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 AS1M, ASB, ASW,ASM,ASG,ASD

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TSdoremon
post Dec 19 2006, 01:32 AM

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QUOTE(nexona @ Dec 18 2006, 11:00 PM)
went to maybank and ask all full. Ai.. got lubang or not? for ASW
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doh.gif no sure bro. I have ASW2020 book with me but the amount is RM0.00 since i transfered all the amount into ASB. Now not sure mine still valid or not. Later i will check with bank tongue.gif

TSdoremon
post Dec 19 2006, 08:21 AM

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QUOTE(vergas @ Dec 19 2006, 08:13 AM)
Try to tackle the girl behind the counter and belanja her makan. Then ask he to call you quickly if there are available units. Kill to birds in one stone mah... rclxms.gif
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Kekeke tongue.gif Joke of the Day lor tongue.gif . How come u that funny hehe
TSdoremon
post Dec 20 2006, 01:46 PM

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QUOTE(mucklampir @ Dec 20 2006, 12:17 PM)
brader doremon, do u have asb loan? can terminate or not? any prob to do so?
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doh.gif Don't Ever use Asb loan for your saving or investment purposes. IT'S A WASTE OF MONEY. Refer to the webpage give.
WHAT HAPPEN IF U USE ASB LOAN. Sorry it's in bahasa Malaysia. Hope it helps tongue.gif


TSdoremon
post Dec 21 2006, 07:29 AM

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QUOTE(hamster9 @ Dec 20 2006, 03:29 PM)
wat for? ASW unit still have for Bumi ma...
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You mean still avaliable for Bumiputra only for ASW2020 or still open to all? blink.gif

TSdoremon
post Dec 21 2006, 02:02 PM

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QUOTE(vergas @ Dec 21 2006, 12:46 PM)
ASB Dividend 7.3%, Bonus 1.25%
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doh.gif So little lor. What happen? Last year 8.5% is it? What happen to the government nowlah rclxub.gif


TSdoremon
post Dec 21 2006, 02:19 PM

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u r right. i don know y i was being stupid to register for it 6 months ago(actually just follow my fren). already menyesal and now want to terminate it after receive dividen (next week maybe). but don know the clause yawn.gif
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[/quote]

BRO, don't call yourself stupid. If u call yourself stupid I will be more Stupid coz I don't mention this thing earlier doh.gif So sorry. Last time I also almost got suck in to all this nonsense. But lucky someone help me out. Someone in Lowyatz enlighten me. I thank you for that person (Forgot his nick doh.gif ) By the way, Mlm is even worse money sucker. If u know what u doing then it's ok to get involved. If u don't or just get involve cause of your friends, then u looking for trouble. If Mlm is as successful as they say means everyone will be rich (Including Bangladesh, Indons, Org Asli, Org Gila etc). Just a quick tip Never loan (If possible), never use or apply credit card (unless it's prepaid). Reason saying this is because I get my stupid head involved in mlm. Work like SoH**,FU*K,Cor*SU**ER and get little return. I don't to say the company name but it's a recruitment concept. ******* I invested RM2k+ plus upline promise me heaven and earth (The guy is my neighbour) the whole family involved (Know for 21 years) choose to ignore me after I invested RM2K+. Bugger once I pour money everybody started missing. Bloodyhell. MY OWN NEIGHBOUR. Now I really frustrated and I already decided to go for this Bank investment method such as ASB,ASW2020 etc. It's slow but u get the satisfaction. Imagine you work like hell to earn and matter of split second it gone. How do you feel?

TSdoremon
post Dec 21 2006, 02:51 PM

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QUOTE(yhtan @ Dec 21 2006, 02:43 PM)
u must be involve in LB sweat.gif
i heard ppl said 90% failed to make money,only few % earn big money doh.gif
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LB? What's LB? Is it Left Back in soccer field? Care to redefind blush.gif

TSdoremon
post Dec 22 2006, 08:23 AM

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QUOTE(vergas @ Dec 22 2006, 08:15 AM)
I suggest you try your luck. Its nice for the post office guy/girl to ask you to try your luck, some will just say "sudah penuh".

The fund will be available when other people withdraw their money. So you can get lucky.
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One quick question, what you mean by withdraw? Currently I have ASW2020 bank book but it's 0 amount as I transfered all my money in ASB. So it has been 6 months already with 0 value. So am I out of ASW skim now? blink.gif

TSdoremon
post Dec 22 2006, 01:44 PM

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ASB Result :-

http://www.bharian.com.my/m/BHarian/Friday...235042/Article/
TSdoremon
post Dec 22 2006, 02:12 PM

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QUOTE(yhtan @ Dec 22 2006, 02:04 PM)
is it true that dividen(asw-bumi) is higher than diviven(asw-non bumi)?
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How come like that? I tought for bumi already categories in ASB and ASW2020 open to all. In ASW everybody are equal. If i not mistaken hmm.gif
TSdoremon
post Dec 27 2006, 07:31 AM

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So far the highest FD I seen is 5% (opposite HSBC of Central Market). For FD under government control ASB second ASW. What I don't understand is how does FD works? Example I put RM10k. 5% of RM10k is RM500. Then follow by the following year RM10500. End of the year another 5% from RM10500. Am I right so far?
TSdoremon
post Dec 27 2006, 02:54 PM

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QUOTE(vergas @ Dec 27 2006, 09:44 AM)
You must mean Malaysian Building Society Bhd (MBSB) a company controlled by EPF. The advertisement is blue in colour right?

FD has maturity date, eg 1 month, 3 months etc till about 15 months. If you put FD of RM10000 for 12 mnths and the bank/institution say will give you 5%pa, you'll get RM500 at end of 12 months. But it you withdraw before 12 months you MAY get nothing (some nice bank may give you something). At end of the 12 months if you roll over the interest plus principle another 12 months and the instution/bank say will give you 5%, yes that will be 5% out of RM10500. But FD rate changes, so after 12 months the new rate may be more of less.
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So if that's the case ASW has more % rather then normal fix deposit. Please be aware that i am referring the people that not involve with mutual fund, stock nor unit trust.

TSdoremon
post Dec 28 2006, 07:58 AM

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QUOTE(vergas @ Dec 27 2006, 03:55 PM)
Historically this is true, except during the financial crisis in 1997/98 when FD rate increase to 10% for a while.
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As far as I know that ASN is not that bad either. This three things ASB(Bumi), ASW2020(Open) & ASN(Open) is the best there is. It's guaranty and monitor by government. I think best if everybody starts to focus in investment this rather then others (privates). Coz by doing so we also helping the government to make improvements in investments side (country).

This post has been edited by doremon: Dec 28 2006, 08:02 AM
TSdoremon
post Dec 28 2006, 08:17 AM

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QUOTE(vergas @ Dec 28 2006, 08:11 AM)
ASN is not fixed price fund, so you may lose some of your capital. I would replace ASN with Amanah Saham Didik (ASD), but ASD is only available for bumi. You can use portion of your EPF for ASD as well. Oh.. but its difficult to get ASD since it has limited fund size.
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doh.gif how come i never heard about this ASD? What the hack is it? Is it similer with ASB or ASW2020?

TSdoremon
post Dec 29 2006, 07:33 AM

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QUOTE(soul2soul @ Dec 28 2006, 09:44 PM)
why dont you stop by the PNB's agent bank one of these days, and take the 'borang pelaburan PNB' - you will find ASD among the few columns of funds available.
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If via website, if i'm not mistaken most infos are there. Utilize then internet facilities. Save me a lots of time lor. Any idea what's the weblink for this PNB? tongue.gif
TSdoremon
post Jan 1 2007, 01:18 AM

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QUOTE(soul2soul @ Dec 29 2006, 06:29 PM)
sorry i cannot do the homework for you.
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Ok if that's the case i'll try to do research then. Tq for the info tongue.gif

TSdoremon
post Jan 2 2007, 09:18 PM

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Tomorrow judgment day for all of us who have invested in ASB & ASW2020. Good luck hehehe
TSdoremon
post Jan 8 2007, 08:01 AM

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Is there any other investment skim that can beat ASB or ASW2020?
TSdoremon
post Jan 10 2007, 07:29 AM

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QUOTE(ableze_joepardy @ Jan 10 2007, 02:58 AM)
wanna ask something..

can we make deposit (put money into account or whatsover its name is) into our ASB account by internet? via cimbclicks or m2u?
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As far as i know you only can do business or any sort of transation via ASB book. That's all. You cannot deal via internet, Atm etc. For non bumiputra, if u intrested in investing ASB easy only. You have to basic on trust. I know it's risk. Like 3 of my non bumiputra friends already share investment of ASB with me in my account biggrin.gif . I get 1% of the divided that they get each year. Keep separate track record. rclxms.gif

This post has been edited by doremon: Jan 10 2007, 07:32 AM
TSdoremon
post Jan 10 2007, 07:33 AM

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QUOTE(Jason @ Jan 9 2007, 05:48 PM)
well, went to the RHB near my place and non-bumi is out..anybody know if any bank still have non-bumi allocations? PM is appreciated...
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rclxub.gif Sorry bro maybe I am nooblah. What the hack u talking about tongue.gif

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