Finally redeemed another RM 30 McD's vouchers from KLCC branch yesterday.

It was fun collecting points and thank you Maybank for giving me RM 930 vouchers.

Now left with 800+ points only.

I calculated only RM 3.40, it's OK la.
Plus I only have until today and there is no Baskin Robbins near to my office. Only Haagen Dazs.

janson_kaniaz did, if I'm not mistaken.

Maybank has for TGV.
Every Thursday, buy 1 free 1 and everyday before 6.00 p.m. is RM 10.

Read here: http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

If you pick up from branch, the officers will usually help you to activate. Only those by delivery, need to call to activate.

Purposely waited till weekend to pay my UniFi bill and I used Maybank app to pay, I remembered I selected AmEx Plat and just noticed it deducted from my savings account.

My weekend cash rebate and TP.

Not about being last minute or anything, it is just I accidentally selected the wrong account.

First time happened to me after so many years.
Will test the iPad app if it has bug... On the first page selected AmEx Plat, then if second page will prompt back to savings account. Or it could be really my own negligence...

RM 5. Thank you very much.
I have two accounts and one of them is the i-Savers account which has more money and I selected from that account.
Talking about it, some of the ATMs don't recognize my i-Savers account, so I usually while q-ing only use Maybank app to transfer from Savers account to my Wadiah account.

It was my first time using iPad Maybank app, usually use its website or Android Maybank app, so far no issue.

But I don't have a husband yet.

Er...

Yes, I retried again yesterday just to get a feel where went wrong, and what you described was what actually happened. I will be more cautious in the future.

This post has been edited by fruitie: May 11 2015, 10:37 PM

Er... Not about my budget. I can be jobless for 6 months or more and my savings is still enough, I think you are missing the point here.
But thanks for your suggestion, I certainly do not want my fund to have only RM 5 and not easy for me to withdraw when I travel to overseas.

And savers account's interest is not too bad which is paid on monthly basis.

This post has been edited by fruitie: May 11 2015, 10:54 PM

Care to explain to me, what does it mean by cardless ATM withdrawal?
Sorry, very new to all these.

Thanks guys, I just had a quick read on it because busy with work here.
It looks a bit complicated eh. How is it more convenient than me transferring money within my own accounts?

Oh, sounds cool! And I just saw your message that it has now RM 1.00.... That turns me off.

Even some Maybank ATMs also don't recognize and of course other banks' ATM don't recognize which I think that's pretty understandable.

Yes, correct for the bolded part.

Not all Maybank ATMs, only some.

To further clarify, I think this is how it works. For e.g., if you intend to withdraw RM 100 and your normal Wadiah account only has RM 60.00 but your i-Savers account has RM 2000. Once you punch in 100 and it will not allow you to choose to withdraw from i-Savers account, it will straight pop up the message telling you insufficient of fund.

However, if you intend to withdraw RM 50, after you punch in the amount, in the next screen, it will ask you to choose to withdraw from which account.

I hope this clarifies, so it means the priority still goes to Wadiah account.

At least this is happening to me.


This post has been edited by fruitie: May 12 2015, 06:34 PM

Thanks guys! I will try in my next withdrawal. This thing bothers me the most but it's good that it's my own ignorance and not bank's limitation.

You do know there is interest for late payment and minimum payment right?

I don't know about all these interests as this is not what I'm looking for from a credit card. Maybe others can advise you better.

OF course need to prepare documents, else how to prove you are eligible for the cards?

Well, I was also bring offered the same way back in 2011.
That's because my salary was paid directly to Maybank and this doesn't mean that all will be called by them. I was very lucky.

If you initiate the application yourself, then you have to submit supporting documents.

I just registered for all 5 items, so it is based on luck right?

OK, I don't have this kind of luck.
So, I don't think I will get anything eventually.

Though the agent can call you and offer you but it's still subject to management‘s approval. No harm trying though.