Well, because you are paying Goods and Services Tax (6%) for most of the stuff and services you are purchasing. So, no more Government Service Tax.

Well, if last month got interest charges, I think that's the one already.
When is your statement due date?

This post has been edited by fruitie: Jun 17 2015, 10:15 PM

Due date is 4 July. So its actually the interest for last month ?

N if my outstanding is RM0 every month before the due date, then there shouldn't be any interest ?

Guys, im new to this , i have a few question.

What date the credit will charge interest on my remaining debt?
And if i pay the minimum amount, i dont get charge interest isit?

If you confirm that's the cause, then it should be interest. I suggest you to make call to CS and let them explain to you.

Yes, if 0 before due date, then no interest.

If you don't pay before the statement due date?

There is interest, if no most of the people will just pay minimum.

This post has been edited by fruitie: Jun 17 2015, 10:26 PM

Alright, thanks again. Will give them a call tomorrow.

This is how it looks like, the due date already past, so the 1k debt will be charge interest if i didnt pay up on 10/7?

This post has been edited by Yello_page: Jun 17 2015, 10:34 PM

The finance charges are both for last month and any new transactions up to the statement date since you lost the interest-free benefit by not paying statement balance in full.

You will be charged interest on the entire balance plus any new transactions and late payment fee until full payment of statement balance. Since this is daily rest, the amount isn't much if you pay the full statement balance now.

I see, so from now on, if i pay my statement balance in full before due date, then i should get interest-free benefit ?

How abt outstanding balance ?

when i will be charged with the interest and when is deadline i have to pay in full in order to avoid interest?

What is the diff between statement and outstanding balance.

Sorry, im new to this

You will only get the benifits if you have ZERO outstanding balance. If you do not settle in full every month, you are working for the bank. Banks love people who "works" for them.

This post has been edited by Ramjade: Jun 17 2015, 11:00 PM

@stormaker, yes. No need to bother about outstanding balance to avoid finance charges, just pay statement balance is enough.

@Yello_page, deadline is shown in your screenshot. Statement balance is card balance on statement date while outstanding balance is currently owed amount.

Statement balance = Your outstanding balance until the last statement is generated
Outstanding balance = Statement balance + unbilled transactions that will be included in your next statement

In short, just pay statement balance on the date indicated on your M2U, known as payment due date.

This post has been edited by fruitie: Jun 17 2015, 11:07 PM

My Maybank Visa card stated i have outstanding statement balance, and 0 outstanding balance. But i have paid it last week, and when i click, it dont have the 'pay now' button. Why this kind of situation shows up? The system not yet update?

Thanks guys for the explanation.

Guys just wanna check right, i did a paypal transaction last month on the 30th (weekend). However the transaction is only posted on the 1st. Normally rebate is based on transaction date, not posting date. However it is not calculated in my previous month rebate as i believe it is still floating past 30th.

So just to check, anyone have such experience? Will the rebate be calculated for this month or it's goneee?

It will be included in this month's cashback but cap is still rm50.

Thanks bro for the info

Need 90 days to remove.

And yes, FD limit is Credit Limit.

1. You need to show them proof of income. And it's up to their approval to grant you the card due to your income or not.

2. 5000 more than enough. Trust me.

3. Nope.

Just a heads up, correct way to tag is like this

Then that user will be notified of the tag.