Can request to change the card type from visa to mastercard? Mine just approve for visa + amex
Can request and they will re-do for you.
Why wanna change? I regretted after changing mine to MC... Agoda Visa Wednesdays promo and buy 1 free 1 ticket at TGV for Visa Maybank users.
your case is diff with me...Recently I applied for Ikhwan, then Cimb, and then Mach.. and only mbb ikhwan approved me.
CImb garden instant approval rejected me, the agent said I own too many cc, asked me cancel unused cc, then go back there to apply, no need wait 6 months. After cancel can try go back there.
Mach also rejected me with reason my debt to net income ratio is >65%..
When I apply house loan 2 years ago, rhb house loan approval benchmark for debt to net income ratio is 75%, but this Mach CC benchmark even lower..65%...

THey told me bank negara is very strict already..

Asked agent why MBB approved me, she said different bank different approval style..depends on bank lor..
I think the reason why mbb approved me because I am their loyal customer, have house loan, car loan, used their cc for 7 years++ already, and all payment records are nice.
For cimb, I didnt even have a saving acct there, never use their service..
For Mach, I owned Mach in 2013 but terminated in 2014 with the reason of seldom use (that time I got OCBC titanium with dining 5%, Petrol 5%) .. Now want apply back same card, kena rejected

My Mach was approved before I applied for Ikhwan. My CIMB Cash Back Plat was approved after that and RHB Plat was approved on the spot when I applied two days ago at their KLCC branch with the highest CL among all my cards.