50k? u sure?

ASB declare the dividend/bonus on the middle of December but only credit to your account on 1st of Jan. You can only withdraw it on the 2nd cause 1st is a holiday.

I just received my penyata pengagihan pendapatan ASW2020. So it stated that PNB will credit the dividend to your acct on 31st of August. This year dividend is 8%.

not necessarily

hmm.....normally ASB's dividen will be higher compare to other PNB products.....
but still need to wait till they announce the dividen for this year....
u really needs to think bout it lo,as far as i know,ASB gives more profit than ASW....
but this year very suprising ASW2020's dividen is 8%.....they just opened the fund on September,allowing each
customer to invest RM20,000.00 only.....

the bonus very little only.... haha but better then none lo ..

Hi! I'm new here. Been reading some great stuff that you guys posted.

I called PNB yesterday to enquire about this year's closing date; it is 21 December and reopens on 2 January 2008.

All,

It is SO SIMPLE that it only take common sense to figure this one out.  As long as you understand simple plus and minus, you can know this.

If the bank loan you money at 6.9% and ASB pay you dividend of 7%, you make (7% - 6.9%) = 0.1% every year.  This does not take into account of bonus and so on.  This is FREE MONEY.  You put NOTHING in and you get 0.1% of the whatever loan amount you take.  And, if you are discipline enough to do not spend the dividend.  Eventually, you will get the ASB free and clear.

The ONLY question that you need to ask is will the ASB dividend ALWAYS HIGHER than bank loan rate?? If yes, you take the ASB loan.

In the old days, the ASB dividend rate was 14% while ASB loan only at 9% to 10%.  There is NO REASON why a BUMI cannot be rich in Malaysia with FREE MONEY from ASB.

Dreamer

for now invest which 1 is better? if i got 10k in hand now.

i heard from someone now unit thrust is not so good. all is going down correct or not ? But I know ASB is ok every year

that's one way, the other way is wait till ASNB to anounce they release more units, but you have to camp outside the bank days before.