latest update....24 June....portfolio just recovered that 2%....

yes,..that is why I updated it today and not tomorrow...
HAPPY HAPPY today..
sleeping well tonite....

No Sifus want to response...Ai-yah, i think they are busy analing what the Algozen ball just dictated,... then, allow me the kay-poh do some copying & paste....

"If you're a novice investor -- or you're looking to brush up on a specific investing concept -- this is the place to start. FSM tailored this section to give you the investment foundation that you need. FSM believe it is important that you first acquire this knowledge, because only then would you be able to take charge of your own financial planning and be great at managing your financial wealth.

Those of them there at Fundsupermart believe passionately that unit trusts are the best investment instruments to help achieve our long term financial goals. So in there, FSM will show you the basics of financial planning, tutor you on the finer points of unit trust investing, and help you make better investment decisions! "

http://www.fundsupermart.com.my/main/school/school.svdo

On this "what i heard most is Kenanga & CIMB Asia Dynamic....is it true?"
Use the "FUNDS INFO" tool in the FSM website to see their performance records..
Just a note: Past performance may have no indication of future performance....the fund that you select must be within your goal and risk appetite too..

This post has been edited by yklooi: Jun 26 2015, 02:20 PM

Nice one..

My mistakes (if only i can turn back the clock and do some time travelling to and back)
Should have bought GOLD in 2006 and Sell in 2012
Should have bought into US Equities in 2010....
Should have sold all UTs in Early May 2013, except EISC
Should have bought into EI Small Cap in early 2013, then sell off in June 2014
Should have bought into Manulife India and RHB Big Cap China in early 2014
Should have bought into GTF in Oct 2014 till now gained 25%

So many "Should have"......therefore so many mistakes...
from so many mistakes do you think i am smarter now?...i think i am still making them continuosly....

Know what you want?
i wanted ROI.....i selected based on past performances....ended with Heavy M'sia.
i wanted Good track records......ended up realising "Past Performance may not repeat".
i wanted Good Risk Return ratio...ended up any thing can pop up to change the trend....

What i can say is.....(may be AGAIN wrong too)
Try a portfolio of funds that consisted of the % of allocation of funds and asset classes that can may you sleep well at night.
Buy in More when the regions is at lower PE.....don't just buy funds to the required % of allocation for the sake of diversification...b'cos the upside potential may be limited when the PE is high. (sometimes not true too.....during dot com era...PE of tech stocks did go up very high for some time too)
Like "vanguard" mentioned...if possible buy targeted fund from fund house that have 0% SC when switching from EQ to Bond or vise versa....(if don't have 0%Sc, but if the targeted fund is a desire...then ok-lah)
If unsure of own personal risk appetite...best is to buy funds that are region/global focused instead of single country /sector focused.
If possible select funds that gives the FM more room to play.....example...some fund has this mandate...(min 90% invested at all time).
If possible, try to plan and select well before going in......ELSE frequent changing of funds may cost you money..
If possible....will add in later..

So you see, With so many try and Ifs....
therefore it is better to get involves with alittle bits of cash...(Maybe a few thousands or more until it can pinch abit)
by being involves..it may gives you the "hand on" experiences on the emotional factors of investing in which books or forums can never be able to teach or make you feel it......
Just like S_X...no amounts of books or videos can make one feels the "wonder" or "frustration" of it unless one try it.

This post has been edited by yklooi: Jun 26 2015, 05:20 PM

to be "about" exact...Sailang in Early 2007....RUNaway in Oct 2007 too...
IF only i know then.....
Many still entered in Oct 2007 and after that...



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if you sell EQ from FH A and buy BONDS in FH B 0% SC the sell again to buy EQ in FH C...will have to pay SC....
better if can sell EQ from FH A and BUY bonds in FH A,......when the opportunity comes...can use the monies in BONDs to buy EQ in FH A....that is what i mean...

when you do "What i usually do is convert EQ to RHB cash management fund. Then to any other fund".
then you will have to pay SC to other FH when you buy.

This post has been edited by yklooi: Jun 26 2015, 05:26 PM

I got this from them....
Please refer to below for the comment of our research team:-

The Eastspring Investments Asia Pacific Shariah Equity Fund recently experienced a spike on 15 June 2015, surging by 15% in a day!
The significant increase in the fund’s NAV is due to the gain from one of the trading positions that the investment team took, and not of a NAV error.
At this juncture, the FH could not provide extra information on it due to their information sensitivity policy.

Nevertheless, information might be available on this issue with the release of the fund’s semi-annual report somewhere around September/October.
Will update you accordingly once we are able to get a hold of it.

or

Perhaps, THOSE that is going to NEXT week FSM event, may check with the fund manager when you attend our event in 4 July
.PLEASE ASK and tell us here.....thanks

JUST ONE trading position can change 15% NAV in a day....

Eastspring Investment FM will be on the 4 July seminar...
http://www.fundsupermart.com.my/main/resea...?articleNo=5976

THOSE attending,....can help to check?
thanks

"IF" they can do that...(Keeping the gains) and releasing it later.....
then they can also slowly releasing it (if there is)....then their performance records can be "controlled"....

I just envy it and liked it....
btw,..
no india?
% in US seems to be abt < 7% only? OK for you?

Sorry, I think "most" of us here does not know how do they play it...

Know what you are getting into FIRST, before getting involves with UTF.
UTs has more risk than most people can stomach....
just a note......

to answers most of your questions in the last line....answers can be found here.....
Why Fundsupermart.com?
http://www.fundsupermart.com.my/main/resea...l?articleNo=569

This post has been edited by yklooi: Jun 29 2015, 09:15 PM

Good for you....bravo to the FA...

welcome onboard...
"gonna try hands on now starting with this"....
but becareful...currently you only have a towel left...
what if the mkts where to correct again soon...
'taula pun boleh hilang-leh"

EX China??
i just saw this....did i see it wroongly...


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with all the muscle around...definitely not going to loosen...

not really true..b'cos,..
it can continue to corrects and stayed flats for years...
it corrects b'cos the valuations are too high and even after corrections the value may still be high.....thus may have limited upside potentials when compared with other lower PE valued regions....
opportunity can still come without corrections....
opportunity came, bought in...can still fails if without holding power
opportunity comes, bought in then sold off after realizing purchased wrongly for the portfolio


btw, what make you wanted to start now?..
actually now is definitely better for most....but beware of the volatility...many people "cursed" during these times...

so now you are seeing green too...i just though my searches are outdated...
yes,...very volatile...this morning was about -5% now is + 5%

with today's so MANY greens green...hopefully when i updates my portfolio tomorrow...it will shows better result...."shiok sendiri"

YES, that is the key point...

so what is your plan now?
planning a portfolio of funds or just 1 of 2 funds?

when got time,.....try click on RESEARCH/RESEARCH ARTICLES...under select catergory....select FUNDS AND PERSONNEL FINANCES....
many good read articles can be found there...
after that,..read other categories if you want...