No idea. If I want to move to China. I'll switch from CIMB GTF or add cash investment.

I have RSK-UOB China-India Dynamic Fund with me but it's roughly 5% of portfolio.

do you have enough in emergency funds.
how much is the expected DP?
Target yield of 9~10% can be "expected" so is "negative" yield and yield of 2~3% too.
These yield rate can stay for a few years just like it can jump up and down yearly too.
With these uncertain scenario...just dun't put all eggs into one basket if you have a "Target Return Time' of 3~5 years.

Else can try consider or put some in those "Target Return" funds...
yes that is not a guarantee TOO...but at least the FM has a "Target" to achieve.
(FM has the tools, data and team to make decision and are not so emotional in making decision thus "may be better" when compared to normal investor)

example the target reads....
Performance Benchmark
The performance benchmark of the Fund is 8% growth of NAV per annum over the medium to long-term.
This is not a guaranteed return and is only a measurement of the Fund’s performance. The Fund may not achieve the targeted return of 8% growth of NAV per annum in any particular financial year but strives to achieve this return over the medium to long-term.

This post has been edited by yklooi: Apr 28 2015, 08:16 AM

how many % of the 53.4% of Asia X Jpn are in China/Hk region?

Fitch rating downgraded Japan huh?
let see how the Jpn mkt will react today.

Yesterday, I have given an estimation rule.

Let's say all those funds have an average of 15% exposure in China & Hong Kong, this will translate to 8%.

This post has been edited by David83: Apr 28 2015, 08:33 AM

Opens green: 0.71% higher

No effect?

This post has been edited by David83: Apr 28 2015, 08:34 AM

yes,...
if those holding Ponzi at 53.4% of the portfolio and this Ponzi has abt 38~40% in CHina/Hk alone....
then the % of China/hk alone is substantial in the portfolio....

Just for the sake of fund:

Asia ex Japan Fund	HK	China
CIMB-PRINCIPAL ASIA PACIFIC DYNAMIC INCOME FUND	20.7	15.6
Eastspring Investments Asia Pacific Equity MY Fund	30.3	4.92
Kenanga Asia Pacific Total Return Fund	41.4
Affin Hwang Select Asia (ex Japan) Opportunity Fund	14	24.7
Affin Hwang Select Asia (ex Japan) Quantum Fund		7.7
AMASIA PACIFIC EQUITY INCOME		26.4

*Based on latest available fund factsheet

This post has been edited by David83: Apr 28 2015, 09:01 AM

Seems like the average is 30.95% which nearly double of my conservative estimation.

For RM5K, my no brainer answer would be:-

(1) KGF
(2) Ponzi 2
(3) CIMB Global Titans

in equal portion.

Stop. Take a deep breath. Read at least 5 books on unit trust investment and asset allocation. Then come back and take the plunge. Some of the books are not cheap but worth their weight in gold.

Are you based in KL? Then you may consider going to the National Library to borrow the books. They have a good selection of investment books. You can borrow 6 books at a time. Save yourself a few hundred bucks. Then buy the book you like.

Good luck!

Been reading online like mad these days. ><

Forums, sheets, prospectus, finance terms, etc etc.... very new to me. Not trained in this field. haha

Still got upside potential for KLSE and KGF in particular? Yesterday was a significant drop in NAV.

Ponzi 2 yes definitely.

CIMB Global Titans vs Aberdeen World Equity?

CIMB GTF: US (heavy), Europe & Japan
AIWEF: Europe (heavy), US and the rest

This post has been edited by David83: Apr 28 2015, 10:10 AM

Your call bro. RM5K rite? I am not going to kill my brain cells over it.

In that case AIWEF would be a safer bet rite especially with investors moving funds out of US?

Aberdeen Islamic World Equity Fund latest factsheet:

URL: http://www.aberdeen-asset.com.my/PdfUpload...pdf?OpenElement

20% in US, 46.2% in Europe + UK, 9.7% in Japan

This post has been edited by David83: Apr 28 2015, 10:14 AM

Definitely since it's Shahriah compliant and risk is more diversified.