Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
11 Pages « < 7 8 9 10 11 >Bottom

Outline · [ Standard ] · Linear+

Credit Cards CIMB Bank Credit Cards v3

views
     
fruitie
post Oct 16 2015, 08:24 AM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(skyfusion @ Oct 16 2015, 08:13 AM)
My cimb credit available limit around rm1000 only. Want to buy iPhone 6s from maxis. since maxis is participating merchant for easy payment, I want to do easy payment. You think can approve or not?
*
Nah, not enough of credit limit.
Else you go and bank in that amount to this card via cash deposit to top up your limit. biggrin.gif
fruitie
post Oct 16 2015, 03:03 PM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
Actually to know a credit card scam is to see if the SMS mentions the last 4 digits of your credit card no.
If it doesn't, then it's a scam.

If it is and you don't perform such transaction, call your bank to block the card due to fraud case.
fruitie
post Oct 20 2015, 04:10 PM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(mitodna @ Oct 20 2015, 03:56 PM)
Only at KLCC for Klang Valley area has 1 hour approval?

Lot C04-C05, Concourse Level,
Lot C Suria KLCC
Kuala Lumpur
Tel1-300-880-900

Thanks, need to bring anything else beside MyKAD?
*
If you are a EPF contributor then only MyKad will work because it has an EPF machine to print your statement.
fruitie
post Oct 20 2015, 04:54 PM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(Chinus @ Oct 20 2015, 04:49 PM)
Not very sure, i know this question alot ppl ask before.

Using payonline to pay utilities not consider as E-Commerce/Online Spend 5% right?
Is it under Other Retail Spend 0.2% only??
*
Yes, other retail spend.
fruitie
post Oct 24 2015, 04:01 PM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(alfred@heaven @ Oct 24 2015, 03:16 PM)
Do you guys have any idea how to link newly applied credit card to my existing cimbclicks acct.?
*
Mine was linked automatically even before I got my physical card.

Suggest you to make a call to CS if it's not linked.
fruitie
post Oct 25 2015, 10:39 PM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(kart @ Oct 25 2015, 10:12 PM)
Online Purchase of Caring Voucher

Caring Pharmacy Voucher can be purchased at this website.

For CIMB Cash Rebate Platinum MasterCard, can this online purchase be considered as an online transaction (under POSMODE 81) which gives us 5% cash back?

I am considering in getting this card for pharmacy transactions, since I am not qualified for Public Bank Visa Signature Card.  blush.gif
*
So far nobody has tried and reported here. Why don't you try small amount first?
fruitie
post Oct 26 2015, 02:45 PM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(WinkyJr @ Oct 26 2015, 02:31 PM)
*** QUESTION IS ***
for CIMB Cash Rebate, i buy at Tesco, will get 2% or 0.2%
what kinda of retails which entitle 0.2% rebate? clothes? shoes?

for all 3 card, the annual fee waived without any rules right? (at least RM50 swipe)
but the banker told me even annual fee waived, still got RM50 gst fee for each card, true?
fee applied after card activated or no matter activated or not still fee applied?
*
Tesco should be 2%.
Yes, out of groceries and online will be 0.2%.

At least I know CIMB CR has no AF. So there is nothing for you to waive. You don't spend then you don't need to pay.
Ask the banker to continue dreaming. laugh.gif Government Service Tax has been abolished for all cards once Goods and Services Tax came effect on 1st April, so no more RM 50.

This post has been edited by fruitie: Oct 26 2015, 02:46 PM
fruitie
post Oct 27 2015, 01:16 PM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(nexus365 @ Oct 27 2015, 01:14 PM)
I had made a purchase with credit card CIMB mastercard from apple store malaysia for Iphone 6s + with price RM 4199. Receipt that I received showing RM 4199. But why in CIMB credit card statement it charges me for RM 4232.59?
Anyone can help me on this? Thanks.
*
It is due to cross borders charges, CIMB has this.
Never use CIMB cards for Apple products purchases.
fruitie
post Oct 27 2015, 01:45 PM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(nexus365 @ Oct 27 2015, 01:24 PM)
But i purchased through Apple store Malaysia, still will be charges for it?
Any way it can be reclaim?
Thanks.
*
Yes, because Apple Store Malaysia is from Singapore actually. smile.gif

I purchased few units last year and all my receipts are from Singapore. smile.gif

Nope, nothing can be done.
fruitie
post Oct 27 2015, 03:35 PM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(nexus365 @ Oct 27 2015, 02:13 PM)
Thanks a lot for all reply here.  smile.gif
Learn something new for me as never discover that before.  tongue.gif
Means any purchase through apple store Malaysia with any kind credit card will occur cross border fee?
*
Nope, only specific credit cards. I know CIMB is one of them, the rest I cannot recall.
Last year I used my Maybank cards and no cross borders chargers.
fruitie
post Oct 27 2015, 09:21 PM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(wjleong15 @ Oct 27 2015, 08:33 PM)
I used AMEX for Airbnb got cross border charges plus 2.5% on top of it, not worth to use AMEX for online.  cry.gif
*
Since when AmEx has? blink.gif Not that I'm aware of. That's not cross borders charge.
Read here: https://forum.lowyat.net/index.php?showtopic=2519936

This post has been edited by fruitie: Oct 27 2015, 09:24 PM
fruitie
post Oct 28 2015, 12:04 AM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(wjleong15 @ Oct 27 2015, 11:41 PM)
but then why I kene kau kau the charges?
today EUR rate is between 4.6-4.8, I kene 4.99  cry.gif  cry.gif
cc rate must be lower than currency note rate.
mine higher, i was shock when i saw the bill, i swipe almost 1k eur.  cry.gif  cry.gif  cry.gif
*
Read this: https://forum.lowyat.net/topic/1845691 All cards have this for overseas charges.
fruitie
post Oct 29 2015, 01:44 PM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(alexanderclz @ Oct 29 2015, 12:58 PM)
crap. kena finance charge because i 'used' the cash rebate to 'pay off' some of the balance. shall give them a call.

edit: confirmed with the CS already. cash rebate cannot be used to offset the previous month's statement  rclxub.gif
*
I tried once but luckily didn't get charged by CIMB. sweat.gif
fruitie
post Oct 29 2015, 05:11 PM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(wjleong15 @ Oct 29 2015, 05:01 PM)
seem you have cc from all banks  hmm.gif
*
Almost but not all. laugh.gif
fruitie
post Oct 29 2015, 07:19 PM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(wjleong15 @ Oct 29 2015, 05:14 PM)
must be gaji besar.  hmm.gif

i start reducing cc now, aim for charge  brows.gif
*
Ikan bilis only. blush.gif

QUOTE(David83 @ Oct 29 2015, 05:27 PM)
Anybody received this?

Would it be a little late for October? sweat.gif
*
I also received. laugh.gif
fruitie
post Oct 30 2015, 12:18 PM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(David83 @ Oct 30 2015, 07:22 AM)
I called CS and the CS is not aware of this CIMB Spend & Get! doh.gif
*
RM 10 and RM 15. I think I will skip? laugh.gif
I haven't really looked into this yet. biggrin.gif

QUOTE(PPZ @ Oct 30 2015, 11:44 AM)
guys, the cimb cash rebate platinum mastercard got 5% discount for online transactions right? which area cannot get cash rebates? got cap at RM 50 per month right
*
Yes, 5% for online transactions but bear in mind the cap is RM 30 for online transactions and RM 20 is for other retail transaction.
In a way, the maximum you can spend for online is only RM 600.
fruitie
post Oct 30 2015, 02:35 PM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(PPZ @ Oct 30 2015, 01:15 PM)
oh? really? hmmm..
*
Pure online transactions card, you could consider UOB VOX.

QUOTE(CalvinCLK @ Oct 30 2015, 01:18 PM)
Perhaps TnG reload 4 times at Sam's Grocer?  biggrin.gif

I didnt receive the SMS. Anyway, only 2.5%.
*
I reloaded from Sam's for RM 720 and got 7 vouchers and RM 14.40 CR. laugh.gif laugh.gif

Yeah, will skip it unless I have no better cards. biggrin.gif
fruitie
post Oct 31 2015, 05:42 PM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(rachel_xxx @ Oct 31 2015, 04:52 PM)
hi, the cash back as per statement or calender date ya?
*
Statement date. CIMB CR only has one statement date which is 28th.
fruitie
post Oct 31 2015, 11:04 PM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(labtec @ Oct 31 2015, 10:58 PM)
cannot change statement date one? I just message them asking to change the statement date to be the same as my citibank card
*
Nope. Not that I know of for CIMB.
fruitie
post Nov 2 2015, 02:17 PM

Rise and Shine
Group Icon
Staff
72,804 posts

Joined: Sep 2005
From: KUL
QUOTE(chiahau @ Nov 2 2015, 01:59 PM)
The month I spend 3k on my CIMB is the month I don't get such SMS :/
*
Well, we only received it on 29th Oct. laugh.gif
« Next Oldest · Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards · Next Newest »
 

11 Pages « < 7 8 9 10 11 >Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
 0.0465sec    0.62    7 queries    GZIP Disabled
Time is now: 4th December 2025 - 05:32 PM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.