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Credit Cards Maybankard 2 Gold & Platinum Cards V12, TP inflation,400TP=RM1 starting 1 May 15

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fruitie
post Apr 2 2015, 05:11 PM

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QUOTE(selvenz @ Apr 2 2015, 04:51 PM)
If number is 20246688 be wary, i called maybank twice first time they say there is no record of this number in their system, and no calls were made.

Called second time, today now they tell me this number is their internal telemarketer but unable to see any records of a call to me. Funny also offering maybank2card platinum. said was pre approved and will deliver card to home in 14 days. irony they didnt ask for income tax , epf etc just said since my salary is via maybank no need any further documents.

I find it hard to believe but will wait and see.
*
Er.. I had my pre-approved cards the same way too back in 2011 when it was just introduced to the market. smile.gif
selvenz
post Apr 2 2015, 05:11 PM

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QUOTE(maskedchan @ Apr 2 2015, 04:58 PM)
you think too much..
if he had all the information about you..what he can scam you?
did the person ask any extra information from you? or did the person just ask your consent of accepting the offer?
*
Maybe im being paranoid, i have been burned badly thru identity theft once. who remembers Southern Bank "direct Access". Took me 2 years and all the running around to clear my name from ctos , lawyers etc. In the end i still have to pay off the debt.

so i just want to be careful.
Human Nature
post Apr 2 2015, 05:17 PM

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Better be save than never. Just apply directly if want the card.
fruitie
post Apr 2 2015, 05:23 PM

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QUOTE(selvenz @ Apr 2 2015, 05:11 PM)
Maybe im being paranoid, i have been burned badly thru identity theft once. who remembers Southern Bank "direct Access". Took me 2 years and all the running around to clear my name from ctos , lawyers etc. In the end i still have to pay off the debt.

so i just want to be careful.
*
Actually if I were you due to bad encounter, I will just reject the offer and apply directly from the bank instead. smile.gif
dimenxion
post Apr 2 2015, 06:59 PM

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QUOTE(selvenz @ Apr 2 2015, 04:51 PM)
If number is 20246688 be wary, i called maybank twice first time they say there is no record of this number in their system, and no calls were made.

Called second time, today now they tell me this number is their internal telemarketer but unable to see any records of a call to me. Funny also offering maybank2card platinum. said was pre approved and will deliver card to home in 14 days. irony they didnt ask for income tax , epf etc just said since my salary is via maybank no need any further documents.

I find it hard to believe but will wait and see.
*
This is common if you are using maybank account to receive your salary. i myself applied the m2c without needing to provide anything at all. they just look at my account and ensure the salary is enough to apply for platinum card. received my card within 4 working days. and they're all through phone.



dradormien
post Apr 2 2015, 07:06 PM

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after see how 'successful' My TP project, My bro applied also, he just been informed by MBB that he card approved, but the problem is, the approved maybank visa ikhwan cc. (He request specifically for MBB2card). Any advice on how to deal with this?
Human Nature
post Apr 2 2015, 07:26 PM

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QUOTE(dimenxion @ Apr 2 2015, 06:59 PM)
This is common if you are using maybank account to receive your salary. i myself applied the m2c without needing to provide anything at all. they just look at my account and ensure the salary is enough to apply for platinum card. received my card within 4 working days. and they're all through phone.
*
There is a difference. In your case, you applied. In this case, it was supposedly from a 'telemarketer'. The issue is on whether that telemarketer is genuine or a scammer smile.gif

This post has been edited by Human Nature: Apr 2 2015, 07:27 PM
Human Nature
post Apr 2 2015, 07:28 PM

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QUOTE(dradormien @ Apr 2 2015, 07:06 PM)
after see how 'successful' My TP project, My bro applied also, he just been informed by MBB that he card approved, but the problem is, the approved maybank visa ikhwan cc. (He request specifically for MBB2card). Any advice on how to deal with this?
*
Email to customer service that the application is for MBB2cards.
iwubpreve
post Apr 2 2015, 07:28 PM

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hi wanna know if spend at oversea like Singapore, Amex is better?
Human Nature
post Apr 2 2015, 07:31 PM

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QUOTE(iwubpreve @ Apr 2 2015, 07:28 PM)
hi wanna know if spend at oversea like Singapore, Amex is better?
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higher admin fee, lesser acceptance, 5% cashback on weekends, 5x TP everyday

This post has been edited by Human Nature: Apr 2 2015, 07:33 PM
iwubpreve
post Apr 2 2015, 07:32 PM

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QUOTE(Human Nature @ Apr 2 2015, 07:31 PM)
higher admin fee, lesser acceptance, 5% cashback on weekends
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what about visa?
Human Nature
post Apr 2 2015, 07:33 PM

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QUOTE(iwubpreve @ Apr 2 2015, 07:32 PM)
what about visa?
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maybank 2 visa? lower admin fee than amex, better acceptance, 1 TP
SUSDavid83
post Apr 2 2015, 07:33 PM

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QUOTE(iwubpreve @ Apr 2 2015, 07:32 PM)
what about visa?
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Wider acceptance, comparable admin fee, no cash back, 1x TP for any day, any transaction except Petrol
dradormien
post Apr 2 2015, 07:34 PM

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QUOTE(Human Nature @ Apr 2 2015, 07:28 PM)
Email to customer service that the application is for MBB2cards.
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should he wait for the card to arrived first? and convert later?
iwubpreve
post Apr 2 2015, 07:36 PM

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QUOTE(Human Nature @ Apr 2 2015, 07:33 PM)
maybank 2 visa? lower admin fee than amex, better acceptance, 1 TP
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how they charge admin fee? won't indicate in statement?
SUSDavid83
post Apr 2 2015, 07:38 PM

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QUOTE(iwubpreve @ Apr 2 2015, 07:36 PM)
how they charge admin fee? won't indicate in statement?
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Admin fee is referring foreign currency conversion to MYR.
Human Nature
post Apr 2 2015, 07:39 PM

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QUOTE(dradormien @ Apr 2 2015, 07:34 PM)
should he wait for the card to arrived first? and convert later?
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If I am not using Ikhwan, I will not accept it since I did not apply for it. But that is just me.

You need to check with customer service whether it is possible to convert or not as they are not having the same credit limit and considered as different entity (islamic banking).

QUOTE(iwubpreve @ Apr 2 2015, 07:36 PM)
how they charge admin fee? won't indicate in statement?
*
Statement will only show final amount. Read 1st post here as guideline (could be outdated):
https://forum.lowyat.net/topic/1845691

This post has been edited by Human Nature: Apr 2 2015, 07:40 PM
iwubpreve
post Apr 2 2015, 07:45 PM

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QUOTE(David83 @ Apr 2 2015, 07:38 PM)
Admin fee is referring foreign currency conversion to MYR.
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QUOTE(Human Nature @ Apr 2 2015, 07:39 PM)
If I am not using Ikhwan, I will not accept it since I did not apply for it. But that is just me.

You need to check with customer service whether it is possible to convert or not as they are not having the same credit limit and considered as different entity (islamic banking).
Statement will only show final amount. Read 1st post here as guideline (could be outdated):
https://forum.lowyat.net/topic/1845691
*
ohh. so if collect points and cash back is not concern, any visa master is best? mean have lesser charges in term of fee and conversion?

Human Nature
post Apr 2 2015, 07:47 PM

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QUOTE(iwubpreve @ Apr 2 2015, 07:45 PM)
ohh. so if collect points and cash back is not concern, any visa master is best? mean have lesser charges in term of fee and conversion?
*
in general, yes.
maskedchan
post Apr 2 2015, 07:48 PM

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QUOTE(selvenz @ Apr 2 2015, 05:11 PM)
Maybe im being paranoid, i have been burned badly thru identity theft once. who remembers Southern Bank "direct Access". Took me 2 years and all the running around to clear my name from ctos , lawyers etc. In the end i still have to pay off the debt.

so i just want to be careful.
*
Understand your doubt. If u have doubt, just reject it.
I just want to point out maybank do have facility to pre-approve card for u if u banking with them

QUOTE(Human Nature @ Apr 2 2015, 07:31 PM)
higher admin fee, lesser acceptance, 5% cashback on weekends, 5x TP everyday
*
Actually AMEX acceptance in Singapore not that bad. Almost all big departmental store accept it. Also restaurant widely accept AMEX

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