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Credit Cards Maybankard 2 Gold & Platinum Cards V13, Treats Fair on 11 till 14 Jun 15

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fruitie
post Jun 17 2015, 09:18 PM

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QUOTE(Ramjade @ Jun 17 2015, 09:17 PM)
Not working yet la.

So my question is not answered yet. If I pledge FD, should I do it at my local Maybank or go Midvalley?
Then when I want to remove pledge need to go back to the place I pledge?
*
I'm not obliged to answer every of your questions. smile.gif
I don't pledge FD to get credit cards, let others answer you. smile.gif

This post has been edited by fruitie: Jun 17 2015, 09:19 PM
fruitie
post Jun 17 2015, 09:29 PM

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QUOTE(stormaker @ Jun 17 2015, 09:28 PM)
May i ask, if I pay the outstanding amount in full every month once the statement are out, will there any finance charges/interest ?

Or whats the best way to avoid any finance charges/interest ?

Thanks !
*
No, you won't be charged with any interest.
Once the statement is out, you have 20 days to pay. smile.gif
The date is always mentioned on the statement or you can easily view the date on M2U. smile.gif
fruitie
post Jun 17 2015, 09:34 PM

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Once FD is removed, card is also removed right? smile.gif

FD amount = Credit Limit amount?
fruitie
post Jun 17 2015, 09:39 PM

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QUOTE(stormaker @ Jun 17 2015, 09:37 PM)
Thanks for the reply.

Last month i didnt pay in full, this month i paid in full before the statement date, but I been charge with interest on the statement date this month. Thats mean the interest charged are actually from last month ?
*
Er...
Sure it is interest?

Sometimes Maybank just advertised 8.88% interest but that doesn't mean you got charged. smile.gif

If really yes, then it is from last month... I'm not been charged with interest before, so can't really answer. sweat.gif
fruitie
post Jun 17 2015, 09:49 PM

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QUOTE(stormaker @ Jun 17 2015, 09:45 PM)
Yeah, im sure it's interest, bcos i checked by viewing statement detail in M2U, it stated Finance Charges and the amount. But i thought interest are already charged last month, n i shouldnt be charge this month if i pay in full before the statement date or within 20days after the statement date ? Im confuse.
*
Maybe you can share a screenshot here and let others advise you. smile.gif
fruitie
post Jun 17 2015, 09:56 PM

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QUOTE(Ramjade @ Jun 17 2015, 09:54 PM)
Do we still need to pay RM50/card?
*
No, with the implementation of Goods and Services Tax on 1st April 2015, Government Service Tax is no longer applicable.
fruitie
post Jun 17 2015, 10:15 PM

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QUOTE(Ramjade @ Jun 17 2015, 10:03 PM)
Nice.  rclxms.gif But then gov where got so nice abolish the RM50/card.  hmm.gif If they abolish that, sure 6% GST some where. Or there is no 6%?  rclxub.gif
*
Well, because you are paying Goods and Services Tax (6%) for most of the stuff and services you are purchasing. So, no more Government Service Tax. smile.gif

QUOTE(stormaker @ Jun 17 2015, 10:03 PM)
Below is my screenshot. On 9/6 I made full payment so my outstanding is RM0, 11/6 I used the card, but 12/6 i made the payment so it become RM0 again. 12/6 i used the card again but when i try to pay on the statement date, which is 14/6, i saw the amount is more than the amount i used previously on 12/6. So i checked the Statement details n found out im being charged with interest.  sweat.gif

[attachmentid=4490495]
*
Well, if last month got interest charges, I think that's the one already.
When is your statement due date?

This post has been edited by fruitie: Jun 17 2015, 10:15 PM
fruitie
post Jun 17 2015, 10:26 PM

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QUOTE(stormaker @ Jun 17 2015, 10:19 PM)
Due date is 4 July. So its actually the interest for last month ?

N if my outstanding is RM0 every month before the due date, then there shouldn't be any interest ?
*
If you confirm that's the cause, then it should be interest. I suggest you to make call to CS and let them explain to you.

Yes, if 0 before due date, then no interest. smile.gif

QUOTE(Yello_page @ Jun 17 2015, 10:22 PM)
Guys, im new to this , i have a few question.

What date the credit will charge interest on my remaining debt?
And if i pay the minimum amount, i dont get charge interest isit?
*
If you don't pay before the statement due date?

There is interest, if no most of the people will just pay minimum. sweat.gif

This post has been edited by fruitie: Jun 17 2015, 10:26 PM
fruitie
post Jun 17 2015, 11:06 PM

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QUOTE(Yello_page @ Jun 17 2015, 10:47 PM)
when i will be charged with the interest and when is deadline i have to pay in full in order to avoid interest?

What is the diff between statement and outstanding balance.

Sorry, im new to this
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Statement balance = Your outstanding balance until the last statement is generated
Outstanding balance = Statement balance + unbilled transactions that will be included in your next statement

In short, just pay statement balance on the date indicated on your M2U, known as payment due date.

This post has been edited by fruitie: Jun 17 2015, 11:07 PM
fruitie
post Jun 18 2015, 10:30 AM

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user posted image

-I noticed that the cards displayed at the below of the ad is for Gold cards. Is there any way to get them send me Plat discounts? Though I know all Gold promos are for Plat as well. However, like last year some Plat and higher ranking cards received newsletters for their own promos.

This post has been edited by fruitie: Jun 18 2015, 10:32 AM
fruitie
post Jun 18 2015, 10:33 AM

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QUOTE(cybpsych @ Jun 18 2015, 10:31 AM)
posted this 3 days ago tongue.gif
*
Well, my intention was also to ask a question actually. tongue.gif
-I noticed that the cards displayed at the below of the ad is for Gold cards. Is there any way to get them send me Plat discounts? Though I know all Gold promos are for Plat as well. However, like last year some Plat and higher ranking cards received newsletters for their own promos.
fruitie
post Jun 18 2015, 10:40 AM

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QUOTE(maskedchan @ Jun 18 2015, 10:37 AM)
mine was opposite than yours.. i receive those promotion for higher card such as WorldMasterCard and Visa Infinite..
but i do not own those card  shocking.gif  doh.gif
maybe the system send out regardless of what card you holding...once your e-mail registered in system, they will mass send?  hmm.gif
*
You don't tipu2 la, I know you have VI and other Premier cards. tongue.gif

No, I always noticed below the ad is always displayed with Gold cards...

QUOTE(cybpsych @ Jun 18 2015, 10:38 AM)
i have no idea how mbb target their customers with the edm biggrin.gif

there's a setting in m2u to receive edm, perhaps logging into your m2u and adjust the selection?

p/s: it's buggy (for my), i can turn on but not off the selected option.
*
hmm.gif I'll try that too.

Anyway, this thread needs to be moved to V14.

This post has been edited by fruitie: Jun 18 2015, 10:41 AM

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