToiletMaster @ Oct 2 2015, 05:53 PM)
haha sure, okay then, but for your points collection, do you get them instantly from your respective bank? or does it take sometime/cycle before you actually get the points?
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For Maybank example, it will be reflected online after a few days or I can see it in my statement. smile.gif
fruitie
post Oct 3 2015, 10:16 AM

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QUOTE(Jeffreynsx @ Oct 3 2015, 09:47 AM)
Hi Team, need to ask if we pay car loan via CIMB Clicks to other bank, it will take how many days for the transaction to be process successfully? Thank you.
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It depends, if it's GIRO will only processed during working days and IBFT will be instantly.
FYI, from 01 Oct till 31 Dec, IBFT to other banks is free of charge. Please fully utilize this free period. biggrin.gif

QUOTE(Jeffreynsx @ Oct 3 2015, 09:50 AM)
On top of the question ask previously, may I know is the CL being review every 6 months or we personally need to submit our salary slips to seek for increase of our current CL? Thank you.
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You have to request yourself and banks may ask for latest 3 months payslip.

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