May i ask, if I pay the outstanding amount in full every month once the statement are out, will there any finance charges/interest ?

Or whats the best way to avoid any finance charges/interest ?

Thanks !

Thanks for the reply.

Last month i didnt pay in full, this month i paid in full before the statement date, but I been charge with interest on the statement date this month. Thats mean the interest charged are actually from last month ?

Yeah, im sure it's interest, bcos i checked by viewing statement detail in M2U, it stated Finance Charges and the amount. But i thought interest are already charged last month, n i shouldnt be charge this month if i pay in full before the statement date or within 20days after the statement date ? Im confuse.

Below is my screenshot. On 9/6 I made full payment so my outstanding is RM0, 11/6 I used the card, but 12/6 i made the payment so it become RM0 again. 12/6 i used the card again but when i try to pay on the statement date, which is 14/6, i saw the amount is more than the amount i used previously on 12/6. So i checked the Statement details n found out im being charged with interest.

Due date is 4 July. So its actually the interest for last month ?

N if my outstanding is RM0 every month before the due date, then there shouldn't be any interest ?

Alright, thanks again. Will give them a call tomorrow.

I see, so from now on, if i pay my statement balance in full before due date, then i should get interest-free benefit ?

How abt outstanding balance ?

Thanks guys for the explanation.