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Credit Cards Maybankard 2 Gold & Platinum Cards V13, Treats Fair on 11 till 14 Jun 15
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Ramjade
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 May 24 2015, 09:38 AM
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QUOTE(cybpsych @ May 24 2015, 09:28 AM) of course!  1st/2nd day of the month is also another important day: the day we can see the cashback from previous month's spending  p/s: there's a little note if transaction on last day but posted to next month. refer Post #2, FAQ #20. By the way, cash back here is they offset your bill by RMXX, or they deposit RMXX into your account? |
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Ramjade
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Jun 17 2015, 07:42 PM
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Hi,
Want to ask, how much FD to pledge to get the Gold card?
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Ramjade
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Jun 17 2015, 08:39 PM
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QUOTE(chiahau @ Jun 17 2015, 08:33 PM) 5k for Gold. 10k for Plat. 20k for VS. 30k for VI. So cheap meh?  If I pledge FD, should I do it at my local Maybank or go Midvalley? Then when I want to remove pledge need to go back to the place I pledge? |
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Ramjade
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Jun 17 2015, 09:17 PM
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QUOTE(fruitie @ Jun 17 2015, 09:14 PM) Gold only oh... If use salary only need RM 30k per annum which is only RM 2.5k per month, so of course FD amount is not much. Not working yet la. So my question is not answered yet. If I pledge FD, should I do it at my local Maybank or go Midvalley? Then when I want to remove pledge need to go back to the place I pledge? |
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Ramjade
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Jun 17 2015, 09:21 PM
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QUOTE(fruitie @ Jun 17 2015, 09:18 PM) I'm not obliged to answer every of your questions. I don't pledge FD to get credit cards, let others answer you. OK. Thank you. |
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Ramjade
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Jun 17 2015, 09:39 PM
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QUOTE(chiahau @ Jun 17 2015, 09:30 PM) Any branch. But go to bigger branch for faster services, I think. To remove, you'll need to go to the same branch, clear off the outstanding + 90 days before you can get back your FD. Please note that FD placement would be at base interest rate instead of promotional rates. Meaning it's probably 3.3% p.a. with your money locked away for 12 months. The branch will keep your original FD slip so all you'll get is a photocopy of the slip. HI, Thank you for your reply. I have a few questions: 1. What I meant is when I am working, I would like to get back my FD by showing proof of salary. I'll need to go to the same branch, clear off the outstanding + wait 90 days to get back my FD? 2. Is it true that it only need RM5000 in FD to get the card? 3. Is the RM50/card tax still there? |
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Ramjade
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Jun 17 2015, 09:54 PM
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Do we still need to pay RM50/card?
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Ramjade
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Jun 17 2015, 10:03 PM
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QUOTE(fruitie @ Jun 17 2015, 09:56 PM) No, with the implementation of Goods and Services Tax on 1st April 2015, Government Service Tax is no longer applicable. Nice.  But then gov where got so nice abolish the RM50/card.  If they abolish that, sure 6% GST some where. Or there is no 6%?  |
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Ramjade
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Jun 17 2015, 10:58 PM
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QUOTE(stormaker @ Jun 17 2015, 10:47 PM) I see, so from now on, if i pay my statement balance in full before due date, then i should get interest-free benefit ? How abt outstanding balance ? You will only get the benifits if you have ZERO outstanding balance. If you do not settle in full every month, you are working for the bank. Banks love people who "works" for them. This post has been edited by Ramjade: Jun 17 2015, 11:00 PM |
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